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Atlanta, Georgia, United States • Hybrid
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Own and optimize bank payment capabilities within the Funds-In platform, focusing on ACH, real-time payments, and open banking. Lead the end-to-end delivery of new features from discovery and requirements definition to rollout and performance monitoring.
Requires 5-7 years of product management experience in payments or fintech with deep knowledge of bank-based payment rails. Must possess strong analytical skills and the ability to collaborate cross-functionally to meet regulatory and operational requirements.
Role Responsibilities
Own defined product capabilities within the Funds-In platform, with a primary focus on bank payments including ACH, real-time payments, and open banking
Translate product strategy into clear roadmaps, backlogs, and delivery plans aligned to platform and architecture goals
Lead discovery, requirements definition, solutioning, and rollout for new bank payment capabilities and optimizations in partnership with engineering and external providers
Coordinate integrations with banks, PSPs, processors, and payment networks, leading end-to-end delivery from inception through launch
Monitor and improve key performance metrics such as conversion rate, transaction success rate, settlement timing, and cost per transaction
Partner closely with Compliance, Risk, Operations, and Finance to ensure payment capabilities meet regulatory and operational requirements
Identify opportunities to improve scalability, reliability, and customer experience across bank payment flows
Conduct market, competitive, and technology analysis to inform product enhancements and long-term strategy
Develop business cases for new capabilities and optimizations, including cost, impact, and prioritization inputs
Deliver solutions using an agile development lifecycle and coordinate launches with cross-functional stakeholders
Define, track, and report on KPIs and OKRs used in leadership and executive-level reporting
Role Requirements
5–7 years of product management experience in payments, fintech, or financial services, with ownership of a product or product line across development, testing, and launch
Strong knowledge of bank-based payment rails (ACH, real-time payments, open banking) and ecosystem integrations (banks, PSPs, processors)
Ability to translate strategy into roadmaps, requirements, and execution plans while driving end-to-end product delivery
Proven ability to analyze performance, including revenue, profitability, and key product KPIs
Strong cross-functional collaboration with engineering, compliance, risk, and business stakeholders
Experience conducting competitive analysis and defining product direction and features
Understanding of regulatory and compliance requirements in payments
Strong analytical, problem-solving, and prioritization skills with experience building business cases
Effective communication and stakeholder management, including executive-level reporting
Self-starter with an ownership mindset and ability to operate as an individual contributor
Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position.
Work Shift
HYBRID - Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.
BENEFITS AND OTHER DETAILS
Benefits
You will also have access to short-term incentives, multiple health insurance options, accident and life
insurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.
Your United States specific benefits include:
Paid Time off
Medical, Dental and Life Insurance
Parental Leave
Global Adoption Assistance
4% Western Union Contribution to 401K
For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.
Salary
The annual base salary range is $125,000 to $150,000 USD per year. Total on-target compensation includes a base salary and short-term and long-term incentives that align with individual and company performance. Actual salaries will vary based on candidates’ qualifications, skills, and competencies.
Other Details
We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting on the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.
#LI-AV1
#LI-HYBRID
Estimated Job Posting End Date:
08-03-2026This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.
Many know us as the most trusted way to send money to friends and family overseas and across borders, but we're much more than that. Our talented teams around the world are building new ways to send, save and spend money. Wherever you are in the world, in whatever currency you choose, we're evolving our services to meet the demands of tomorrow. We're here for what's next. When our teams make more financial services accessible to people everywhere, we help more people prosper, transforming lives and communities.
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