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Full-time
bachelor degree
Posted 7d ago
~40 hrs/week
Responsibilities
The Senior Commercial Portfolio Manager underwrites complex credit packages and manages a portfolio of healthcare banking relationships. They also mentor junior staff and monitor credit risk metrics to ensure alignment with organizational standards.
Requirements
Candidates must possess a bachelor's degree in Accounting, Finance, or a related field and at least 7 years of progressive commercial credit experience. Formal commercial credit training and strong analytical and communication skills are required.
Full job description
Job Summary
The Senior Commercial Portfolio Manager is a key member of the client team and credit leader within the organization. The Senior Commercial Portfolio Manager works with the Commercial Relationship Manager to meet with customers, screen new deals, and develop credit solutions. The Senior Commercial Portfolio Manager underwrites credit packages and manages a credit portfolio independently with minimal oversight, generally for the largest and most complex relationships
Key Responsibilities / Essential Functions
Underwrites, structures and completes credit packages generally for the largest and most complex borrowing relationships (new money, renewals, and annual reviews).
Proactively manages a portfolio of existing client relationships.
Reviews borrowing base and covenant calculation trends; monitor changes in the borrower’s industry and operating performance; and identify changes in the borrower’s credit risk profile.
Creates and analyzes balance sheet, income statement and cash flow projections.
Ensures all credit risk metrics within the assigned portfolio are managed within acceptable risk tolerance.
Mentors Commercial Portfolio Managers and Commercial Credit Analysts. Provides opportunities for growth. Serves as a resource in building the bank’s credit bench strength.
Maintains confidentiality and security of sensitive information.
Job Requirements
Education:
Bachelor’s degree in Accounting, Finance, or related field.
Required:
Minimum of 7+ years of progressive Commercial Credit experience.
Formal Commercial Credit Training.
Strong communication, interpersonal, organizational, and time management skills.
Works with a sense of urgency.
Must be a self-starter with a strong worth ethic.
Demonstrated ability to work independently to meet deadlines while managing multiple projects / processes.
High degree of personal and professional integrity – consistent, trustworthy, honest, and fair in dealing with bank staff and customers.
Must be flexible and willing to take-on projects and responsibilities outside the primary scope of position.
Proficient with Microsoft Office products.
About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
The employee will frequently communicate and must be able to exchange accurate information with others.
The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
At HomeTrust Bank, we pride ourselves on being a regional, community-focused institution offering full-service consumer and commercial banking.
Our team of experienced local bankers is dedicated to understanding your business needs and crafting innovative solutions to help you grow. Whether you need the basics like personal checking and savings, or more advanced business services like Commercial Lending and Treasury Management, our personalized approach ensures that you receive expert advice tailored to your specific needs.
Our commitment to community-focused banking is clear: as a Forbes Top 100 bank in America and an S&P Top 50 Community Bank with assets between $3B and $10B. This recognition reflects the dedication and expertise of their team of experienced local bankers who prioritize understanding their clients' needs and providing tailored solutions for both personal and commercial banking.
At the heart of all of this are our outstanding employees who make these awards possible. HomeTrust is certified as a Most Loved Workplace based on the Love of Workplace Index™ which surveyed HomeTrust employees on various elements around employee satisfaction and sentiment including the level of respect, collaboration, support, and sense of belonging they feel inside the company.
HomeTrust Bancshares, Inc. is the holding company for HomeTrust Bank. As of March 31, 2026, the Company had assets of $4.4 billion. The Bank, founded in 1926, is a North Carolina state chartered, community-focused financial institution committed to providing value added relationship banking through over 30 locations as well as online/mobile channels. Locations include: Georgia (Greater Atlanta), North Carolina (Asheville metropolitan area, the "Piedmont" region, Charlotte, and Raleigh/Cary), Upstate South Carolina (Greenville), East Tennessee (Kingsport/Johnson City, Knoxville, and Morristown) and Southwest Virginia (Roanoke Valley).
Member FDIC | Equal Housing Lender
Offices: 10 Woodfin St, Asheville, North Carolina 28801, US · 140 Airport Rd, Arden, North Carolina 28704, US · 6501 Kingston Pike, Knoxville, Tennessee 37919, US · 2820 Brambleton Ave SW, Roanoke, Virginia 24015, US · 422 Broad St, Kingsport, TN 37660, US
How much do Management & Leadership jobs in North Carolina pay?
Based on 4085 listings with disclosed salaries, most management & leadership jobs in North Carolina pay between $65k–$179k per year. Individual offers vary with seniority, company size, and specialization.
How many Management & Leadership jobs are open in North Carolina right now?
There are currently 16,630 open management & leadership positions in North Carolina listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Management & Leadership roles in North Carolina?
Companies currently hiring include Domino's, CVS Health, Dollar Tree Stores, American Addiction Centers, Duke Health Technology Solutions, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Management & Leadership jobs in North Carolina?
Yes — 3123 of the 16630 open management & leadership positions offer remote or hybrid work (904 remote, 2219 hybrid).
How do I apply for Management & Leadership jobs in North Carolina?
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