Tampa, Florida, United States · On-site
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the…
Skills: Credit Analysis, Portfolio Management, Underwriting, Financial Analysis, Loan Structuring
Tampa, Florida, United States · On-site
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Skills: Clienteling, Sales Driving, Styling Expertise, Customer Service, Relationship Management
Tampa, Florida, United States · On-site
$86k–$138k/yr
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Washington, District of Columbia, United States · Remote OK
$142k–$196k/yr
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Tampa, Florida, United States · On-site
$50/hr
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Birmingham, Alabama, United States · On-site
$123k–$505k/yr
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Tampa, Florida, United States · On-site
Registered Nurse (RN) Home Health [Central to North Tampa, FL] | [Full Time] Join a Home Health Leader with 50 Years of Service For 50 years, Visiting Nurse Association of Florida (VNA) has been helping patients heal, re…
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Tampa, Florida, United States · On-site
$11/hr–$11/hr
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Skills: Manual Transmission Operation, Automatic Transmission Operation, Problem Solving, Customer Service, Communication
Tampa, Florida, United States · On-site
$144k–$188k/yr
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Tampa, Florida, United States · On-site
$14/hr–$16/hr
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Tampa, Florida, United States · On-site
Registered Nurse (RN) Home Health [Central to North Tampa, FL] | [ PRN ] Join a Home Health Leader with 50 Years of Service For 50 years, Visiting Nurse Association of Florida (VNA) has been helping patients heal, recove…
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Tampa, Florida, United States · On-site
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Phoenix, Arizona, United States · Hybrid
$143k–$274k/yr
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Tampa, Florida, United States · On-site
$116k–$160k/yr
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Costa Mesa, California, United States · Remote OK
$100k–$205k/yr
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Skills: Management Consulting, HCM Implementation, Payroll Process Analysis, Agile Methodology, Stakeholder Management
Tampa, Florida, United States · On-site
Job DetailsLevel: EntryJob Location: Tampa, FL - Tampa, FL 33619Position Type: Full TimeEducation Level: High SchoolJob Shift: DayTampa Florida Kenworth is currently seeking a full-time Parts Delivery Driver to join our …
Skills: Local Driving, Customer Service, Loading and Unloading, Forklift Operation, Hand Lift Operation
Tampa, Florida, United States · On-site
$50/hr
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Skills: Clinical Instruction, Student Evaluation, Curriculum Implementation, Oral Communication, Written Communication
Tampa, Florida, United States · On-site
$50k–$55k/yr
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Tampa, Florida, United States · On-site
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Skills: Merchandise Stocking, Customer Service, Inventory Management, Truck Unloading, Plan-o-grams
Tampa, Florida, United States · On-site
$18/hr–$18/hr
Job DetailsLevel: EntryJob Location: Tampa, FL 33602Position Type: Part TimeEducation Level: GED or High SchoolSalary Range: $18.00 - $18.00 HourlyJob Shift: AnyWHO WE ARE Professionalism, mutual respect, and a sense of …
Skills: Customer Service, Traffic Direction, Vehicle Counting, Cash Handling, Safety Reporting
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The Commercial Portfolio Manager provides quality underwriting and sound portfolio management for commercial loan and deposit portfolios. Key duties include analyzing financial information to evaluate creditworthiness and ensuring compliance with bank policies and federal regulations.
Requires a four-year degree in Business, Finance, or Accounting and 4-6 years of experience in credit analysis or commercial banking. Candidates must have at least 2 years of specific portfolio management or underwriting experience supporting Middle Market clients.
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.
We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!
SUMMARY/OBJECTIVES
The Commercial Portfolio Manager supports the commercial loan and deposit portfolio of one or more Relationship Managers (Commercial with some CRE) providing quality underwriting, sound portfolio management and superior client service.
ESSENTIAL FUNCTIONS
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Analyzes financial information to evaluate the credit worthiness of new loan requests, renewal loan requests and on-going Portfolio Management activities through thorough and accurate analyses within the parameters of the Bank’s policies and procedures
Completes industry research, as needed, supporting existing and new Customers to the Bank
Compiles commercial loan packages (non BL and BLE) ensuring completeness and accuracy of information provided. The commercial loan package includes, but is not limited to, a written credit memo with sufficient background information on the Customer, financial analysis of the Borrower, Guarantors and the proposed transaction, critical analysis of the potential risk to the Bank, proper risk grading and discussion and a thoughtful recommendation.
