Town of Boscobel, Wisconsin, United States · On-site
Senior$10M raised
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Skills: Agricultural Lending, Commercial Lending, Credit Analysis, Portfolio Management, Business Development
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POSITION PURPOSE: To greet and escort our guests to their tables in a friendly and efficient manner. Being a Restaurant Supervisor, you should have experience in all dining room positions including being a Server, Food R…
Skills: Customer Service, Supervision, Training, Problem Solving, Food Quality Monitoring
POSITION PURPOSE: To greet and escort our guests to their tables in a friendly and efficient manner. Being a Restaurant Supervisor, you should have experience in all dining room positions including being a Server, Food R…
Skills: Staff Supervision, Guest Relations, POS Systems, Inventory Management, Training & Development
POSITION PURPOSE: To greet and escort our guests to their tables in a friendly and efficient manner. Being a Restaurant Supervisor, you should have experience in all dining room positions including being a Server, Food R…
Skills: Staff Supervision, Guest Relations, POS Systems, Inventory Management, Training & Development
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Full-time
bachelor degree
Posted 41d ago
~40 hrs/week
Responsibilities
Develop and manage agricultural and commercial loan relationships while determining borrower creditworthiness through financial analysis. Promote the bank's image in the community and cross-sell banking products to meet growth and profitability objectives.
Requirements
Requires a bachelor's degree in business, finance, or a related field and at least five years of banking experience. Candidates must possess strong analytical skills and a proven ability in business development and relationship building.
Full job description
PSB Core Values
P3ACT
Professional – We maintain a professional workplace and strive for professional interactions.
Passionate – We are motivated, curious, and industrious.
Positive – We take pride but are humble, always extending trust to earn it.
Accountable – We take ownership on behalf PSB, making no excuses under any circumstance.
Customer-Focused – We ask, “how do we get to yes?” – before saying “no.”
Team-Oriented – We protect our culture, treat each other with respect, and put the team before self.
Job Description
Position Summary:
This position is primarily responsible for developing new and existing agricultural and commercial loan relationships, building sources of referrals, administering a portfolio of loans, determining the credit worthiness of borrowers, presenting loans to committee for decisioning, monitoring loan performance, cross-selling other banking products and services, and promoting the Bank’s image in the community to meet or exceed loan quality, profitability, growth and service objectives.
This position is part of a progressive career path and may be filled at the non-officer, Officer, Assistant Vice President or Vice President level based on a candidate’s experience, qualifications, and leadership capability.
Roles and Responsibilities:
Determines the credit worthiness of borrowers by making sound analysis of their financial condition, ability to repay the loan and the net realizable value of the collateral in accordance with established policy and procedure to ensure a portfolio of loans that meet the Bank's quality standards.
Administers a portfolio of loans by preparing loans that meet credit quality, profitability, growth and service requirements as determined by portfolio yield, loss ratio, delinquency rate and other measures to achieve profit and growth objectives.
Analyzes prospective credit applications and financial statements to predict future repayment capacity and make sound loan decisions.
Prepares written credit requests and presents to the loan committee.
Monitors portfolio quality and address weakening credit with appropriate response to protect bank’s assets, including collection of loans that default.
Provides excellent customer service and attention to detail.
Identifies opportunities to cross-sell ancillary products and services.
Conducts outside sales and business development that targets client prospects and retention of existing clients.
Promotes and market a broad range of bank products and services.
Develops internal and external referral sources through centers of influence, participation in bank events and community activities.
Develops relationships with line of business partners, branch managers and related staff to facilitate a team environment and successful delivery of products and services.
Promotes the Bank’s image in the community by participating in community activities, coordinating community development efforts, promoting involvement and participation in community service organizations to assist in compliance with the Community Reinvestment Act.
Develops and maintains an adequate level of knowledge in agricultural and commercial banking, general banking, and business development.
Demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance that could generate new business.
Performs other duties as assigned.
Qualifications and Education Requirements:
Bachelor's degree in business, economics, accounting, finance or related field or equivalent combination of education, experience, and industry knowledge.
Five or more years of banking experience.
Excellent verbal and written communication skills.
Strong interpersonal skills with emphasis on relationship building.
Analytical, organizational, time management, and critical thinking abilities.
Demonstrated business development abilities and familiarity with the bank’s markets.
Experience with Microsoft Office suite, Moody’s Lending Cloud, and Fiserv preferred.
This job description does not state or imply the only duties and responsibilities assigned to this job. Employees holding this job will be required to perform any other job-related duties requested by management. All job requirements are subject to possible modification to reasonably accommodate individuals with a disability. Peoples State Bank is an Equal Opportunity Employer.
Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders.
All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.
Today Peoples State Bank is owned by over 900 stockholders. In 1995, the stockholders elected to establish PSB Holdings Inc. We are now positioned for the future in a highly competitive marketplace.
Many local commercial projects have been funded and are local landmarks. Peoples State Bank wants to be a benchmark for all financial institutions to meet. The goal - to serve businesses and the individuals who live and work in our community.
Member FDIC
Equal Housing Lender
Offices: 1905 Stewart Avenue, Wausau, WI 54401, US
Personal Banking ProductsSmall Business BankingMortgagesWealth ManagementCommercial LoansCommercial BankingSBALoansand FinancingFinance
How much do Management & Leadership jobs in Wisconsin pay?
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