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Full-time
bachelor degree
Posted 15d ago
Apply by Aug 13
~40 hrs/week
Responsibilities
The Credit Manager is responsible for managing a commercial loan portfolio, including gathering financial information, writing credit memos, and facilitating the loan approval process. They also coordinate with vendors, attend client meetings, and ensure compliance with banking regulations and policies.
Requirements
Candidates must possess a four-year degree in accounting, finance, or business administration, or equivalent experience. A minimum of five years of professional experience as a credit analyst is required, along with proficiency in financial modeling and Microsoft Office.
Full job description
CREDIT MANAGER
SUMMARY
This position is responsible for the day-to-day management of the commercial banker’s portfolio of commercial relationships. Work is performed within the framework of standard operating policies and procedures; however, independent judgment and discretion is required in performing assigned tasks. Deviations from normal procedures and/or questions are referred to the designated supervisor.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Gather initial information on new loan requests, such as entity documents, customer identification, contact information, financials, tax returns, and collateral descriptions.
Verify information utilizing online databases including county clerk, tax assessor, credit bureau, and others as applicable.
Coordinate with loan assistant to order appraisal, title work, flood certification, and other vendor services as needed.
Write detailed credit memos for new loan requests and renewals; complete loan proposals and facilitate the approval process through commercial banker, loan committee, or board loan committee.
Schedule loan closings and attend in place of commercial banker, if needed. Attend new client meetings as requested.
Contact current customers to clear exceptions after loan is booked.
Work coming due loans 45-60 days in advance.
Perform all duties of a credit analyst.
Comply with all banking regulations, policies, and procedures.
NON-ESSENTIAL DUTIES & RESPONSIBILITIES include the following. Other duties may be assigned.
Maintain educational and professional expertise through attendance at job related seminars, conferences, and workshops. Represent the bank in a variety of community activities and functions. Participate in prospect and customer marketing calls and banker meetings.
SUPERVISORY RESPONSIBILITIES
None.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
Possess a four-year college degree from an accredited university or institution with a major area of study in accounting, finance, business administration or other closely related discipline. Work experience and/or college coursework can be substituted for a four-year college degree.
Possess a minimum of five years of professional work experience as a credit analyst or closely related field.
LANGUAGE SKILLS
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of the organization. Strong oral and written communication skills.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. Excellent financial and accounting analytic skills.
REASONING ABILITY
Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.
OTHER SKILLS AND ABILITIES
Must have the ability to operate the following equipment: telephone, 10-key calculator, typewriter, personal computer and printer, copy machine, fax machine. Must be proficient in Word, Excel, and Outlook. Experience with financial modeling. Advanced PC knowledge.
KEY CONTACTS--Internal and External
Has frequent contact with individuals within the lending department, senior management, and customers.
CERTIFICATES, LICENSES, REGISTRATIONS
Valid driver’s license.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel and talk or hear. The employee frequently is required to sit and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
COMMENTS
Position requires the ability to work before or after normal business hours to meet deadlines and attend various meetings. Job related travel may be required.
Hawthorn Bank is a community bank serving individuals, families, and businesses with the financial tools and guidance they need to move forward. Everything we do is rooted in one purpose: connecting our communities to what’s possible.
For over 160 years, we’ve been proud to serve the places we call home. Because we’re part of these communities, our commitment goes beyond banking. We actively support schools, nonprofits, civic organizations, and economic development efforts that help our communities thrive.
We offer a full range of personal banking and consumer lending options, along with commercial banking services for businesses of all sizes. That includes cash management tools, business credit cards, and lending for equipment, operating needs, and commercial and SBA loans. Our wealth management and financial planning services also support individuals, families, businesses, and organizations as they plan for what’s next.
Hawthorn Bank. Connecting you to what’s possible.
Equal Housing Lender. Member FDIC.
Offices: 132 E High St., Jefferson City, MO 65102, US · 300 SW Longview Blvd., Lee's Summit, MO 64081, US · 321 W. Battlefield, Springfield, MO 65807, US · 608 E. Ohio, Clinton, MO 64735, US · 1110 Club Village Drive, Columbia, MO 65203, US
Business Lending: SBA preferred lenderHome loansTrust and Wealth Management servicesElectronic and Mobile Bankingand Deposit accountsBankingCommunitiesCommercialFinancial Services
How many Administrative jobs are open in Overland Park, KS right now?
There are currently 375 open administrative positions in Overland Park, KS listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Administrative roles in Overland Park, KS?
Companies currently hiring include Lockton, The University of Kansas Health System, AssistRx, Johnson County Community College, Saint Luke's, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Administrative jobs in Overland Park, KS?
Yes — 54 of the 375 open administrative positions offer remote or hybrid work (9 remote, 45 hybrid).
How do I apply for Administrative jobs in Overland Park, KS?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.