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Risk Control & Credit Analyst (4 - 6 month contract)
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Contract
associate degree, bachelor degree
Competitive compensation, Flexible work schedule, Professional training and classes allowance, English or French tutoring classes, Free gym access, Free coffee & snacks
Posted 49d ago
~40 hrs/week
Responsibilities
The role involves reviewing loan documentation and conducting due diligence to ensure compliance with credit policies. It also requires analyzing bank statements and financial data to identify fraudulent activity and prepare files for underwriting.
Requirements
Candidates need a DEC or university degree and proficiency in English and French, plus another language. Experience with Salesforce, payment processing, and advanced Excel functions is required.
Full job description
The career you’ve always wanted starts here.
This is your chance to work in a place that is making a positive difference for SMBs across Canada. Where teamwork, flexibility, and professional growth are encouraged every step of the way. Ready to take your career to a whole new level? Journey Capital is here to get you there.
Not your average fintech company
As Canada’s leading online lender, Journey Capital is dedicated to helping clients with a collaborative, adaptive, and customer-centric approach. We are setting new benchmarks in the industry by embracing innovation, transparency, and ethical lending standards.
About the opportunity
You will prepare, review and analyze the due diligence and documentation involved in the Loan and Merchant Advance adjudication process to ensure they are complete and comply with established credit policies.
Responsibilities
Review loan documentation for completeness and compliance with established credit policies.
Verify/validate all required loan/client information.
Obtain commercial and consumer credit reports and lien searches and conduct research on commercial companies.
Review and attach required documents to the Salesforce application processing system.
Proficient in using Excel functions to sort, add, remove, and reconcile bank statements, as well as to categorize and analyze the daily transactions.
Analyze and ensure bank statement information matches expected standards of the business applying and identify any fraudulent activity.
Clearly communicate important details pertinent to the reviews and explain any additional requirements requested from the customer.
Perform a detailed analysis of the completed application to help prepare the file for thorough underwriting review.
Provide reasonable and thoughtful solutions to challenges uncovered during the analysis process.
Perform other duties and responsibilities as needed.
What you’re bringing to the table
Alongside unwavering ethical principles, you showcase:
Strong attention to detail.
Self-motivation with the ability to prioritize daily workload.
Ability to work in a fast-paced environment.
Excellent communication skills in English and French, both verbal and written.
Knowledge of a language other than French is required for this position due to the nature of the duties, which involve regular communication with clients, partners, or stakeholders who do not speak French
Tech-savviness.
Salesforce and payment processing experience.
A DEC or university degree.
The Perks :
Competitive compensation
Flexible work schedule
Remote or in-office work
$1,500 for professional training and classes
Free English or French tutoring classes
Free gym access
Free coffee & snacks
Regular events & team building activities
Empowering Canadian entrepreneurs
We deliver a seamless remote experience that gives our clients the peace of mind to move their business forward. Our aim is to equip underserved Canadian entrepreneurs with the right credit, tools and experience to help them reach their financial objectives fast.
Sound like something you’d be interested in? Let’s talk.
Journey Capital (formerly OnDeck Canada) provides online financing solutions to help small businesses reach their goals. With a quick and easy application process, fast access to capital, and personalized customer service, we’re committed to supporting Canadian entrepreneurs on their journey to success.
Follow us on social @Journeycapitalca.
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Capital Journey (anciennement OnDeck Canada) propose des solutions de financement en ligne pour aider les petites entreprises à atteindre leurs objectifs. Avec un processus de demande simple et facile, un accès rapide au capital et un service client personnalisé, nous nous engageons à soutenir les entrepreneurs canadiens dans leur parcours vers le succès.
Suivez-nous sur les réseaux sociaux @Journeycapitalca.
Small Business FinancingOnline FinancingTerm LoansLines of CreditFlex FundsFinancement d'entreprisePrêts à terme fixeLignes de créditFonds flexiblesFinancement simple et rapide