Completes, when needed, additional credit analysis through more in-depth tools outside of the traditional spreads and global cash flow (example CRE analysis tool)
Guides the loan request through the Credit Approval Process and insures that structure meets the needs of the client and the operating objectives of the Bank
Assures that large commercial loan relationships are in compliance with State and Federal regulations and Bank policies and procedures
Monitors and services the large commercial loan portfolios of the supported Commercial Bankers through quality portfolio management work related to centralized covenant testing and tracking, the annual servicing review process and exception clearing
Properly grades risk of each loan in the assigned portfolio, per policy. Recommends adjustments to risk grades as circumstances change or new information becomes available.
Assists Relationship Manager in credit presentation to Credit Administration or other leaders and Committees at the Bank
Ensures that all required documentation is in file for all loans and treasury management approvals. Works with the Relationship Manager and the LOA to help clear documentation or compliance deficiencies noted by Loan Operations or other review
Periodically accompanies Relationship Manager on calls with existing and/or prospective Customers as requested
Builds and maintains a positive working relationships with internal business partners (Loan Operations, Credit Administrators, Loan Operations Area, Credit Leadership, Local Line Leadership and Branch Personnel etc.)
Undertakes special projects related to job function as determined by Credit Administration Leadership
Continuously updates skills by participating in professional training and seeks opportunities to improve skills through cross-training offered by the Bank
Works with Relationship Manager, Credit Administrators and Loan Assistant to minimize past due loans.
As a teammate to the Relationship Manager and Credit Administration, serves as a trusted advisor to clients and prospects within the context of risk management
Demonstrates a commitment to fair lending practices. Remains knowledgeable of all laws and regulations governing the lending activities of financial institutions. Ensures compliance with all applicable Bank policies and procedures, as well as all State and Federal regulations.
Builds and maintains a positive working relationship with attorneys, appraisers, developers and others to enhance the Bank’s image and reputation in the marketplace.
Stays abreast of products and services the Bank is providing.
Adheres specifically to all corporate policies and procedures, Federal and State regulations and laws.
Has responsibility for following regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti- Money Laundering (AML), Customer Identification Program (CIP) and OFAC to assist in the identification, detection and determent of money laundering or other unlawful activities.
OTHER DUTIES
Accepts other duties as assigned
COMPETENCIES
Excellent interpersonal skills
Proficient in Microsoft Excel and Word
Strong organization skills
High attention to detail
Cooperative and willing to assist coworkers and customers on a regular basis
Effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others
Possesses multi-tasking skills and be able to function well under pressure
Ability to remain composed under pressure and respond to customer and coworker concerns regularly
Patience and willingness to help others in solving problems while maintaining a positive attitude
Qualifications and Education Requirements
Education: Four-year degree in Business Administration, Finance, Accounting or related field; Graduation from a recognized school of banking is an asset or equivalent experience
Experience: Minimum of 4-6 years of experience in credit analysis, commercial banking, business banking with at least 2 years of specific portfolio management and/or underwriting experience supporting Middle Market. Familiarity with loan structuring and loan documentation is required.
Knowledge: Knowledge in accounting and lending principles, as well as excellent oral and written communication skills. Must have an in-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.
TRAINING REQUIREMENTS/CLASSES
South State Bank credit policies, procedures and underwriting standards
Annual regulatory and compliance training
Additional training may be required, as needed
RECOMMENDED ADDITIONAL TRAINING
New Employee Orientation
Supervisory Responsibility
none
PHYSICAL DEMANDS/WORK ENVIRONMENT
Must be able to stand and/or sit for long periods of time. Must be able to effectively access and interpret information on computer screens, documents and reports.
TRAVEL
This position does not require travel.
Equal Opportunity Employer, including disabled/veterans.
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond — we are known for combining personal relationships with forward-thinking solutions. As we grow, our experienced bankers are committed to helping our customers find their success while maintaining the integrity of our values: building trust, fostering lasting relationships, and helping communities and businesses thrive. This is SouthState. This is Banking Forward. Member FDIC and Equal Housing Lender.
Offices: 1101 First Street South, Winter Haven, Florida 33880, US
