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Senior
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Entry level
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$33k/yr
Full-time
associate degree
Competitive Pay, Benefits, Career Development Opportunities, Commission
Posted 29d ago
~40 hrs/week
Responsibilities
Generate sales of first mortgage and home equity loan products by building relationships with industry professionals and personal networks. Manage the loan application process from prequalification through submission while ensuring compliance with regulatory guidelines.
Requirements
Requires at least three years of mortgage origination experience and eligibility for NMLS registration. An associate degree is preferred, along with proficiency in Windows-based software and a valid driver's license.
Full job description
Join Our Team as a Mortgage Loan Originator - Outside Sales Location: Lawrence, MA | Full-Time
Are you a motivated lending professional looking to build a meaningful career helping members achieve their homeownership goals at BrightBridge? We're looking for a Mortgage Loan Officer responsible for generating sales of first mortgage and home equity loan products through outside sources — including personal networks, referral partners, previous clients, and industry professionals. Loans are to be originated in alignment with secondary market standards, private investor requirements, private mortgage insurance guidelines, and Credit Union policies and procedures. In this role, you'll play a key part in growing our mortgage portfolio while delivering a high-quality member experience at every stage of the lending process.
Why You’ll Love Working Here
A collaborative team culture where your contributions matter
Ongoing training and career development opportunities
Competitive pay, benefits, and the chance to grow with a supportive organization
The satisfaction of making a real difference in your community every day
This position offers a competitive base salary plus commission, in accordance with the Credit Union's incentive plan.
What You'll Be Doing (Your Responsibilities)
Primary duties involve making outside sales of first mortgage and home equity loan products for the Credit Union.
Prequalifies members and potential members to appropriate loan products based on individual credit profiles and credit needs. Analyzes application to determine documents necessary to submit loan application for processing. Obtains tax returns, bank statements, etc., from member as needed.
Generate new business by building and maintaining relationships with industry professionals including realtors, attorneys, financial advisers, CPA’s, and other relevant professionals.
Regularly participate in Sales activities including Realtor Calls, attending open houses, conducting seminars, and other lead generating activities.
Provides product, process, and rate strategy improvement recommendations to the Mortgage Management team. Keeps up to date on mortgage market dynamics to ensure recommendations adequately researched.
Maintains knowledge of current changes to investor guidelines, product changes, the general financial industry, and the real estate market in which the originator is assigned.
Maintains knowledge of compliance laws applicable to mortgage and home equity loan originations including Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), Regulation Z (Truth in Lending, Good Faith Estimate), Regulation C (Home Mortgage Disclosure Act – HMDA), and other state and federal laws which may be applicable.
Maintains knowledge of all Credit Union products and services for the benefit of cross-selling to members or potential members.
Prepares the first mortgage applications in the loan origination system. Runs the credit, submits to DU, and discusses options with the Member. Completes follow-up to ensure the application remains in compliance with regulations and MVCU processes and procedures.
Submits well prepared and organized mortgage loan and home equity loan application packages to loan processing within specified time periods, including accurate and detailed information input into the Encompass systems.
Provides feedback to management with regard to competitor’s pricing, products, and other applicable issues, as they may become known.
What We’re Looking For (Your Qualifications)
Associates degree preferred or equivalent experience in the mortgage/consumer lending industry.
Three years bank/mortgage company/credit union experience as a mortgage originator.
Knowledge of mortgage loan secondary market investor underwriting guidelines preferred.
Proven sales ability developing and cultivating relationships with members and the general public.
Detail oriented, excellent organizational skills, strong written and verbal communication skills, and commitment to working in a team environment.
Experience with personal computers and a Windows environment including Outlook, Excel and Word. Lap Top organizational skills required.
Valid drivers’ license required.
Must be eligible to register with the Nationwide Mortgage Licensing System & Registry (NMLS) and must maintain registration with NMLS as a registered Mortgage Loan Originator (MLO).
Hi, we’re BrightBridge Credit Union! We’re passionate about helping you reach your financial goals. From everyday banking to loans and beyond, we’re here with personalized service and the tools you need to succeed. Rooted in New England, we’re dedicated to supporting our local communities and building a brighter future, together.
Offices: 550A Merrimack St., Lawrence, MA 01843, US · 2 Water St., Haverhill, MA 01830, US · 350 Winthrop Ave., Rte. 114, North Andover, MA 01845, US · 436 Broadway, Methuen, MA 01844, US · 24 Plaistow Rd, Plaistow, New Hampshire 03865, US
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How much do Finance & Accounting jobs in Massachusetts pay?
Based on 3743 listings with disclosed salaries, most finance & accounting jobs in Massachusetts pay between $74k–$195k per year. Individual offers vary with seniority, company size, and specialization.
How many Finance & Accounting jobs are open in Massachusetts right now?
There are currently 5,476 open finance & accounting positions in Massachusetts listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Finance & Accounting roles in Massachusetts?
Companies currently hiring include State Street, Bank of America, TD, MassDEP, Harvard Division of Medical Sciences, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Finance & Accounting jobs in Massachusetts?
Yes — 2504 of the 5476 open finance & accounting positions offer remote or hybrid work (460 remote, 2044 hybrid).
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