Job Requirements Job Role: Sales Manager - Gold loan Job Function: Retail Banking Job Purpose: The Manager – Gold Loan is responsible for driving gold loan business growth through multiple channels. This includes acquiri…
CTL-Quick Commerce Last Mile, Fulfillment Center & Operations Management
Ahmedabad, Gujarat, India · On-site
Mid level$25B raised
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Job Requirements Job Title: Retail Sales Officer Job Type: Full-Time We are seeking a dedicated and experienced Retail Sales Officer to join our team. The ideal candidate will have a strong background in sales, excellent…
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Full-time
bachelor degree
Posted 18d ago
~40 hrs/week
Responsibilities
Drive gold loan business growth by acquiring new and existing customers and managing Direct Selling Agents. Ensure portfolio quality, maintain healthy collections, and ensure compliance with banking norms and audits.
Requirements
Requires a graduate degree with 2-5 years of experience in retail banking, specifically within the BFSI industry. Candidates must be willing to travel extensively in the field and possess proficiency in MS Office.
Full job description
Job Requirements
Job Role: Sales Manager - Gold loan
Job Function: Retail Banking
Job Purpose: The Manager – Gold Loan is responsible for driving gold loan business growth through multiple channels. This includes acquiring new customers, engaging existing ones, and managing a team of Direct Selling Agents (DSAs) to expand the gold loan portfolio across branches. The role also involves ensuring compliance, maintaining portfolio quality, and supporting branch teams in audits and customer communication.
Key Roles and Responsibilities
Achieve monthly sales targets by acquiring New-to-Bank (NTB) and Existing-to-Bank (ETB) customers.
Promote gold loan products to existing liability customers.
Drive consistent month-on-month growth in End-of-Period (EOP) assets for the gold loan business at each branch.
Ensure fee income of at least 1% of total disbursals.
Conduct regular follow-ups with customers to ensure timely renewals and minimize pending cases.
Coordinate with valuers periodically and ensure customers are aligned to pay valuation charges as per product norms.
Maintain healthy collections with zero First EMI Misses (FEMI) and First Payment Defaults (FPD), while minimizing fresh flow into delinquency buckets.
Ensure accurate Priority Sector Lending (PSL) tagging and compliance with PSL norms.
Support branch liability teams during audits and ensure clear communication with customers prior to packet opening.
Conduct local marketing activities to generate NTB gold loan leads.
Demonstrate proficiency in MS Word, Excel, and PowerPoint for reporting and presentations.
Exhibit personal drive and a strong work ethic to deliver results under tight deadlines and demanding conditions.
Willingness to work extensively in the field and travel across the region on short notice.
Perform ad-hoc tasks as required by the department.
Education: Any graduate
Experience: 2-5 years of experience in retail banking, preferably with exposure to lending products such as gold loans within BFSI industry
For any bank-related queries, please email us at [email protected] or call 1800 10 888 (Toll free).
Industry
Banking
Company size
10,001+ employees
Founded
2015
Headquarters
Mumbai, Maharashtra
LinkedIn followers
1,761,544
Total funding
$892M
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Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles:
Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles.
Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions.
Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so.
Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees.
Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store.
Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years.
Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans.
ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility.
Creating a new-age, ethical and world-class institution for India is a privilege for its employees.
Offices: IDFC FIRST Bank Tower, The Square, C-61, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra 400 051, IN
How many Sales jobs are open in Ahmedabad, India right now?
There are currently 105 open sales positions in Ahmedabad, India listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Sales roles in Ahmedabad, India?
Companies currently hiring include Kotak Mahindra Bank, CSB Bank, IDFC FIRST Bank, Asian Paints, Titan Company Limited, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Sales jobs in Ahmedabad, India?
Yes — 9 of the 105 open sales positions offer remote or hybrid work (2 remote, 7 hybrid).
How do I apply for Sales jobs in Ahmedabad, India?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.