New Business Prospects: Originate new business prospects within the SME sector through direct sourcing and open market channels. Customer Acquisition: Acquire SME customers and manage their proposals, guiding them up to …
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Relationship Manager - LAP-Loan Against Property-Sales
New Delhi, Delhi, India · On-site
Mid level
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Full-time
Posted 27d ago
Apply by May 12
~40 hrs/week
Responsibilities
Originate and acquire new SME business prospects while managing the end-to-end proposal and disbursement process. Maintain client relationships and provide tailored working capital facilities and retail banking products.
Requirements
Candidates must be able to conduct in-depth financial analysis and assess credit risks for SME clients. Proficiency in structuring credit facilities and ensuring regulatory compliance is required.
Full job description
New Business Prospects:
Originate new business prospects within the SME sector through direct sourcing and open market channels.
Customer Acquisition:
Acquire SME customers and manage their proposals, guiding them up to the disbursement stage.
Business Generation:
Meet existing SME clients to identify business opportunities and drive revenue.
Working Capital Facilities:
Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs.Customer Relationship Management:
Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients.
Cross-Selling:
Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets.
Credit Risk Assessment:
Assess the credit risk associated with SME clients and their proposed financing structures.
Collaborate with credit and risk teams to ensure sound credit decisions.
Financial Analysis
Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements.
Prepare and present comprehensive credit proposals.
Credit Structuring:
Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles.
Optimize the credit solutions offered to SME clients.
Compliance and Regulations:
Ensure compliance with all relevant regulatory requirements and internal policies.
Stay updated on changes in regulations affecting SME banking.
JD Written by
Related keywords
SME SectorWorking CapitalOverdraftCash CreditDealer FinanceVendor FinanceLetter of CreditBank GuaranteeTerm LoanCredit RiskFinancial AnalysisCredit ProposalsRegulatory ComplianceRetail BankingBusiness Development
Tata Capital Limited, a holistic financial services provider, caters to the diverse needs of retail, housing, SME, and corporate customers with a pan-India network of 1500+ branches. Its range of offerings includes Consumer Finance, Housing Finance, Commercial Finance, Cleantech Finance, Microfinance, Debt Syndication, Private Equity, and Credit Cards.
Offices: Ganpatrao Kadam Marg, Mumbai, Maharashtra 400013, IN
How many Sales jobs are open in New Delhi, India right now?
There are currently 348 open sales positions in New Delhi, India listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Sales roles in New Delhi, India?
Companies currently hiring include Kotak Mahindra Bank, CSB Bank, DBS Bank, IDFC FIRST Bank, Abbott, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Sales jobs in New Delhi, India?
Yes — 36 of the 348 open sales positions offer remote or hybrid work (10 remote, 26 hybrid).
How do I apply for Sales jobs in New Delhi, India?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.