Clera home
·Dashboard

Jobs at IDFC FIRST Bank (Now Hiring) — 179 open

IDFC FIRST Bank logoIDFC FIRST Bank

Credit Manager-SME & Business Banking

Chennai, Tamil Nadu, India · On-site

Mid level$892M raised

Job Requirements About the Role The Credit Manager is responsible for managing a team and coordinating with the sales team to achieve the assigned area targets. This role involves direct interaction with customers to ass…

Skills: Credit Underwriting, Risk Management, Team Management, Credit Policy Adherence, KYC Documentation

IDFC FIRST Bank logoIDFC FIRST Bank

Banker-Customer Experience

Surat, Gujarat, India · On-site

Mid level$892M raised

Job Requirements About the Role The Banker – Customer Experience is a front-line position within the Retail Banking division, responsible for delivering exceptional customer service and building strong client relationshi…

Skills: Customer Engagement, Relationship Management, Cross-selling, Portfolio Management, Problem-solving

IDFC FIRST Bank logoIDFC FIRST Bank

Branch Operations & Service Manager

Gujrat, Punjab, Pakistan · On-site

Mid level$892M raised

Job Requirements About the Role The Branch Operations and Service Manager in the Rural Banking division plays a pivotal role in driving customer satisfaction, loyalty, and retention. This role is responsible for establis…

Skills: Leadership, Team Management, Customer Service, Conflict Resolution, Strategic Thinking

IDFC FIRST Bank logoIDFC FIRST Bank

Associate Relationship Manager - JLG

Merta, Rajasthan, India · On-site

Entry level$892M raised

Job Requirements Role/ Job Title: Associate Relationship Manager-JLG Function/ Department: JLG Job Purpose: 'The role entails deepening relationships with Banking accounts and ensuring best in-class service to the custom…

Skills: Relationship Management, Client Acquisition, Loan Booking, Cross Selling, Lead Generation

IDFC FIRST Bank logoIDFC FIRST Bank

Sales Manager-Personal Loan (DSA)

Hyderabad, Telangana, India · On-site

Mid level$892M raised

Job Requirements About the Role The Sales Manager – Personal Loan will be responsible for acquiring new customers for personal loans across designated branches in India. This role involves direct customer interaction, un…

Skills: Customer Acquisition, Relationship Building, Communication, Interpersonal Abilities, Banking Product Knowledge

IDFC FIRST Bank logoIDFC FIRST Bank

Territory Manager - Business Loan (DSA)

New Delhi, Delhi, India · On-site

Mid level$892M raised

Job Requirements About the Role The Territory Manager – Business Loan (DSA) is responsible for sourcing loans through Direct Selling Agents (DSAs), while building and maintaining a high-quality loan portfolio. The role i…

Skills: Retail Lending, Credit Operations, Sales Channel Management, Business Development, Portfolio Management

IDFC FIRST Bank logoIDFC FIRST Bank

Relationship Manager - Unnati MBL

Alwar, Rajasthan, India · On-site

Senior$892M raised

Job Requirements Job Requirements Job Description Job Title - Branch Sales Manager Business Unit - Retail Banking Job Purpose: The role entails scaling up and growing the customer base for the branch. It also entails dev…

Skills: Customer Acquisition, Sales Management, Relationship Management, Team Leadership, P&L Management

IDFC FIRST Bank logoIDFC FIRST Bank

Associate-MIS,Customer Service

Navi Mumbai, Maharashtra, India · On-site

Mid level$892M raised

Job Requirements About the Role As an Associate – MIS, Customer Service at IDFC First Bank, you’ll be at the core of our Customer Experience (CX) Analytics team, managing workforce planning and optimization across multip…

Skills: Workforce Management, Forecasting, Data Analytics, Rostering, Real-Time Adherence

IDFC FIRST Bank logoIDFC FIRST Bank

Relationship Manager - Unnati MBL

Alwar, Rajasthan, India · On-site

Senior$892M raised

Job Requirements Job Requirements Job Description Job Title - Branch Sales Manager Business Unit - Retail Banking Job Purpose: The role entails scaling up and growing the customer base for the branch. It also entails dev…

Skills: Customer Acquisition, Sales Management, Relationship Management, Team Leadership, Manpower Planning

IDFC FIRST Bank logoIDFC FIRST Bank

Associate Relationship Manager - Unnati MBL

Surat, Gujarat, India · On-site

Entry level$892M raised

Job Requirements Role/ Job Title: Associate Relationship Manager - Unnati MBL Function/ Department: Unnati MBL Job Purpose: 'To deliver a high-quality client service and customer retention. Enhance product sales and new …

Skills: Customer Acquisition, Lead Generation, Client Relationship Management, Sales, Customer Retention

