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GIA Legacy Planning
💥 Make an Impact. Build a Career with Purpose.
Austin, Texas, United States · Remote Solely
Entry level
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Full-time
bachelor degree, professional certificate
401(k) Plan with 6% Match, Health Insurance, Dental Insurance, Vision Insurance, Company-paid Life Insurance, Tuition Reimbursement
Posted 2h ago
~40 hrs/week
Responsibilities
The Senior Credit Analyst will lead centralized underwriting efforts, manage portfolio assignments, and provide guidance to other analysts. They are responsible for producing complex credit analyses, monitoring financial performance, and ensuring compliance with loan policies.
Requirements
Candidates should have at least three years of commercial credit analysis experience and a bachelor's degree in Accounting or Finance, or a formal credit training certification. Strong analytical, communication, and organizational skills are required, along with proficiency in Microsoft Office and banking software.
Full job description
Description
At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Business Banking Senior Credit Analyst.
Description:
The Senior Credit Analyst position will be in a leading role in supporting the Business Banking team with centralized underwriting needs, assist with line of business portfolio management and other complex credit functions.
Responsibilities:
Producing complex credit analysis assignments for the line of business including new extensions of credit, renewals of credit, annual reviews, modifications and other assignments. In addition taking a leading role in the underwriting goals to provide guidance and training to other analysts on the team.
Understanding the bank’s metrics and conditions for tracking its client’s operating/financial performance after loan origination including covenant monitoring and borrowing base compliance.
Firm understanding of bank’s loan policy/program for extending credit to its clients.
Provide front end support of loan request packages to ensure all pertinent financial information is in the credit file.
Strong understanding of loan documentation and capable of producing summaries of important loan conditions and collateral structures.
Become efficient in the use of all system and procedures used by the business banking in its daily functioning including spreading software, credit approval software and formats for all formal credit recommendations of various types.
Responsibilities may require an adjusted work schedule, overtime, and evening/weekend hours in order to meet deadlines.
Education / Experience Preferred:
Bachelor’s Degree in Accounting, Finance or other applicable undergraduate or graduate degree, preferred. In lieu of a degree, applicant must have completed a formal credit training program or certification.
Minimum of three (3) years in commercial credit analysis function.
Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit
Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
Must possess solid business communication skills including ability to write in a professional business manner utilizing correct grammar and sentence structure.
Must possess ability to prioritize and complete tasks or projects on time.
Must have the ability to remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
Must possess strong customer service skills.
Must possess good organizational skills, a high level of accuracy and strong attention to detail.
Ability to handle sensitive information with complete confidentiality and professionalism.
Must possess knowledge of, and the ability to use current technology proficiently, including a personal computer, keyboard and mouse, Microsoft Office (Outlook, Word and Excel) and other technology based tools.
Must possess aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating System.
Travel may be required, as needed.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at www.sunflowerbank.com/careers.
You’ve never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
Operating as Sunflower Bank and First National 1870, Sunflower Bank, N.A. provides relationship-focused services and financial solutions to meet your personal, business, and wealth management financial objectives.
Whether you know us as Sunflower Bank or First National 1870, our philosophy is simple: we offer a full range of financial products that create possibility in the lives we touch and the communities we serve. We value the needs of each customer and partner with them to help achieve their goals through innovative solutions and locally informed decision-making.
We are proud of our longevity and the long-term relationships it represents. Founded in 1892, for generations, we’ve helped valued customers across our expanding footprint realize their dreams through our financial solutions. We operate as First National 1870 in Albuquerque, Los Alamos, and Santa Fe, NM, to honor its founding in 1870 as the first bank in the Southwestern US.
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