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Full-time
bachelor degree, professional certificate
Posted 9d ago
~40 hrs/week
Responsibilities
Solicit residential first mortgages by building relationships with Realtors, builders, and developers. Interview loan applicants, analyze financial data to determine creditworthiness, and manage the loan application process through to processing.
Requirements
Requires a bachelor's degree or equivalent with 4 years of related experience and 2 years of management experience. Must possess S.A.F.E. Act registration through the NMLS at the time of employment.
Full job description
GENERAL DESCRIPTION OF POSITION
Solicits residential first mortgages through contacts with Realtors, builders, and developers. Interview loan applicants and makes credit decisions.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Work with assigned branch office to ensure awareness of home loan products.
2. Handle referrals from branch office and provide appropriate follow-up.
3. Develop referral contacts (realtors, builders, professional and personal contacts).
4. Analyze financial data to determine creditworthiness.
5. Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
6. Take borrower applications.
7. Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor.
8. Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner.
9. Maintain high levels of customer service while managing each applicant's and support staff's expectations.
10. Attend and participate in all lending meetings as required.
11. Complete BSA/AML training and other compliance training as neccessary.
12. The ability to work in a constant state of alertness and in a safe manner.
13. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 4 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience.
COMMUNICATION SKILLS
Ability to read, analyze, and understand general business/company related articles and professional journals; Ability to speak effectively before groups of customers or employees.
MATHEMATICAL SKILLS
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.
CRITICAL THINKING SKILLS
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site provides the MU4R questions and registration required for employment in this position.
PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
SOFTWARE SKILLS REQUIRED
Intermediate: 10-Key, Accounting
WORKING CONDITIONS
Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.
ENVIRONMENTAL CONDITIONS
The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.
While performing the functions of this job, the employee is frequently required to sit; and occasionally required to stand, walk, stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision; depth perception; and ability to adjust focus.
Who we are and what we stand for.
“Work hard, have fun, make money, while providing outstanding customer service and honoring the Golden Rule.” - Happy State Bank mission statement
Happy State Bank began in 1908 in Happy, Texas. While we’ve grown in size, locations, and assets, we like to keep the feel of a small-town bank where everyone knows your name.
Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities, and in the attitudes of each of our employees. We have 20 core values that we live by and are proud of, and believe the Golden Rule is key.
We have locations across the Texas Panhandle all the way to Dallas-Fort Worth, and the number is only growing. For a list of branches and bankers, please visit happybank.com/locations.
Never disclose account or financial information on LinkedIn. Happy State Bank will never solicit confidential customer information through social media or in the form of a phone call, email or text message. Happy State Bank reserves the right to remove inappropriate and disrespectful comments from their page.
Happy State Bank's Privacy Policy can be viewed here: https://www.happybank.com/About/Governance/Policies-and-Disclosures
MEMBER FDIC and EQUAL HOUSING LENDER
Offices: 701 S Taylor St, Amarillo, Texas 79101, US · 904 Avenue O, Lubbock, Texas 79401, US · 1145 Junction Highway, Kerrville, Texas 78028, US · 6602 Quaker Avenue, Lubbock, Texas 79413, US · 125 South Austin/P.O. Box 28, Tulia, Texas 79088, US
BankingCommercial LendingTrustInvestmentsWealth Managementand Small Business Loans
Based on 3646 listings with disclosed salaries, most sales jobs in Florida pay between $54k–$150k per year. Individual offers vary with seniority, company size, and specialization.
How many Sales jobs are open in Florida right now?
There are currently 18,144 open sales positions in Florida listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Sales roles in Florida?
Companies currently hiring include Lowe's Companies, Inc., Advance Auto Parts, AutoZone, Circle K, Truist, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Sales jobs in Florida?
Yes — 2624 of the 18144 open sales positions offer remote or hybrid work (1417 remote, 1207 hybrid).
How do I apply for Sales jobs in Florida?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.