IDFC FIRST Bank logoIDFC FIRST Bank

Quality Analyst

Hyderabad, Telangana, India · On-site

Senior$892M raised

Job Requirements Job Title – Quality Analyst Function/Department - Retail Liabilities and Retail Assets Job Purpose: To support and fulfil service delivery management through effective quality measurement systems of the …

Skills: Quality Auditing, NPS, FCR, OSAT, RSAT

IDFC FIRST Bank logoIDFC FIRST Bank

Associate Relationship Manager - Unnati MBL

Dabhoi, Gujarat, India · On-site

Entry level$892M raised

Job Requirements Role/ Job Title: Associate Relationship Manager - Unnati MBL Function/ Department: Unnati MBL Job Purpose: 'To deliver a high-quality client service and customer retention. Enhance product sales and new …

Skills: Customer Acquisition, Lead Generation, Client Relationship Management, Sales, Customer Retention

IDFC FIRST Bank logoIDFC FIRST Bank

Assistant Customer Service Manager

Halol, Gujarat, India · On-site

Mid level$892M raised

Job Requirements About the Role The Assistant Customer Service Manager is a key role within the Rural Banking function of Retail Banking , responsible for managing branch operations and ensuring efficient service deliver…

Skills: Banking Operations, Customer Service, KYC Verification, Compliance, Risk Management

IDFC FIRST Bank logoIDFC FIRST Bank

Risk Lead-Commercial Vehicle

Mumbai, Maharashtra, India · On-site

Senior$892M raised

Job Requirements About the Role The Risk Lead – Commercial Vehicles is responsible for evaluating and managing risk across the Commercial Vehicle loan portfolio within the Retail Banking business. Based in Mumbai, the ro…

Skills: Risk Management, Credit Risk Frameworks, Portfolio Monitoring, Policy Formulation, Data Interpretation

IDFC FIRST Bank logoIDFC FIRST Bank

Associate Relationship Manager - Affordable LAP

Jamnagar, Gujarat, India · On-site

Entry level$892M raised

Job Requirements Role/ Job Title: Associate Relationship Manager-Affordable LAP Function/ Department: Affordable Mortgage Loans Job Purpose: 'To deliver a high-quality client service and customer retention. Enhance produ…

Skills: Customer Acquisition, Lead Generation, Relationship Management, Loan Disbursement, Client Servicing

IDFC FIRST Bank logoIDFC FIRST Bank

Associate Relationship Manager - Affordable HL

Vadodara, Gujarat, India · On-site

Entry level$892M raised

Job Requirements Role/ Job Title: Associate Relationship Manager-Affordable HL Function/ Department: Affordable Mortgage Loans Job Purpose: 'To deliver a high-quality client service and customer retention. Enhance produc…

Skills: Customer Acquisition, Lead Generation, Relationship Management, Mortgage Loans, Client Servicing

IDFC FIRST Bank logoIDFC FIRST Bank

Associate Debt Manager-Flows-Rural Assets

Basti, Uttar Pradesh, India · On-site

Senior$892M raised

Job Requirements Job Requirements Role/ Job Title:Area Sales Manager - Home Loans Function/ Department: Retail Banking Job Purpose: The role entails scaling up the business for the Home Loan lending for a designated area…

Skills: Home Loan Lending, Customer Acquisition, Asset Under Management Growth, Channel Mix Strategy, Relationship Management

IDFC FIRST Bank logoIDFC FIRST Bank

Territory Manager-2 Wheeler Loan

Anand, Gujarat, India · On-site

Mid level$892M raised

Job Requirements About the Role The Territory Manager – 2-Wheeler Loans is responsible for sourcing and managing loan business through dealers, and existing channel partners. The role focuses on building a high-quality l…

Skills: Retail Lending, Channel Management, Credit Operations, Relationship Management, Portfolio Quality Management

IDFC FIRST Bank logoIDFC FIRST Bank

Territory Manager-Cross Sell (Personal Loan)

Mumbai, Maharashtra, India · On-site

Mid level$892M raised

Job Requirements About the Role The Territory Manager – Sales (Retail Banking) is responsible for sourcing loans from the market through Direct Selling Agents (DSAs), Direct Sales Teams (DSTs), and existing channel partn…

Skills: Retail Banking, Channel Management, Team Management, Stakeholder Relationship Management, Risk Management

IDFC FIRST Bank logoIDFC FIRST Bank

Senior Associate - Trade Finance Operations

Mumbai, Maharashtra, India · On-site

Mid level$892M raised

Job Requirements Role/ Job Title: Senior Associate – Trade Finance Operations Function/ Department: Wholesale Banking Operations Job Purpose: The incumbent in this role should be having working knowledge of A1 remittance…

Skills: Trade Finance Operations, Bill of Entry Processing, Import Outward Remittances, RBI Regulations, FEMA Compliance

12345

Showing 1–20 of 179

IDFC FIRST Bank logo

Credit Manager-SME & Business Banking

IDFC FIRST Bank

Chennai, Tamil Nadu, India • On-site

Apply
Mid level

Tired of cold applications?

Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.

  • Full-time
  • bachelor degree
  • Posted 2d ago
  • ~40 hrs/week

Responsibilities

The Credit Manager oversees a team of underwriters to assess the creditworthiness of SME and business banking customers. They are responsible for underwriting loan proposals, ensuring KYC compliance, and coordinating with sales teams to meet area targets.

Requirements

Candidates must hold a graduate degree in any discipline and possess 4-5 years of relevant experience in credit underwriting. Strong analytical skills and the ability to manage a team while balancing risk aversion with sales support are required.

Full job description

Job Requirements

About the Role

The Credit Manager is responsible for managing a team and coordinating with the sales team to achieve the assigned area targets. This role involves direct interaction with customers to assess their creditworthiness, ensuring completion of verifications, and adhering to the company's credit policy. The Credit Manager must balance sales support with risk aversion, contributing to the broader organizational objectives of the bank.


Key Responsibilities

Primary Responsibilities
  • Underwrite secured and unsecured loan proposals in accordance with established policies and procedures to meet agreed SLAs and manage business volumes.
  • Supervise a team of credit underwriters and provide necessary guidelines.
  • Conduct personal discussions with customers to assess creditworthiness.
  • Control and reduce front-end delinquencies by contacting customers upon first presentation.
  • Ensure completion of credit and KYC documentation, including telephonic, field, and collateral verifications.
  • Coordinate with the sales team to achieve targets and ensure SLA compliance.
  • Ensure adherence to credit policies and standards.
Secondary Responsibilities
  • Support the sales team with credit-related queries and documentation.
  • Assist in training and mentoring junior credit staff.
  • Participate in audits and ensure compliance with internal and external regulations.

What We Are Looking For

Education
  • Graduate in any discipline.
Experience
  • 4-5 years of relevant years of experience in credit underwriting.
Skills and Attributes
  • Strong understanding of credit policies and procedures.
  • Excellent communication and interpersonal skills.
  • Ability to manage and guide a team effectively.
  • Attention to detail and strong analytical skills.
  • Customer-centric approach with a focus on risk management


Related keywords

Credit UnderwritingSME BankingBusiness BankingRisk AversionKYCCollateral VerificationLoan ProposalsDelinquency ControlCredit PolicyFinancial AnalysisUnderwritingSLA

About IDFC FIRST Bank

LinkedInVisit site

For any bank-related queries, please email us at [email protected] or call 1800 10 888 (Toll free).

Industry
Banking
Company size
10,001+ employees
Founded
2015
Headquarters
Mumbai, Maharashtra
LinkedIn followers
1,773,603
Total funding
$892M

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

Offices: IDFC FIRST Bank Tower, The Square, C-61, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra 400 051, IN

Commercial & Wholesale BankingConsumer financingBanking ServicesRetail BankingInvestment Bankingand Project FinancingBankingFinTechFinancial Services
View all jobs at IDFC FIRST Bank

About IDFC FIRST Bank

LinkedInVisit site

For any bank-related queries, please email us at [email protected] or call 1800 10 888 (Toll free).

Industry
Banking
Company size
10,001+ employees
Founded
2015
Headquarters
Mumbai, Maharashtra
LinkedIn followers
1,773,603
Total funding
$892M

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

Offices: IDFC FIRST Bank Tower, The Square, C-61, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra 400 051, IN

Commercial & Wholesale BankingConsumer financingBanking ServicesRetail BankingInvestment Bankingand Project FinancingBankingFinTechFinancial Services
View all jobs at IDFC FIRST Bank

Similar companies hiring

Kotak Mahindra Bank (2045)Bank of America (1546)TD (975)Scotiabank (884)RBC (867)U.S. Bank (773)Barclays Corporate Banking (532)Desjardins (466)CIBC (463)United Fidelity Bank (438)Santander (430)ING (339)
Clera home

Your AI-talent agent. Connecting talents with dream jobs.

Earn $5,000

Tools

  • Salary Calculator
  • Resume Review
  • Startup Map

Explore

  • Jobs
  • Discover Jobs
  • Companies
  • Acquihire
  • Referral

Company

  • Manifesto
  • Engineering
  • We are hiring!
  • FAQs
  • Blog
  • Press

Tools

  • Salary Calculator
  • Resume Review
  • Startup Map

Explore

  • Jobs
  • Discover Jobs
  • Companies
  • Acquihire
  • Referral

Company

  • Manifesto
  • Engineering
  • We are hiring!
  • FAQs
  • Blog
  • Press

© 2026 Clera Labs, Inc.

PrivacyTermsBug Bounty