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Full-time
bachelor degree
Posted 29d ago
~40 hrs/week
Responsibilities
The Assistant Relationship Manager supports Relationship Managers by conducting credit analyses, interpreting financial information, and preparing detailed credit memorandums. They also assist in monitoring loan portfolios, ensuring compliance with bank policies, and facilitating the loan closing process.
Requirements
Candidates must possess a Bachelor’s degree in Business, Finance, or a related field, along with at least one year of experience in credit analysis or lending. Proficiency in financial analysis software and strong analytical skills are required to evaluate company cash flow and risk.
Full job description
Description
Job Overview
The ARM supports Relationship Managers (RMs) in managing client relationships and credit workflow. The ARM conducts credit analyses including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers and portfolios. The ARM provides timely, accurate financial analysis and makes recommendations regarding the extension of credit (via credit memos); develops key discussion points and questions to assist in analyzing loan opportunities; works with RMs, Loan Coordinator and customers to close loans and/or assist in monitoring and administering the loan portfolio in accordance with loan approval as necessary / requested..
Requirements
Essential Duties & Responsibilities
Perform assigned duties in accordance with the Bank’s Mission, Vision and Core Values; and provide the Bank’s customers with timely, responsive and exceptional service in accordance with the Bank’s customer service standards.
Adhere to defined Service Level Agreements, both internal and external.
Investigate, interpret and analyze credit reports.
Spread and analyze financial statements and information to evaluate existing and projected company cash flow.
Work with Loan Coordinator to order all necessary reports (UCC lien searches, title, insurance, appraisals / evaluations, environmental, flood, etc.)
Review all necessary reports, including title, independent appraisal and collateral exam.
Develop list of key information necessary to support the loan approval process.
Prepare detailed Credit Memorandums with defined Credit Quality Expectations and within Credit policies and procedures for review and approval.
Make underwriting recommendations to the Relationship Manager, Market President, and Credit Administration, as appropriate.
Assist in monitoring loans through timely collection of financial information / tickler management.
Assist in the creation and maintenance of customer files within defined bank standards.
Review financial information for loan compliance to maximize credit quality and minimize risk and potential loss.
Assist RM and Loan Coordinator with maintaining current financial information consistent with loan approval and ensure maintenance of the credit file.
Serve as an important part of the Relationship Management team.
As requested by RM, attend customer meetings and take notes to assist in underwriting and evaluating risk.
As requested by RM, work with loan applicants to ensure loan packages are complete.
Participate in Credit Trainings to remain current on standards and expectations.
As requested by RM, assist in the preparation of Preflights and LOI’s.
Review portfolio reports to be informed of workflow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
Analyze/recommend line draws (via Borrowing Base Certificates, Construction Draws, etc.) as requested by RM.
Support collection of past due accounts as requested by RM.
Assist with customer calls and marketing efforts as requested.
Maintain knowledge of and compliance with banking regulations.
Be knowledgeable of and able to promote all bank products and services.
Perform other duties as assigned.
Required Qualifications:
Bachelor’s degree in Business, Finance, or related area; or equivalent work experience.
1 year of experience in credit analysis and/or lending activities.
Preferred Qualifications:
Developed credit analysis and analytical skills.
Thorough understanding of business cash flow and differing legal business structures.
Good knowledge of economics, accounting, and finance.
Basic knowledge of risk analysis.
Thorough knowledge of lending policies and procedures preferred.
Proficient computer skills with collaboration and productivity tools including Windows-based operating systems and office suites (Microsoft Word, Outlook, Excel, PowerPoint); spreadsheet applications to organize data used for advanced data analysis; internet; email; and bank software.
Experience with financial analysis software such as Moodys and Bukers.
Effective oral and written communication and time management skills.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit; use hands and talk or hear. The employee is occasionally required to walk; reach with hands and arms and stoop, kneel, crouch, or crawl.
Northwest Bank is a privately held community bank dedicated to serving the unique needs of businesses across Washington, Oregon, Idaho, and Utah. Our experienced bankers provide customized financial solutions paired with exceptional customer service built on relationships, responsiveness, and trust.
We believe banking works best as a partnership. That starts with taking the time to understand your business, goals, and long-term vision. From there, we develop tailored solutions designed to support your success — and remain alongside you every step of the way.
Trust and financial strength matter when choosing a banking partner. Northwest Bank is recognized as one of the best-capitalized banks in the nation and has earned 5-Star “Superior” ratings from both BauerFinancial® and Bankrate.com’s Safe and Sound® ratings service.
Founded in 2008, Northwest Bank serves clients throughout the Boise, Coeur d'Alene, Portland, Seattle, and Salt Lake City metropolitan markets.
Northwest Bank: Experienced Bankers. Exceptional Service. Creative Solutions.
Member FDIC
Equal Housing Lender
Offices: 1750 West Front St. Suite 150, Boise, ID 83702, US · 1745 W. Tilford Lane, Coeur d'Alene, ID 83814, US · 4900 Meadows Rd. Suite 410, Lake Oswego, OR 97035, US · 925 4th Avenue, Suite 100, Seattle, WA 98104, US · 6985 S Union Park Center, Cottonwood Heights, Utah 84047, US
Commercial & Industrial LendingCommercial Real Estate LendingTreasury ManagmentProperty ManagementMedical & DentalHOAProfessional ServicesHomeowners AssociationEscrowOpportunity Zone Funds
How much do Finance & Accounting jobs in Lake Oswego, OR pay?
Based on 77 listings with disclosed salaries, most finance & accounting jobs in Lake Oswego, OR pay between $38k–$130k per year. Individual offers vary with seniority, company size, and specialization.
How many Finance & Accounting jobs are open in Lake Oswego, OR right now?
There are currently 103 open finance & accounting positions in Lake Oswego, OR listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Finance & Accounting roles in Lake Oswego, OR?
Companies currently hiring include Liberty Mutual Insurance, Aldrich, Hoffman Construction Company, KBF Advisory, Columbia Bank, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Finance & Accounting jobs in Lake Oswego, OR?
Yes — 45 of the 103 open finance & accounting positions offer remote or hybrid work (4 remote, 41 hybrid).
How do I apply for Finance & Accounting jobs in Lake Oswego, OR?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.