Job Title: External Mortgage Loan Officer Department: Mortgage Lending FLSA Status: Exempt We are an Equal Opportunity/Affirmative Action Employer that celebrates our collective differences and encourages all to apply, i…
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Full-time
associate degree, bachelor degree
Medical Insurance, Dental Insurance, Vision Insurance, Paid Time Off, 401k Plan with Employer Match
Posted 48d ago
~40 hrs/week
Responsibilities
The Mortgage Loan Officer is responsible for originating high-quality residential mortgage loans and establishing a strong referral network of business professionals. They must manage the loan pipeline effectively while ensuring compliance with investor guidelines and lending policies.
Requirements
Candidates need at least three years of residential lending sales experience and an Associate's degree, with a Bachelor's degree preferred. Proficiency in mortgage regulations such as RESPA, Reg Z, HMDA, and Reg B is required.
Full job description
Job Title: External Mortgage Loan Officer
Department: Mortgage Lending
FLSA Status: Exempt
We are an Equal Opportunity/Affirmative Action Employer that celebrates our collective differences and encourages all to apply, including those with different backgrounds, disability, ages, ethnicities, races, religions, gender identities, sexual orientations, national origins, or veteran status’ protected by applicable federal, state, or local law.
Role at Seattle Credit Union:
The Mortgage Loan Officer will contribute to the team through their responsibility for originating quality residential mortgage loans under a variety of programs by establishing a solid referral base.
WHAT YOU WILL DO:
Responsible for producing high quality loans which meet investor guidelines and Seattle CU’s lending policy, while providing excellent member service.
Responsible for meeting minimum sales production goals set by Sr. Management.
Establishes and maintains a network of internal and external referral sources, to include individual and organizations likely to produce mortgage referrals such as Real Estate Brokers, Attorneys, Accountants, Builders, Financial Planners , and other business professionals.
Promotes Seattle CU’s residential loan products by maintaining regular contact with referral sources to generate new mortgage business.
Originates mortgage loans, pre-qualifies borrowers, counsel prospective buyers to resolve needs and match with appropriate Seattle CU programs.
Plan, coordinate and participate in activities which promote homeownership, including homebuyer seminars, home shows, broker’s meetings and other home financing workshops.
Maintains community involvement by serving on boards of organizations in relevant Credit Union approved areas to positively represent the Seattle CU in the local community.
Ensures quality and timeliness of mortgage application documentation. Follows up with applicants for information as needed.
Maintains extensive knowledge of Seattle CU’s mortgage and other company products and services; maintains general knowledge of the mortgage industry, including maintaining in-depth knowledge of state and federal mortgage laws and regulations.
Responsible for complying with SAFE Act legislation, which requires annual registration renewal as a Mortgage Loan Originator (MLO)
Completes Product/Service Knowledge Assessment within 90 days of employment with a score of at least 80%. (Note: This assessment may be taken as many times as needed to achieve this score)
Responsible for compliance and generating accurate loan disclosures in a timely manner including RESPA, Reg Z, HMDA and Reg B.
Effective pipeline management. Works with processor to effectively manage expected closing dates, provides timely and accurate information to borrowers and real estate brokers to minimize customer service issues and provide overall quality customer service.
Demonstrates commitment to SCU Values.
Maintain regular and punctual attendance.
Other duties as assigned.
WHAT YOU WILL BRING:
Basic Qualifications:
At least three years of residential lending sales experience which includes consistently meeting established sales / production goals.
Strong interpersonal and communication (verbal/written) skills and the ability to work in a diverse community.
Proficiency in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
Basic ability to analyze personal and business financial documents
Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry.
Thorough knowledge of all mortgage products and programs.
Good analytical skills necessary to evaluate credit requests and determine trends in a given market place.
Possesses excellent organizational and time management skills.
Associates Degree
Ability to work independently and prioritize workload.
Ability to handle stress in a high volume and fast paced environment
Ability to communicate with tact, discretion, and courtesy within and outside the organization.
Professional appearance and demeanor.
Ability to perform basic math calculations (addition, subtraction, multiplication, division, percentages, debt ratios).
Preferred Qualifications:
Bachelors Degree preferred
Required experience includes producing work that meets sales goals and meets all compliance requirements (RESPA, Reg Z, HMDA, Reg B)
Solid knowledge and experience originating mortgage loans for FHLMC/FNMA, FHA and VA is preferred.
Knowledge of the Secondary Market
Working Conditions
Position will require travel to outside locations for Seattle CU events, for application interviews, and attend training.
Position may also require some work before and after normal business hours for loan applications, training, RE community visits.
Other times, work will generally be performed in an office environment.
Indirect exposure to robbery
Benefits:
Seattle Credit Union supports and invests in our employees. We offer many great benefits, including low-cost medical contributions and zero contributions for dental and vision plans. Additionally, SCU offers a generous paid time off program and a 401k plan with a dollar-for-dollar employer match up to 5%.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skills and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust. We’re here for the long haul, helping individuals and families thrive, and small businesses flourish.
Whether you’re saving for college or retirement, buying a home or a car, or ready to be a U.S. citizen, we’re here. We have a history of supporting underserved and low-income communities, believing inclusion improves and strengthens our city.
As a credit union member, your interest is our interest. We’re member-owned, and you elect our board of directors and supervisory committee, which in turn oversee our professional staff. Stop by any branch to learn about our competitive products, low fees, higher savings rates, and how our personalized service can help you with your financial strategy.
We’re proud of our northwest roots, and we’ll continue to seed your hopes and dreams with the ideal of helping the entire Puget Sound region prosper.
Federally insured by NCUA | Equal Housing Opportunity Lender
Offices: 1910 1st Ave S, Seattle, Washington 98134, US · 1604 S. Roberto Maestas Festival Street, Seattle, WA 98144, US · 14901 4th Ave SW, STE 107, Burien, Washington 98166, US · 722 3rd Ave, Seattle, Washington 98104, US · 19718 Hwy 99, Suite 101, Lynnwood, Washington 98036, US
Based on 2151 listings with disclosed salaries, most sales jobs in Washington pay between $60k–$181k per year. Individual offers vary with seniority, company size, and specialization.
How many Sales jobs are open in Washington right now?
There are currently 5,470 open sales positions in Washington listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Sales roles in Washington?
Companies currently hiring include Windermere Real Estate, Lowe's Companies, Inc., O'Reilly Auto Parts, T-Mobile, Amazon, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Sales jobs in Washington?
Yes — 1132 of the 5470 open sales positions offer remote or hybrid work (476 remote, 656 hybrid).
How do I apply for Sales jobs in Washington?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.