Head of US Consumer Cards (USCC) Customer Service, MD, C16
New York, New York, United States · On-site
$250k–$500k/yr
Senior+$3.5B raised
US Consumer Cards (USCC) Operations is responsible for delivering customer-centric operational services across the credit card lifecycle. The organization supports and executes core processes including Customer Service, …
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Head of US Consumer Cards (USCC) Customer Service, MD, C16
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$250k–$500k/yr
Full-time
bachelor degree, postgraduate degree
Medical Coverage, Dental Coverage, Vision Coverage, 401(k), Life Insurance, Accident Insurance
Posted 36d ago
~40 hrs/week
Responsibilities
Lead the strategic vision and operational performance of customer service for US Consumer Cards across multiple channels and geographies. Drive modernization through AI, automation, and workforce optimization to enhance customer outcomes and operational efficiency.
Requirements
Requires over 15 years of experience, including at least 10 years in a managerial role within financial services leadership. A bachelor's degree is required, with a master's degree preferred.
Full job description
US Consumer Cards (USCC) Operations is responsible for delivering customer-centric operational services across the credit card lifecycle. The organization supports and executes core processes including Customer Service, Credit, Collections & Recovery, and back-office functions including accountant maintenance, disputes, and fulfillment services. The organization is focused on driving efficiency and modernization through automation and leveraging AI to enhance customer experience and support business growth.
USCC Operations Customer Service is a critical function within USCC Operations, leading customer contact centers and delivering exceptional service experiences across voice and chat channels. The organization supports over 8,000 FTE globally, executing at scale while maintaining strong focus on service quality, operational efficiency, and controls.
Role Summary:
The Head of USCC Customer Service is responsible for the vision and strategic leadership, operational performance, and transformation of customer service across the USCC business. This executive is accountable for delivering exceptional customer experiences while driving operational excellence, financial performance, workforce optimization, AI Technology and innovation across a large-scale servicing organization and multiple geographic sites.
The Head of USCC Customer Service is a direct report to the Head of USCC Operations and serves as a strategic partner across Product, Workforce Management, Analytics, Technology, Finance, Risk & Controls, and Digital organizations to shape the future of customer servicing. The role is responsible for leveraging AI, automation, analytics, and operational insights to improve customer outcomes, enhance colleague productivity across employees and vendors, optimize capacity, and deliver sustainable cost efficiencies while ensuring a strong SLA compliance and control environment.
Strategic USCC locations will be considered for the right candidate
Key Responsibilities:
Serve as a strategic member of the USCC Operations leadership team, helping shape the long-term servicing strategy.
Lead end-to-end customer servicing operations for the USCC business across multiple servicing channels and units.
Define and execute the customer service strategy aligned with business growth, customer experience, operational resilience, and regulatory expectations.
Deliver consistent performance against customer experience, service levels, AHT, AR, quality, productivity, and operational risk metrics and objectives.
Drive continuous improvement initiatives that simplify processes, reduce customer effort, and improve operational effectiveness.
Partner with Workforce Management to establish precise workforce strategies, demand forecasting, capacity planning, and staffing optimization.
Utilize operational analytics to improve forecast accuracy, productivity, scheduling effectiveness, and customer outcomes.
Lead the adoption of AI-enabled servicing capabilities, automation, and digital technologies across customer operations. Leverage technology for better people management, training and learning curve acceleration and permeance management.
Partner with Technology, Digital, and Product organizations to accelerate innovation while ensuring appropriate governance and risk management.
Establish performance metrics to measure AI adoption, customer impact, operational efficiency, and return on investment.
Own the financial performance of the customer servicing organization, including expense management, productivity, cost per call, IVR containment and resource optimization.
Drives the of-shoring and vendor strategy
Partners with product and marketing to drive effective retention and sales opportunities.
Develop multi-year strategies to reduce operating costs while enhancing customer experience and colleague effectiveness.
Deliver productivity improvements through process redesign, automation, workforce optimization, and organizational effectiveness through Fungibility and other strategic initiatives.
Foster an inclusive culture that promotes engagement, collaboration, talent development, and succession planning.
Partners with Fraud Operations to optimize customer experience, minimize call transfers, and drive First Call Resolution (FCR)
Champion a culture of operational excellence, disciplined execution, and data-driven decision making.
Qualifications:
15+ years of experience, including 10+ years managerial experience
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have over 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
For information on Citi’s commitment to privacy, visit on.citi/privacy.
Offices: 388 Greenwich Street, New York, New York 10013, US · Locations in over 100 countries, http://www.citigroup.com/citi/global/index.htm, 10022, US · 5900 Hurontario St, Mississauga, ON L5R 0B8, CA · 165 Jalan Ampang, Kuala Lumpur, Federal Territory of Kuala Lumpur 50450, MY · Calle 62C O, Panama City, Panama, PA
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