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Thanks for your interest in Success Academy! Running a large, fast-growing, and high-performing network of public charter schools takes a village - families, children, teachers, staff and faculty, advocates, and supporte…
Skills: Public speaking, Strategy, Data analysis, Leadership, Conflict resolution
Thanks for your interest in Success Academy! Running a large, fast-growing, and high-performing network of public charter schools takes a village - families, children, teachers, staff and faculty, advocates, and supporte…
Skills: Public speaking, Strategy, Data analysis, Leadership, Conflict resolution
Thanks for your interest in Success Academy! Running a large, fast-growing, and high-performing network of public charter schools takes a village - families, children, teachers, staff and faculty, advocates, and supporte…
Skills: Public speaking, Strategy, Data analysis, Leadership, Conflict resolution
Thanks for your interest in Success Academy! Running a large, fast-growing, and high-performing network of public charter schools takes a village - families, children, teachers, staff and faculty, advocates, and supporte…
Skills: Public speaking, Strategy, Data analysis, Leadership, Conflict resolution
Thanks for your interest in Success Academy! Running a large, fast-growing, and high-performing network of public charter schools takes a village - families, children, teachers, staff and faculty, advocates, and supporte…
Skills: Public speaking, Strategy, Data analysis, Leadership, Conflict resolution
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Full-time
bachelor degree
Posted 3d ago
Apply by Sep 8
~40 hrs/week
Responsibilities
The Credit Trainee will participate in a structured program to learn credit risk analysis, underwriting, and portfolio management for commercial transactions. Responsibilities include analyzing financial statements, assisting with loan application reviews, and supporting portfolio monitoring activities.
Requirements
Candidates must hold a bachelor's degree in Accounting, Finance, or Economics. Strong quantitative skills, proficiency in MS Office, and the ability to perform complex financial analysis are required.
Full job description
Overview
Ocean Bank is seeking a motivated and analytical Credit Trainee to participate in a structured credit training program designed to build foundational knowledge in credit risk analysis, underwriting, cash flow analysis, financial modeling, portfolio management, and commercial banking products. This role provides exposure to Commercial Real Estate and Commercial & Industrial credit transactions while developing the technical, analytical, communication, and business skills needed to support sound lending decisions and credit portfolio management.
Responsibilities
Participate in credit training focused on lending practices, credit risk analysis, underwriting, corporate finance, cash flow analysis, financial modeling, valuation, and banking products.
Learn the full lending cycle and gain exposure to Commercial Real Estate and Commercial & Industrial credit transactions.
Analyze financial statements, tax returns, credit reports, borrower information, and market conditions to support credit recommendations.
Assist with loan application reviews, credit approval memorandums, financial ratio calculations, pro forma analysis, stress testing, and repayment source evaluation.
Support portfolio monitoring activities, including risk rating assessments, identification of accounts requiring further review, and evaluation of overall repayment capacity.
Qualifications
Education/Experience:
Requirements
Bachelor’s degree in business administration, specifically Accounting, Finance, or Economics.
Skills & Competencies
Must understand general accounting principles and finance principles.
Must have excellent financial and quantitative skills.
High degree of initiative, accountability, resourcefulness, and attention to detail.
Ability to analyze data, work with spreadsheets, calculate formulas, create pivot tables, use VLOOKUP, and run macros.
Must be capable of communicating effectively and have strong presentation skills.
Must possess excellent project and time management skills; possess excellent organizational, analytical, interpersonal, written and verbal communication skills.
Computer proficient in MS Software, (e.g. Excel, Word, and Outlook).
Preferences
None
Licenses/Certifications (required)
None
Job Posting Locations
In this role you can work onsite from Miami, Florida, United States
Ocean Bank is one of the largest independent commercial banks headquartered in Florida. Chartered in 1982, the bank operates a network of branches throughout Miami-Dade and Broward counties. Ocean Bank is an equal opportunity employer with more than 500 employees.
Through the years, Ocean Bank has preserved the practice of nurturing a close and personal relationship with each customer. At Ocean Bank, a personal banker will guide you through financial decisions. In addition, an officer familiar with your accounts will answer all financial questions and expedite transactions, all with your best interest at heart.
Ocean Bank aspires to be one of the most financially sound, profitable banks in the Southern Florida market. The bank will grow by meeting the broad financial needs of local businesses, families, and other select customer groups in a most personal and professional manner.
Offices: 780 NW 42nd Avenue, Miami, Florida 33126, US · 7951 SW 40th St, Miami, Florida, US · 7650 NW 25th St, Miami, Florida 33122, US · 1000 Brickell Ave, Miami, Florida 33131, US · 2655 S Le Jeune Rd, Coral Gables, Florida, US
As one of the largest independently owned commercial banks in the State of Florida and Ocean Bank is dedicated to deliver its customers excellent personalized attention and quality financial products.BankingInsuranceVenture Capital
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