About BJAK The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name. Started in 2019, we built the first mobile-first, insurance platform, …
Skills: Backend Engineering, API Design, Database Management, Authentication, Authorization
Full Stack Software Engineer - AI Neobank App (Singapore)
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Skills: Full Stack Engineering, Frontend Development, Backend Development, API Integration, Database Management
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Full-time
Posted 22d ago
~40 hrs/week
Remote in Singapore
Responsibilities
Build and maintain core backend services and APIs for an AI Neobank app, covering payments, accounts, and KYC flows. Design reliable, scalable financial infrastructure while collaborating with cross-functional teams to launch features quickly.
Requirements
Requires strong production backend engineering experience with a deep understanding of APIs, databases, and system reliability. Experience in fintech or banking is a strong plus, along with the ability to handle fast-changing product requirements.
Full job description
About BJAK
The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name.
Started in 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia.
Today, we are expanding ways to help people in the region — this includes spending, saving, investing, exchanging, travelling, and more. Our mission is help people get more from their money every day.
We have teams working around the world, with over 20 nationalities from our offices and remotely, who truly enjoys their work. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few.
If you're this person, we'd love to talk to you.
The Role
We are looking for backend engineers to build the core systems behind BJAK's AI Neobank app.
This role is for engineers who can build reliable APIs, workflows and financial product infrastructure that can scale across markets, partners and millions of users.
What You'll Own
Build backend services and APIs for onboarding, accounts, payments, cards, transfers, rewards, travel, FX, KYC and risk flows.
Design reliable systems that can support real customer transactions, operational workflows and future financial products.
Integrate with internal systems, financial partners, payment providers, AI services and third-party platforms.
Own backend quality across reliability, security, latency, observability, data integrity and incident handling.
Work with product, frontend, mobile and AI teams to launch features quickly and safely.
Improve existing systems by simplifying flows, removing manual work and automating repeatable processes.
What We're Looking For
Strong backend engineering experience in production systems.
Good understanding of APIs, databases, authentication, authorization, queues, jobs, events and integrations.
Experience building services used by real customers or internal operations at meaningful scale.
Strong debugging, reliability, security and data quality mindset.
Able to make practical trade-offs between speed, correctness, scalability and maintainability.
Fintech, payments, banking, wallet, KYC, fraud or risk experience is a strong plus, but not required if fundamentals are strong.
This Role Is Not For
Engineers who only want isolated backend tasks.
People who ignore security, data consistency, monitoring or operational risk.
Developers who cannot work with fast-changing product requirements.
Candidates who talk about scale but have not handled production systems.
People who exaggerate impact without being clear on ownership.
The Bar
We are looking for engineers with real technology career highlights. A strong highlight is not just working at a famous company. A strong highlight means you personally helped build, ship or scale a serious product, platform or system.
Location
This role is remote, but candidates must be based in Singapore. We are hiring specifically for this market, so applicants should already be based in Singapore.
Language
English is our main working language across global teams. Strong English communication is required.
Interview Process
Our process is designed to move fast:
1. Online assessment or practical task
2. Technical interview
3. CEO / final round
For strong candidates, we aim to complete the process and make an offer within 1 week from the start of the interview process. Candidates who complete assessments quickly will be prioritized.
BJAK Sdn Bhd (Company No. 201901030483 (1339813-K)
Industry
Software Development
Company size
201-500 employees
Founded
2019
Headquarters
Selangor, Selangor
LinkedIn followers
126,381
Our mission is to develop technology based solutions to improve financial inclusion.
We develop new & innovative platforms & services globally. For example, we are the first platform to simplify and digitise comprehensive life and medical insurance, supported by AI agent. BJAK is the largest insurance platform in Southeast Asia.
If you enjoy building cutting edge platform-ecosystems that gives equal access to financial services to everyone at scale, join us.