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Full-time
bachelor degree
Posted 7d ago
~40 hrs/week
Responsibilities
The Commercial Loan Underwriter will analyze and underwrite commercial loan requests, preparing detailed Credit Approval Packages for submission. Additionally, the role involves conducting periodic reviews of existing loans to assess financial performance and ongoing repayment ability.
Requirements
Candidates should have a bachelor's degree in finance, accounting, or a related field and at least three years of experience in the commercial lending industry. Proficiency in financial analysis, Excel, and knowledge of real estate third-party reports are essential for this position.
Full job description
Do you have commercial lending experience? If so, this could be a great opportunity.
Texas Business Lenders Group is seeking an experienced Commercial Loan Underwriter.
Based in Fort Worth, we are a Credit Union Service Organization that serves the Member Business Lending functions for multiple credit unions primarily in Texas, including EECU. We provide underwriting and credit analysis, loan documentation, and servicing for commercial loans of our client credit unions. This full-time position will be responsible for performing thorough analysis of credit union commercial business loan requests and periodic reviews of existing loans.
Key responsibilities for this position will be to analyze and underwrite commercial loan requests and supplemental financial information from CU clients. Candidates will prepare Credit Approval Packages for approval submission, which should completely detail the analysis of submitted loan request for Capacity, Capital, Character, Collateral, and Condition and any other relevant risk factors. This includes ensuring that loan request complies with lending policy and product specification or counteroffer to different product when appropriate.
This position must communicate recommendations (approval, suspense, denial) to appropriate individuals within credit union, uphold fair lending practice of Texas Business Lending Group (TBLG) and the credit union, meet target for productivity, quality, and customer satisfaction. The portfolio consists primarily of loans secured by commercial real estate of various property types, with a secondary focus on Commercial & Industrial (C&I) lending.
Periodic reviews of existing loans will also be conducted to provide the CU clients with an update of payment history, financial performance, and an assessment of other risk factors and trends affecting the ongoing repayment ability of the credit. Special projects, primarily related to loan portfolio monitoring and reporting, may be assigned as needed.
Candidates for the Commercial Loan Underwriter position should possess the following, education, knowledge and experience:
Bachelor’s degree in finance, accounting, business, or a related field preferred
Minimum three years of experience in commercial lending industry with experience in underwriting, processing, and/or servicing commercial loans
Experience analyzing tax returns, financial statements, credit reports, and other financial information from individuals and various entity types
Experience, formal training, and/or working knowledge of real estate third party reports including appraisals, Physical Condition Assessments, and Phase I & II Environmental Site Assessments
Must possess excellent financial analysis skills and be able to adapt to specific requirements of credit union industry
Solid written communication skills
Experience and proficiency with various software applications including strong Excel skills and financial analysis, forecasting, and modeling experience.
Experience or training in loan participations, secondary market, and/or SBA lending are helpful, but not required.
EECU will, in compliance with applicable laws, evaluate an applicant's credit history. Only applicants with good credit history will be considered for open positions. If offered a position with EECU, will have to clear background check including employment, criminal, and drug screen.
Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg DD, Reg E, Reg CC, Reg Z, Reg B, FCRA/FACTA, and Service Members Civil Relief. Required to attend initial and ongoing annual Bank Secrecy Act training.
For more than 90 years, Fort Worth-based EECU
community credit union has been committed to providing members A Better Way of Banking®. Today, EECU is one of the largest credit unions in
Texas with over $4 billion in USD assets and serves over 297,000 members
through 20 financial centers across North Texas. In the true spirit of the
credit union philosophy “people helping people” EECU was recently honored with
the Fort Worth
Business Press Corporate Philanthropy Award for
employee volunteerism, named Best Bank/Credit Union by
the Fort Worth Star Telegram’s readers, and became the 1st credit union in Fort
Worth to become Blue
Zones certified for promoting
employee well-being.
TBLG and EECU are EOE/Vets/Disabled Employers.
We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability.
For more information on our organization and our best in class benefits please visit EECU Careers at www.eecu.org/careers.
Typically Monday-Friday
Related keywords
Commercial Loan UnderwriterCredit UnionUnderwritingCredit AnalysisCommercial Real EstateC&I LendingFinancial StatementsTax ReturnsAppraisalsEnvironmental Site AssessmentsExcelSBA LendingLoan ParticipationsBank Secrecy ActAnti-Money LaunderingNCUA
With more than $4.5 billion in assets and over 300,000 Members, EECU is one of North Texas’s largest locally-owned financial institutions. EECU is a not-for-profit credit union and has been serving the Dallas-Fort Worth Metroplex for more than 90 years. Today, EECU offers a full range of financial products and nationwide convenience through a network of 5,000 Service Centers, 85,000 free ATMs, and 24/7 online and mobile banking. For more information, visit eecu.org. Equal Housing Opportunity. Federally Insured by NCUA.
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Offices: 1617 W. 7th St., Fort Worth, TX 76102, US · 3451 Texas Sage Trail, Fort Worth, Texas 76177, US · 2212 Southgate St, Arlington, Texas 76013, US · 750 NE Alsbury Blvd, Burleson, Texas 76028, US · 9350 Clifford St, Fort Worth, Texas 76108, US
How much do Finance & Accounting jobs in Texas pay?
Based on 3665 listings with disclosed salaries, most finance & accounting jobs in Texas pay between $65k–$185k per year. Individual offers vary with seniority, company size, and specialization.
How many Finance & Accounting jobs are open in Texas right now?
There are currently 16,337 open finance & accounting positions in Texas listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Finance & Accounting roles in Texas?
Companies currently hiring include JPMorganChase, Frost, Prosperity Bank, Bank of America, PNC, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Finance & Accounting jobs in Texas?
Yes — 4859 of the 16337 open finance & accounting positions offer remote or hybrid work (1701 remote, 3158 hybrid).
How do I apply for Finance & Accounting jobs in Texas?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.