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$79k–$103k/yr
Full-time
bachelor degree
4 Weeks Accrued Paid Time Off, 9 Paid National Holidays, Tuition Reimbursement, Health Insurance, Dental Insurance, Vision Insurance
Posted 16d ago
~40 hrs/week
Responsibilities
Manage the end-to-end adjustment of complex, high-severity homeowners property claims, including on-site inspections and vendor oversight. Responsible for coverage analysis, reserve management, and resolving nuanced liability matters within the Metro West Boston territory.
Requirements
Requires over 5 years of experience in complex homeowners property claims and expertise in Xactimate. Candidates must possess a bachelor's degree or equivalent experience and a valid driver's license for daily field travel.
Full job description
In this role, you will manage complex, higher‑severity homeowners property claims across an assigned geographic territory (Metro West Boston).Most field travel in this region is typically within approximately 1.5 to 2 hours, though travel may vary based on claim complexity and location.This position is intended for an experienced claims professional who routinely handles nuanced coverage issues, elevated exposures, and sensitive claim scenarios.The Senior Claims Representative is responsible for the end‑to‑end adjustment of complex homeowners property claims, including on‑site inspections, vendor oversight, reserve management, and resolution of coverage and liability matters.
Responsibilities
Independently investigate, evaluate, and resolve complex and highseverity homeowners property claims from assignment through settlement
Apply advanced coverage analysis and judgment in claim resolution, including disputed coverage or large‑loss scenarios
Manage a select, lower‑volume inventory requiring in‑depth investigation and strategic planning
Conduct on‑site inspections to assess damages, determine scope, causation, and coverage
Prepare detailed Xactimate estimates and clearly communicate scope of loss and settlement rationale
Proactively manage customer expectations, particularly on complex or extended‑duration claims
Assign, direct, and oversee vendors, mitigation providers, and inspections
Identify subrogation opportunities and liability exposures
Establish and adjust appropriate claim reserves based on exposure and severity
Adjust homeowners property claims in all states where Plymouth Rock conducts business
Serve as a resource to less experienced adjusters and contribute to continuous improvement efforts
Represent the company with professionalism and a strong customer focus
Travel expectations vary, but candidates should expect to routinely travel one to two hours from home on a daily basis.
Qualifications
5+ years of homeowners property claims experience, including higher‑severity or complex losses
Strong proficiency in coverage interpretation, investigation, and settlement strategy
Bachelor’s Degree or equivalent professional experience
Excellent written and verbal communication skills
Proven ability to work independently across a geographically diverse territory
Strong organizational and decision‑making skills
Proficient in Microsoft Office and claims systems
Ability to obtain and maintain required adjuster licensure and continuing education
Physical ability to carry up to 25 lbs and conduct roof inspections on homes fewer than two stories
Valid driver’s license with a satisfactory driving record
Salary Range: $79,000 - $103,000 a year. Actual compensation will vary based on multiple factors, including employee knowledge and experience, role scope, business needs, geographical location, and internal equity.
Perks and Benefits
4 weeks accrued paid time off + 9 paid national holidays per year
Tuition Reimbursement Low cost and excellent coverage health insurance options that start on Day 1 (medical, dental, vision) Robust health and wellness program and fitness reimbursements
Auto and home insurance discounts
Matching gift opportunities
Annual 401(k) Employer Contribution (up to 7.5% of your base salary)
Various Paid Family leave options including Paid Parental Leave
Resources to promote Professional Development (LinkedIn Learning and licensure assistance
Remote work equipment
About the Company
The Plymouth Rock Company and its affiliated group of companies write and manage over $2 billion in personal and commercial auto and homeowner’s insurance throughout the Northeast and mid-Atlantic, where we have built an unparalleled reputation for service. We continuously invest in technology, our employees thrive in our empowering environment, and our customers are among the most loyal in the industry. The Plymouth Rock group of companies employs more than 1,900 people and is headquartered in Boston, Massachusetts. Plymouth Rock Assurance Corporation holds an A.M. Best rating of “A-/Excellent”
At Plymouth Rock Assurance, our employees and Independent Agents bring the mission of delivering exceptional and reliable service to customers across the Northeast to life. You’ll find a culture built on collaboration and curiosity, where dedicated employees take pride in helping others succeed.
We’re proud to be recognized as a 2025 Top Workplace in New Jersey by NJ Advance, in addition to being included in Forbes’ Best Insurance Companies 2026 list and earning top honors as the Best Car Insurance Company in Massachusetts of 2026 by The Wall Street Journal’s “Buy Side”. It’s a reflection of our people and to building a place where opportunity grows.
With offices in Woodbridge, New Jersey and Boston, Massachusetts, Plymouth Rock offers auto, home, renters, and condo insurance across New Jersey, New York, New Hampshire, Massachusetts, Connecticut, and Pennsylvania designed to protect what matters most. Our long-held commitment to high-quality service extends to giving back to the local communities we live and serve through volunteerism and the Plymouth Rock Assurance Foundation.
Interested in joining our team? View our employment opportunities: www.plymouthrock.com/about/careers.
Offices: 695 Atlantic Avenue, Boston, MA 02111, US · 581 Main St, Woodbridge Township, New Jersey 07095, US
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