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Full-time
bachelor degree
Posted 2d ago
~40 hrs/week
Responsibilities
The analyst is responsible for managing credit documentation, monitoring post-disbursal conditions, and preparing regulatory and internal MIS reports. They also liaise with legal teams and internal departments to ensure credit conditions are accurately incorporated into legal documents.
Requirements
Candidates must hold a bachelor's degree in Commerce and possess 3-5 years of experience in credit administration. Proficiency in MS Office and a strong understanding of corporate banking products and regulatory norms are required.
Full job description
Key Accountabilities and Requirements
peparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
Monitoring of post disbursal conditions
Limit inputting, release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits
Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS, Insurance policies, collateral audit, ROC Search etc.
Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items
Liaising with in-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents
Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals.
Participating actively in Process analysis and making them more efficient and reducing duplication of processes.
Job Duties & responsibilities
Checking of offer letters and security documents
Follow up of Pre and Post monitoring disbursal conditions and pending security documents
Preparing of various MIS which includes, Internal MIS and that for HO/ regulators
Effect Data base management of various MIS pertaining to Credit Control Unit
Liaising with in house and external legal for drafting of non standard docs and also with vendors for valuation, charge creation etc.
Effective management of the portfolio being handled by him/her.
Experience
The job holder should have requisite skills in terms of understanding the various products offered by the bank. He/She should have handled credit administration
Jobs. Minimum of 3-5 years in credit administration in various positions (For BE-A the experience level of 3 years can be considered).
Education / Preferred Qualifications
The job holder needs to be at least a graduate in the Commerce stream. Should have handled documentation for at least 3-5 years,. Basic knowledge of MS Office and various systems used by CCU can be an added advantage.
Core Competencies
The job holder needs to posses the following skills:
Job Knowledge: The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her.
Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines.
Proactive: To understand the system implementations and grasp the changes faster.
Communication Skills: The job holder needs to have effective verbal as well as written communication skills.
Interpersonal Skills: The job holder needs to liaise with various stake holders including but not limited to RMs, Legal Compliance, Finance teams
Technical Competencies
The job holder needs to have the Basic knowledge of MS Office and various systems used by CCU. He/she should be well aquatinted with RBI as well as ECB norms for offshore lending and other regulation prescribed by various regulators from time to time.
DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.
Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia“ award by Global Finance for 14 consecutive years from 2009 to 2022.
DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets. DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by supporting social enterprises: businesses with a double bottom-line of profit and social and/or environmental impact. DBS Foundation also gives back to society in various ways, including equipping communities with future-ready skills and building food resilience.
With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com
Offices: 12 Marina Boulevard, DBS Asia Central @ Marina Bay Financial Centre Tower 3, Singapore, 018982, SG · 11/F The Center, 99 Queen's Road Central, Hong Kong, HK · 18th Floor DBS Bank Tower, 1318 Lu Jia Zui Ring Road, Shanghai, 200120, CN · Songren Road No. 36, 17F, Xinyi District, Taipei, 110, TW · 3rd Floor, Fort House, 221, Dr. D.N. Road, Fort, Mumbai, 400001, IN
Banking and FinanceWealth ManagementFinanceCyber SecurityBankingBusiness DevelopmentFinancial ServicesIT Infrastructure
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