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Wholesale Banking | Financial Accounting | Associate, Financial Reporting| New York

About ING:

In the Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.

When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area.

Sound like the kind of place you’d feel at home? We’d love to hear from you.

About the position:

The Finance Department is seeking an analytical, tech-forward, and adaptable Financial Reporting Associate. Operating within the Financial Accounting Team, this role is designed for a financial professional who excels at connecting the dots across complex global banking products and a global organization. The successful candidate will leverage advanced data analysis and business intelligence tools to optimize, test, and modernize Wholesale Banking financial, regulatory, and liquidity reporting workflows.

About the department:

The Finance department’s key responsibility is management of the financial aspects of the Wholesale Banking business line. Complete and accurate presentation of financial, regulatory, and liquidity reporting for the Americas Region in accordance with applicable ING Group policies & procedures, accounting, and regulatory frameworks is our primary responsibility. It is our mission to maintain a holistic and robust reporting environment with accurate financial data and a substantial control framework. This role currently operates on a hybrid framework, requiring a minimum of two (2) days per week onsite at our New York City office.

Responsibilities:

• Reporting delivery: Prepare and review the end-to-end production of compliant Head-Office Consolidated Financials and ECB Regulatory Reporting.
• BI dashboard development: Build, maintain, and optimize Power BI dashboards and data visualizations to transform raw accounting data from core ledgers (e.g., Oracle PeopleSoft, SAP) into dynamic financial reports.
• Data-driven variance analysis: Perform deep-dive balance sheet, income statement, and off-balance sheet variance analysis, utilizing business intelligence tools to isolate data anomalies and explain financial movements.
• UAT & project testing: Actively participate in and execute User Acceptance Testing (UAT) and validation protocols for reporting infrastructure projects, systems migrations, and automated dashboard rollouts.
• Process optimization: Streamline reporting workflows by reducing reliance on manual spreadsheets, designing clean data pipelines, and implementing automated validation checks.
• Financial data ownership: Take proactive ownership of the quality, reliability, and audit trail of financial reports, ensuring backend data mappings are clean and well-documented.
• Stakeholder liaison: Actively collaborate and liaise across multiple Finance teams, Risk, Treasury, Operations, Front Office, and internal/external auditors to resolve data dependencies.
• Strategic advisory: Translate complex variance analyses and dashboard insights into highly actionable recommendations for Senior Management and Business Heads.

Qualifications and Competencies

• Experience: 4+ years in financial reporting, regulatory reporting, or a combined banking accounting function with a strong portfolio of data visualization work.
• Regulatory & framework expertise: Strong understanding of accounting principles and financial reporting concepts related to Wholesale Banking products. Direct experience with IFRS frameworks and European regulatory reports (e.g., FINREP, LCR DA, or ECB Stress Testing) is preferred. Knowledge of US GAAP is highly ideal.
• Academic background: Degree in Accounting or Finance; a CPA or equivalent professional certification is highly preferred.
• Data analysis & BI skills: Hands-on experience building and deploying interactive Power BI dashboards; familiarity with data modeling and mapping unstructured data into structured visualizations.
• Tech stack: High proficiency in the MS Office Suite; working knowledge of SQL or Python for backend data manipulation is a major plus alongside Power BI.
• AI & innovation mindset: An open, adaptable mindset toward leveraging generative AI assistants (e.g., Microsoft Copilot) to accelerate code writing, debug complex formulas, and automate routine documentation.
• Accountability: Demonstrates strict accountability and a proven ability to deliver high-quality, reliable outcomes.
• Problem-solving: Positive, proactive mindset with strong analytical skills and independent thinking capabilities to isolate data anomalies.
• Detail orientation: Exceptional attention to detail and organizational skills to ensure a clean audit trail.
• Communication & presence: Clear, concise, and accurate communication skills (both written and verbal), with a distinct ability to tell a financial story visually through data to non-finance audiences and Senior Management.

Salary Range: $110,000-140,000

The salary range listed reflects base salary only. This role is eligible for participation in a discretionary bonus program.

In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting and fitness.

ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are.

ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services.