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Full-time
bachelor degree, postgraduate degree
Posted 8d ago
~40 hrs/week
Responsibilities
The Territory Manager is responsible for acquiring new car loan customers within a designated region while ensuring high-quality service and compliance with bank policies. They must meet monthly acquisition targets and provide feedback to Relationship Managers to drive business growth.
Requirements
Candidates must hold a graduate degree, with a postgraduate qualification preferred, and possess 2 to 7 years of experience in sales or retail lending. Strong communication skills, a customer-centric mindset, and knowledge of banking operations are essential for this role.
Full job description
Job Requirements
About the Role
The Territory Manager – Car Loans is responsible for acquiring new customers for car loans across designated regions in India. This role involves direct customer engagement, promoting car loan products, and ensuring high-quality service delivery. The role holder will analyze customer needs, ensure compliance with internal and external guidelines, and contribute to the bank’s growth by disbursals and maintaining portfolio quality. Additionally, the role supports digital enablement and team development to meet the bank’s strategic objectives.
Key Responsibilities
Primary Responsibilities
Acquire car loan customers within the identified segment and catchment area.
Meet and exceed monthly targets for new customer acquisition by analyzing transaction banking needs.
Provide regular feedback to Relationship Managers on customer requirements and business opportunities.
Ensure adherence to selling norms and standard operating procedures (SOPs) defined by the organization.
Maintain strict compliance with internal policies and external regulatory guidelines.
Ensure high-quality sourcing in line with the bank’s credit and operational policies.
Secondary Responsibilities
Foster a team environment focused on digital enablement to meet customer needs effectively.
Drive initiatives aligned with the bank’s rapid growth targets.
What We Are Looking For
Education
Graduate in any discipline.
Postgraduate qualification is preferred.
Experience
2 to 7 years of relevant experience in sales, preferably in car loans or retail lending.
Skills and Attributes
Excellent verbal and written communication skills in English are essential.
Customer-centric approach with a focus on service excellence.
Ability to analyze customer needs and identify business opportunities.
Knowledge of car loan products and banking operations.
Commitment to compliance and operational discipline.
Leadership and mentoring capabilities.
Familiarity with digital banking tools and automation practices.
Key Success Metrics
Loan disbursals
Growth metrics
File-to-disbursal conversion rate
Third-party disbursal (TPD)
Insurance penetration
Related keywords
Car loansRetail lendingCustomer acquisitionSalesBanking operationsComplianceSOPDigital enablementPortfolio qualityLoan disbursalsRelationship managementAutomationInsurance penetration
For any bank-related queries, please email us at [email protected] or call 1800 10 888 (Toll free).
Industry
Banking
Company size
10,001+ employees
Founded
2015
Headquarters
Mumbai, Maharashtra
LinkedIn followers
1,801,282
Total funding
$1.8B
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Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles:
Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles.
Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions.
Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so.
Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees.
Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store.
Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years.
Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans.
ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility.
Creating a new-age, ethical and world-class institution for India is a privilege for its employees.
Offices: IDFC FIRST Bank Tower, The Square, C-61, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra 400 051, IN
How many Sales jobs are open in Rajkot, India right now?
There are currently 68 open sales positions in Rajkot, India listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Sales roles in Rajkot, India?
Companies currently hiring include Kotak Mahindra Bank, IDFC FIRST Bank, TATA AIG General Insurance Company Limited, Paytm, Sika, among others. Browse the listings above to see every active employer.
How do I apply for Sales jobs in Rajkot, India?
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