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Crux AI
General Interest Application
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Senior Software Engineer - Full Stack Compensation: $200K - $250K • 0.10% - 0.40% equity Location: Palo Alto, CA, US Job type: Full-time Role: Engineering, Full stack Experience: 3+ years Visa: US citizen/visa only Skill…
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Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
$132k–$230k/yr
Full-time
Equity, Medical insurance, Dental insurance, Vision insurance, 15 days paid time off, Learning and development budget
Posted 2d ago
~40 hrs/week
Responsibilities
The Software Engineer will own features end-to-end, from discovery and design through to development, launch, and iteration. They will build responsive frontends and secure backends while partnering with cross-functional teams to deliver scalable financial products.
Requirements
Candidates must have 5+ years of professional full-stack development experience with a track record of shipping products to end users. Proficiency in modern frameworks like React and Node.js, along with experience in cloud platforms and CI/CD, is required.
Full job description
About Tensec
Founded in 2023, Tensec is a global fintech that enables small and medium-sized businesses (SMBs) to enter global trade and thrive by giving them access to global transaction banking solutions that are user-friendly, efficient, and secure.
Tensec founders have driven startups from foundation to exit, built decacorns, and led global teams at companies such as PayPal, Credit Karma, Facebook, Goldman Sachs, Visa, Mastercard, and American Express. We’re putting together a world-class team to disrupt the $50 trillion cross-border b2b financial services industry by providing SMBs the financial strength to participate and win in the global economy.
We believe that successful companies and teams are directly correlated to a company's cultural DNA. At Tensec, we make a deliberate effort to create values and foster a culture able to unleash both human and organizational potential. We strongly believe that the best business results derive from teams that have a strong identification with a mission, push themselves to the edge, and love what they do.
The Tensec team is diverse and global, with members in San Francisco, New York, Miami, Monterrey, and Sao Paulo. We are funded by top venture capital firms such as Quiet Capital, Costanoa Ventures, Coinbase Ventures, Clocktower, WillowTree, and prolific angels such as Jason Pate (Chief Strategy Officer, Plaid), Bora Chung (ex-Chief Experience Officer, Bill.com and Board Member, Remitly).
This role follows a hybrid model. We ask that you're in our office 3 days per week.
How we work
We move fast, debrief quickly, and expect you to own your output. This is a dynamic company, we value speed and decisiveness over process. You'll have the context you need to make good decisions, and the autonomy to make them.
About the role
Tensec is looking for an experienced Software Engineer to design and ship the products our customers actually touch. Dealing with transactions and compliance across borders adds a level of complexity most industries never face — and we believe smarter infrastructure and thoughtful design can change that. Here are some of the challenges you could help us tackle:
Reimagine cross-border compliance & operations: automate painful manual processes and make teams far more productive
Build AI applications for cross-border financial services: develop intelligent systems that enhance transaction processing, risk assessment, and regulatory compliance across multiple jurisdictions
Enable trading & finance for SMBs: give smaller businesses access to financial tools once reserved for large institutions, utilizing stablecoins to facilitate global market access and liquidity
Simplify complex global workflows: design user experiences that bring transparency to payments spanning multiple countries and currencies
Build resilient technical foundations: support diverse payment rails worldwide, reconcile across currencies and financial institutions, and ensure security at a global scale
Level up the team: introduce new technologies and practices that improve how we build and operate together
As a software engineer, you would expect to:
Own features end to end — from discovery and design through development, launch, and iteration.
Build across the stack: responsive, intuitive frontends and the secure, reliable backends and infrastructure behind them.
Partner closely with product, design, and cross-functional teams to translate vision into shipped product.
Prototype quickly to validate ideas, then harden the winners into scalable, maintainable solutions.
Write clean, reliable, well-tested, well-documented code, and define best practices for development, testing, deployment, and monitoring.
Proactively monitor, identify, and resolve production issues to keep the experience fast, secure, and reliable.
Stay on top of where the industry is heading — and bring new tools, patterns, and ideas back to make our systems better.
Work effectively with people across time zones and regions.
To thrive in this role, you have:
5+ years of professional software development experience, with hands-on full-stack delivery — modern frontend frameworks plus API development and database design.
A track record of shipping products to real end users and iterating based on their feedback.
Proven experience with popular frameworks; React and Node.js (or comparable) a plus.
Hands-on experience with modern cloud platforms, CI/CD, and monitoring tools.
Fluency with AI-assisted development tools (e.g. Claude Code, Copilot, Cursor) — and enthusiasm for using them to ship faster and better.
A stack-agnostic mindset and the versatility to quickly learn and adapt.
Exceptional problem-solving skills, strong product instincts, and an entrepreneurial spirit.
Deep empathy for customers and a fervent passion for elevating user experience.
Strong interpersonal and communication skills to interact with a diverse team and stakeholders.
Experience in — or strong desire to work in — early-stage startup environments.
Prior fintech industry experience.
Compensation, Benefits and Perks
We're considering candidates at several experience levels for this role. Base compensation ranges from $132,000 to $230,000 per year and will be tailored to your background and qualifications.
Equity
Medical, dental and vision
15 days paid time off
Learning and development budget
This role follows a hybrid model. We ask that you're in our office 3 days per week.
Tensec is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law.
Tensec is a diverse and inclusive company committed to growing a diverse and inclusive team. We invite people of all backgrounds and identities to apply. Additionally, we encourage everyone to share which pronouns you wish for us to use when addressing you (i.e., she/her, he/him, they/them).
We are committed to providing reasonable accommodations for qualified individuals with disabilities. Please let your recruiter know if you require an accommodation during the application or interview process.
Tensec is reimagining B2B cross-border financial services by leveraging cutting-edge technologies such as artificial intelligence to offer the fastest and simplest way for businesses to move money across global markets. Our zero-integration platform enables global trade companies and FX brokers to deliver international payments and financial solutions to their clients—unlocking new revenue opportunities and fueling growth. With instant client onboarding, multi-currency accounts, and real-time payments, Tensec simplifies global finance, enabling businesses to transact across 150+ countries, 100+ real-time payment networks, and 70+ currencies.
Our mission is to empower cross-border businesses of all sizes with financial technology that enables them to participate, grow, and thrive in the dynamic world of international trade.
Tensec was founded by industry veterans from PayPal, Meta, Goldman Sachs, Visa, Mastercard, Rapyd, and Credit Karma. Backed by world-class investors, Tensec is headquartered in San Francisco, with offices in New York, Mexico City, and São Paulo.
For more information, visit www.tensec.io.
Offices: Palo Alto, California, US · São Paulo, São Paulo, BR · New York City, New York, US · Mexico City, MX · Miami, Florida, US
Based on 729 listings with disclosed salaries, most software jobs in Palo Alto, CA pay between $120k–$275k per year. Individual offers vary with seniority, company size, and specialization.
How many Software jobs are open in Palo Alto, CA right now?
There are currently 952 open software positions in Palo Alto, CA listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Software roles in Palo Alto, CA?
Companies currently hiring include Rivian, Amazon, Rivian and Volkswagen Group Technologies, Ford Motor Company, JPMorganChase, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Software jobs in Palo Alto, CA?
Yes — 470 of the 952 open software positions offer remote or hybrid work (101 remote, 369 hybrid).
How do I apply for Software jobs in Palo Alto, CA?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.