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Full-time
bachelor degree
Health Insurance, Dental Insurance, Vision Insurance, 401(k) Match, Paid Time Off, Paid Gym Memberships
Posted 47d ago
~40 hrs/week
Responsibilities
Advise credit union members on home purchase and refinancing options while facilitating the loan origination process. Generate new leads through community networking and manage the loan application process from interview to closing.
Requirements
Requires a Bachelor's degree or equivalent experience with a documented track record of sales through personal service. Candidates must possess strong community connections and the ability to generate leads independently.
Full job description
Mortgage Loan Officer
The Consumers Credit Union team is looking to hire a passionate Mortgage Loan Officer (MLO) to join our team. As a MLO, you will serve the members of the credit union by advising them on the best way to purchase or re-finance their home and facilitate the origination of those loans. In addition, you will generate leads through outside sources and serve credit union office referrals.
Our ideal candidate has a proven track record of sales through personal service, experience with Emcompass, the ability to serve members on their schedule, strong written and verbal communication skills, and strong established connections and deep involvement in the community.
As an employee of Consumers Credit Union, you are genuine and passionate. You are purposeful and like to be the solution, but more importantly, you are a servant leader.
What you will do:
Serve the membership of Consumers Credit Union by providing residential real estate financing.
Originate mortgage applications that are eligible for sale to FNMA/FHLBI/USDA-Rural Development or Consumers Credit Union portfolio.
Meet goals set for the position.
Promote and cross sell other products and services as appropriate to the member.
Interview members and request specific information/documents to insure a complete and accurate loan application.
Keep interested parties informed of loan status from application to closing.
Analyze member’s financial status, credit, and property evaluation to determine feasibility of the loan.
Compile a complete and accurate loan package with all necessary disclosures completed and signed by both the member and the MLO.
Call on realtors, builders, CPA’s, CFP’s, and other third parties to obtain referrals for potential mortgage loan applications.
Attend home mortgage functions such as home shows, Board of Realtors functions, Home Builders Association functions and promote all products and services offered by Consumers Credit Union.
Attend continuing education classes/seminars as directed by the department manager.
What you'll bring to the table:
Bachelor’s Degree or equivalent work experience
Documented track record of sales through personal service
Ability to serve members on their schedule
Strong connections and deep involvement in the community
Ability to generate leads without a warm referrals
Strong written and verbal communication skills
What you didn't know about the team:
The Mortgage Sales team support members finance potentially the biggest investment of their lives and the team takes a lot of ownership in that.
“We’re taught very early on to treat this as if we own it as well, and so we take a lot of pride in that.” – Renee Z., MLO
Perks:
Consumers offers outstanding health, dental, and vision plans and an excellent health insurance plan, which features low copays at the doctor and a low deductible for major medical. A 401(k) plan that provides a 100 percent match up to your first 10 percent of contribution following 60 days of employment. Plus generous paid time off, paid gym memberships, in-house training, wellness programs, life coaches, tuition reimbursement, and more. And don’t forget, loan discounts.
We are committed to Equal Employment Opportunity.
We are a proud Veteran & Military Friendly Employer.
Related keywords
Mortgage Loan OfficerFNMAFHLBIUSDA-Rural DevelopmentEncompassResidential Real Estate FinancingLoan OriginationCredit UnionFinancial Status AnalysisProperty EvaluationLead GenerationMortgage Applications
We love serving members!
Recognized as a Best and Brightest Company to Work For since 2007.
Industry
Banking
Company size
201-500 employees
Founded
1951
Headquarters
Kalamazoo, Michigan
LinkedIn followers
5,907
Headquartered in Kalamazoo, Michigan, Consumers Credit Union is a full-service financial institution and a leader in digital banking
technology, mortgages and business lending. Consumers has more than $2.2 billion in assets. Locally owned since 1951, Consumers
serves more than 134,000 individuals and businesses through 27 offices located in Kalamazoo, Battle Creek, Grand Rapids, Coldwater,
Lansing and up the Lakeshore, with member access to 30,000+ free CO-OP Network ATMs nationwide.
Federally insured NCUA. Equal housing lender. NMLS# 414712
***
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA https://www.finra.org /SIPC www.sipc.org ) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Consumers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Investment representatives at Consumers Credit Union are licensed to transact securities business in Michigan. For more information concerning CFS or its representative(s) associated with this site, please review FINRA Broker Check by accessing the following link and typing in the firm / representative information in the search field. http://brokercheck.finra.org/Search/Search.aspx
Offices: 7200 Elm Valley Dr, Kalamazoo, Michigan 49009, US
Based on 1191 listings with disclosed salaries, most sales jobs in Michigan pay between $50k–$161k per year. Individual offers vary with seniority, company size, and specialization.
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