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The Senior Underwriter evaluates and underwrites new and renewal business while ensuring compliance with company guidelines and insurance regulations. They also collaborate with internal teams, agents, and brokers to analyze risk data and maintain profitable business relationships.
Requirements
Candidates must have a Bachelor's degree in a relevant field and at least 5 years of experience in underwriting. Professional designations such as AU, CPCU, CIC, INS, or ARM are preferred.
Full job description
Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
For more than 40 years, Great American’s Specialty Human Services Division has provided insurance solutions to the human and social service marketplace. The division is one of the first insurance companies to recognize the special needs of these organizations. Over the years, coverage and services have expanded to ensure expertise to meet the evolving needs of this marketplace.
Our Specialty Human Services Division is seeking a Senior Underwriter or Underwriting Specialist to join its team. Job level and pay will be dependent on the successful candidate’s level of experience. This role supports the Pacific Northwest territory and includes occasional travel within this territory.
This position is based out of the downtown Cincinnati office. Great American’s culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in‑office days are Tuesday–Thursday.
Essential Job Functions and Responsibilities
Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite.
Analyzes risk data to make informed decisions on coverage, pricing, and terms.
Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details.
Orders and reviews additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions.
Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
Evaluates existing policies for potential renewal or modification.
Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers.
Stays updated on industry trends, regulatory changes, and market conditions.
Develops and maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business.
Interprets, explains, and markets products and services.
Performs other duties as assigned.
Job Requirements
Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience.
Generally, 5+ years of experience in Underwriting or a related field. Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), or Associate of Risk Management (ARM).
Excellent interpersonal and communication skills. Demonstrates strong analytical skills with attention to detail.
Position requires occasional travel.
Business Unit:
Specialty Human Services
Benefits:
We offer competitive benefits packages for full-time and part-time employees. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.
Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.
Excludes seasonal employees and interns.
Related keywords
UnderwritingSpecialty Human ServicesInsuranceRisk ManagementProperty and CasualtyCompliancePolicy RenewalActuarial CollaborationAUCPCUCICINSARMBusiness DevelopmentMarket AnalysisRegulatory Compliance
For more than 150 years, customers have trusted us to protect what matters most to them.
Great American Insurance Group’s roots go back to 1872 with the founding of its flagship company, Great American Insurance Company. Our innovative and specialized insurance solutions are designed to serve niche marketplaces that we know well. With our deep expertise and financial strength, we have laid a foundation of success that has stood the test of time.
Based in Cincinnati, Ohio, the operations of Great American Insurance Group are engaged in property and casualty insurance. With more than 35 specialty property and casualty insurance businesses, we’re well-positioned to offer tailored insurance solutions to meet businesses’ unique needs.
Great American Insurance Company has received an "A" (Excellent) or higher rating from the AM Best Company for 115 years (most recent rating evaluation of "A+" (Superior) affirmed December 11, 2025).
The members of Great American Insurance Group are subsidiaries of American Financial Group, Inc. (AFG), also based in Cincinnati, Ohio.
Offices: 301 E Fourth Street, Cincinnati, OH 45202, US
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