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Full-time
bachelor degree, professional certificate
Posted 37d ago
Apply by Aug 31
~40 hrs/week
Responsibilities
Drive new client acquisition and revenue generation for the Asset Based Lending Group in the South region. Coordinate with deal teams, risk, and capital markets to execute ABL loans and ancillary credit products.
Requirements
Requires over 10 years of experience in ABL origination, structuring, and credit risk management. Must hold a Bachelor's degree and obtain FINRA licenses 79, 63, and SIE within six months.
Full job description
Citizens is currently recruiting for a Senior Originator in our Asset Based Lending (ABL) Group. The role is an integral position driving new client acquisition and business activity for this National Team. The role works closely with leadership in the ABL Group, Capital Markets and coverage banking (Middle Market, MidCorporate and Corporate Finance).
Responsibilities:
Responsible for origination activities in the ABL Group covering the South region
The role will drive revenue generation from new ABL loans, other credit products, capital market executions and all other ancillary products.
Work closely with Head of Originations, setting regional go-to-market strategies including specific prospects, (ii) strategy execution, and (iii) oversight of his/her deal sales process, including client selection.
Manage the coordination of the deal team, ABL resources, as well as supporting groups such as coverage, risk and capital markets teammates.
Simultaneously, it will be important to continue building and enhancing the Citizens brand and enhance internal and external communications including expectations management.
Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.
Qualifications:
10+ years of experience and exhibited competency in ABL origination and structuring, financial analysis, understanding and applying credit policy and credit monitoring and risk administration practices
ABL capital markets and syndication experience a plus
Ideal candidate is located in Atlanta or Florida (Tampa, Orlando or Miami area)
Equivalent work experience may be considered as alternative to formal credit training program completion.
Excellent verbal, communication, interpersonal and organizational skills required.
Ability to multi-task and function under pressure.
Proficient in PC applications, including projection modeling.
Education/Licenses
FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date
Bachelors Degree required.
Hours & Work Schedule
Hours per Week: 40+
Work Schedule: Monday - Friday
#LI-Citizens1
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Related keywords
Asset Based LendingABLOriginatorCredit ProductsCapital MarketsSyndicationFINRA 79FINRA 63SIECommercial BankingMiddle MarketCorporate FinanceRisk AppetiteFinancial AnalysisDebt Capital
Citizens Private Bank provides an extraordinary caliber of service that goes beyond and above — a commitment to redefining excellence and continuously striving for more. Backed by the strength and stability of Citizens, one of the country’s oldest and largest financial institutions, Citizens Private Bank delivers holistic banking and wealth management¹ solutions tailored to our clients’ unique financial ambitions. Our Private Bankers serve as a single point of contact and relentlessly go the extra mile to help clients preserve and grow wealth with bespoke financial solutions and advice.
Supported by a team of banking and wealth management experts, our Private Bankers stand ready to anticipate our clients’ needs and to help build their wealth, now and for generations to come.
¹Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. (“Citizens”). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. (“CSI”), a registered broker-dealer and SEC registered investment adviser, Member FINRA/SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC (“EPS”), or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens. For deposit products, Member FDIC.
Offices: Providence, RI, US
Wealth ManagementBusiness BankingPersonal BankingTechnology & Life SciencePrivate Equity & Venture CapitalIndividuals & FamiliesProfessional ServicesCommercial Real Estateand Nonprofits & Private Foundations
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