Regional Credit Manager - Two Wheeler Finance Credit
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Full-time
bachelor degree
Posted 2h ago
Apply by Sep 12
~40 hrs/week
Responsibilities
The Regional Credit Manager will lead and manage the two-wheeler loan portfolio for the UP and Eastern states region. Responsibilities include driving business growth, ensuring portfolio quality, and managing a team of credit professionals.
Requirements
The role requires significant experience in the two-wheeler finance industry and a strong understanding of the local geography and profile. Candidates must possess leadership skills and expertise in credit appraisal, risk management, and regulatory compliance.
Full job description
TWF Regional credit manager
Job summary
The role involves leading and managing a two-wheeler loan portfolio within a specific region - UP and Eastern States.
Responsibilities include driving business growth, ensuring portfolio quality, and managing a team of credit professionals.
Credit Management & Portfolio Quality
Oversee the credit process for two-wheeler loans, from appraisal to collection.
Evaluate applicant creditworthiness using financial data, reports, and other information.
Analyze financial information to assess repayment ability and manage risk.
Ensure adherence to credit policies, guidelines, and regulations.
Monitor the credit portfolio for quality and early warning signs.
Track deviations and delinquencies to implement corrections.
Analyze delinquent cases and data for proactive risk management.
Business Development & Strategic Partnerships
Partner with the business team to meet targets.
Maintain relationships with dealerships, OEMs, and other regional stakeholders.
Identify and analyze new markets in the region.
Promote the company's products to partners and customers.
Team Leadership & Development
Lead and manage credit approvers, providing guidance and training.
Ensure team performance meets expectations.
Arrange training on credit scrutiny, KYC, and process adherence.
Conduct performance evaluations and provide feedback.
Operations & Compliance
Set up and monitor processes for vendor and PDD management, staffing, and security creation.
Ensure turnaround times are met.
Coordinate with external agencies.
Ensure audit compliance.
Collaborate with internal teams like sales, operations, and legal.
Lead post-disbursement document and covenant compliance.
Specific field and industry experience is needed, as well person who knows local profile and geography shall be preferred.
One of India's leading banks offering a wide range of financial services that encompass every sphere of life.
Industry
Banking
Company size
10,001+ employees
Founded
1985
Headquarters
Mumbai, Maharashtra
LinkedIn followers
1,659,388
About Kotak Mahindra Group:
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.
The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.
The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html
Note: Our new toll-free number is 18004100.
SEBI registration details - https://www.kotak.bank.in/content/dam/Kotak/others/sebi-registration-details.pdf
Offices: 36-38A, Nariman Bhavan, 227 Nariman Point, Mumbai, Maharashtra 400021, IN · 8th Floor, Portsoken House, 155-157,, London, EC3N 1LS, GB · 50, Main Street,, Ste. 890, White Plains,, NY, NY 10606, US · Representative Office, Al Otaiba Building,, 907, Hamdan Street, Behind KFC,, Abu Dhabi, AE
How many Sales jobs are open in Noida, India right now?
There are currently 383 open sales positions in Noida, India listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Sales roles in Noida, India?
Companies currently hiring include Kotak Mahindra Bank, EbizON, Paytm, Tata Capital, IDFC FIRST Bank, among others. Browse the listings above to see every active employer.
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