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Full-time
bachelor degree
Professional development, Flexible working, Inclusive environment
Posted 15d ago
~40 hrs/week
Responsibilities
The Credit Analyst II is responsible for managing the end-to-end credit and lending servicing journey while ensuring adherence to risk management controls and KPIs. They will act as the first line of defense, engaging with clients and internal stakeholders to balance commercial outcomes with credit quality.
Requirements
Candidates must hold a bachelor's degree in Business, Finance, or a related field and possess 5-8 years of corporate lending experience. Strong analytical skills, sound credit knowledge, and the ability to navigate complex stakeholder environments are essential for this role.
Full job description
Corporate and Institutional Banking (CIB)
HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.
We are currently seeking an experienced professional to join our team.
In this role, you will:
Responsible for the delivery of Business Credit Office (BCO) tasks in line with agreed OKRs, SLAs and KPIs • Own the end-to-end Credit & Lending servicing journey, ensuring a seamless and efficient process for customers and internal stakeholders • Combine client relationship management with strong risk assessment and management capabilities ensuring the required credit quality & requisite returns on risk • Continuously drive improvement in their productivity whilst enhancing client experience. • Adopt technology and customer experience improvement initiatives, including alignment to a globally consistent C&L operating model and active participation in training initiatives • Participate in deal discussions and meetings with clients or credit risk as required • Strong execution and implementation ability. • Ability to build and maintain strong relationships across the teams, including credibility with both Business and Risk leaders. • Protect the Bank by acting as First Line of Defence and adhering to all controls • Maintain HSBC internal control standards, including timely implementation of internal and external audit recomentations, along with addressing any issues raised by external regulators • Demonstrates ability to engage in constructive and consistent dialogue with risk partners, in a manner that effectively balances commercial outcomes and risk management • Work with the BCO Team Lead to ensure adequate credit risk management controls are built into the operational process and robust MI is in place to track and measure risk against agreed thresholds
To be successful in the role, you should meet the following requirements:
Bachelor's degree in Business, Finance, or a related field • 5-8 years corporate lending experience with strong analytical skills and sound credit knowledge • Strong understanding of various financing instruments and banking products for Wholesale Banking • Strong stakeholder management skills, with the ability to navigate complex situations and drive alignment among senior leaders • Clear understanding of the Group credit risk principles, policies and statutory compliances • Strong commercial mindset • Strong communication and interpersonal skills, with the ability to influence and collaborate effectively across all levels of the organization
You’ll achieve more at HSBC.
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within and inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.#LI-HSBC
Opening up a world of opportunity for our customers, investors, ourselves and the planet.
We're a financial services organisation that serves more than 40 million customers, ranging from individual savers and investors to some of the world’s biggest companies and governments. Our network covers 58 countries and territories, and we’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of opportunity for our customers.
HSBC is listed on the London, Hong Kong, New York, and Bermuda stock exchanges.
To view our social media terms and conditions please visit the following webpage: http://www.hsbc.com/social-TandCs
Offices: 8 Canada Square, London, E14 5HQ, GB · 1 Queen's Road Central, Central, Hong Kong, HK · Florida 201, Buenos Aires City, Buenos Aires Autonomous City 1005, AR · 425 5th Ave, New York, NY 10018, US · DUONG Dong Khoi 1, Ho Chi Minh City, Thanh Pho Ho Chi Minh, VN
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How many Management & Leadership jobs are open in Shenzhen, China right now?
There are currently 338 open management & leadership positions in Shenzhen, China listed on Clera. New openings are added daily as companies post roles.
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Companies currently hiring include Dyson, Tencent, HSBC, Eaton, CASETiFY, among others. Browse the listings above to see every active employer.
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