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Full-time
bachelor degree
Company funded tuition assistance, Paid Time Off, 401(k) 100% Match up to 5%, Medical Insurance, Dental Insurance, Vision Insurance
Posted 21d ago
~40 hrs/week
Responsibilities
The Sr. Credit Analyst is responsible for underwriting and monitoring credit, performing risk analysis, and identifying potential financial issues. They partner with the Credit Manager to draft documents, manage counterparty exposure, and ensure compliance with credit policies.
Requirements
A Bachelor's degree or equivalent experience is preferred, along with proficiency in financial modeling and risk analysis. Experience with SAP, SRA, Bloomberg, and international KYC methods is highly desired.
Full job description
Benefits: Fuel Your Growth with Love's - company funded tuition assistance Paid Time Off 401(k) – 100% Match up to 5% Medical/Dental/Vision Insurance on first of the month after first 30 days * Competitive Pay Career Development
BASIC PURPOSE: The Sr. Credit Analyst is primarily responsible for partnering with the Musket Credit Manager, supporting the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a successful Sr. Credit Analyst will be able to draft documents and prepare for credit reviews with limited support from the Credit Manager. The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.
MAJOR RESPONSIBILITIES:
Conducts credit reviews of prospective customer’s financial statements, credit reports and other data to determine risk in extending credit with counterparty. Approves applicants/terms or makes recommendations within delegated authorities.
Works credit limit increase and term change requests from internal and external sources.
Monitors daily counterparty exposure to ensure trading activity is within established limits and relevant credit policy.
Negotiates and administers credit provisions of contracts and various other security related documents (e.g., guarantees, letters of credit).
Works with various departments (Marketing/Sales, Collections, Billing, Cash Application, Treasury, Accounting, etc.) in Customer System Set-up, resolving customer issues, managing customer risk/exposures and ensuring compliance with credit policy.
Helps company maximize profits through effective risk analysis and exposure management which facilitates sales yet minimizes bad debt losses and optimizes A/R turnover.
Assists the Credit Manager with monthly reports and other projects as assigned.
Spread and analyze complex financials for energy companies.
Monitor exposure and understand mitigation strategies.
EDUCATION AND EXPERIENCE:
Education:
Bachelor’s Degree or equivalent experience preferred.
Experience:
Prior experience in SAP/SRA/Bloomberg preferred.
Experience with onboarding and KYC methods for international firms.
SKILLS AND PHYSICAL DEMANDS:
Skills:
Financial Risk Analysis
Microsoft Office (Excel & Word).
Strong verbal/written communications and people skills.
Ability to remain professional during conflict and difficult situations.
Good time management and organization skills, team player, can-do attitude, ability to drive results.
Typical Physical Demands:
Requires prolonged sitting, some bending and stooping.
Occasional lifting up to 25 pounds.
Manual dexterity sufficient to operate a computer keyboard and calculator.
Requires normal range of hearing and vision.
#LI-Musket
Our Culture:
Fueling customers' journeys since 1964, innovation leads the way for this family-owned and operated business headquartered in Oklahoma City. With nearly 40,000 team members, travel stops are the core business along with products and services that provide value for professional drivers, fleets, traveling public, RVers, alternative energy and wholesale fuel customers. Giving back to communities and an inclusive workplace are hallmarks of the award-winning culture.
Love's is an Equal Opportunity Employer. Veterans encouraged to apply.
Founded in 1964 by Tom Love, Love’s Family of Companies is headquartered in Oklahoma City, and remains entirely family-owned and operated. With more than 600 locations in 42 states, Love’s approximate growth rate is 40 stores per year. From the first filling station in Watonga, Oklahoma, the Love’s commitment has remained the same: “Clean Places, Friendly Faces.”
Love’s was founded on the values of integrity, Customer focus, strong work ethic, innovation and perseverance. Tom Love displayed all of these as he built Love’s from the ground up – from one small filling station in western Oklahoma in 1964 to more than 550 Love’s locations coast to coast. These core values are the keys to our success. But Tom didn’t do it by himself. He surrounded himself with visionary team members who embodied the same set of values. Today, we are looking for these in every person we hire. No matter what job you do for Love’s, your commitment to integrity, Customer focus, strong work ethic, innovation and perseverance will not only continue our legacy of growth, it will also ensure your successful career with one of America’s top-ranked private companies. Do you have what it takes?
To learn more, go to www.loves.com, Facebook (www.facebook.com/lovestravelstops), or follow @LovesTravelStop on Twitter.
Offices: 10601 N Pennsylvania, Oklahoma City, OK 73120, US
Convenience StoreTravel StopRetail ManagementCustomer ServiceRecruitingMerchandisingCustomer Experience Fuel and Truck Services and MaintenanceFuel
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