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Full-time
Term Life Insurance, Medical Insurance, GrabFlex Personalized Benefits, Parental Leave, Birthday Leave, Volunteering Leave
Posted 27d ago
~40 hrs/week
Responsibilities
Manage end-to-end credit risk and collections for secured, consumer, and S/MSME lending portfolios. Develop risk frameworks, oversee underwriting and recovery strategies, and collaborate with data science teams to optimize credit models.
Requirements
Requires over 8 years of experience in credit risk and collections, with a mandatory background in secured lending. Proficiency in Python and SQL for data analysis and experience with regulatory compliance are essential.
Full job description
Company Description
About Grab and Our Workplace
Grab is Southeast Asia's leading superapp. From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we've got your back with everything. In Grab, purpose gives us joy and habits build excellence, while harnessing the power of Technology and AI to deliver the mission of driving Southeast Asia forward by economically empowering everyone, with heart, hunger, honour, and humility.
Job Description
Get to Know the Team
At Grab Financial Services Philippines, our team is responsible for the complete lifecycle of lending activities, from conceptualization to ongoing management across various markets and segments — spanning consumer, S/MSME, and secured lending portfolios.
The Country Credit Risk & Collections Team works alongside the Regional Credit Risk & Collections team to:
Implement credit risk and collections policies and procedures locally.
Raise and address country-specific nuances and solutions.
Monitor portfolio performance and collections effectiveness against set goals.
Perform tasks across credit strategy, portfolio growth, credit policy, and collections oversight.
Develop country-specific credit risk and collections frameworks and align them with regional strategies.
Collaborate with the Data Science team on credit models, provisioning, and risk methodologies.
Get to Know the Role
As Manager, Credit Risk & Collections, you will be playing a crucial part in managing our end-to-end credit risk and collections capability across secured, consumer, and S/MSME lending portfolios. This is a hybrid role spanning both credit risk and collections, anchored in secured lending but deliberately generalist in scope — you will manage risk and collections across the full breadth of the portfolio.
This position offers a unique opportunity to grow your career while contributing to Grab's expansion. You'll report directly to the Head of Credit Risk & Collections, PH. The role is based onsite at our Ortigas Grab office.
The Critical Tasks You Will Perform
Own end-to-end credit risk management across the portfolio — underwriting strategy, portfolio performance, loan loss provisioning, and model oversight.
Build and manage the risk and collections framework for secured lending, including collateral, recovery, and repossession considerations.
Provide collections oversight across the lifecycle — early-stage, late-stage, and recovery — and align collections strategy with portfolio risk appetite.
Manage the consumer and S/MSME lending portfolios alongside the secured book.
Lead the analysis of portfolio and collections data using Python, SQL, and other tools to identify opportunities and risks.
Coordinate with Regional Credit Risk & Collections, Commercial, Analytics, Data Science, and other relevant departments; develop and implement country-specific credit and collections frameworks and partnerships.
Establish performance metrics and provide insights to enhance credit and collections models.
Write and update credit risk and collections policies; design reports and dashboards to measure portfolio and collections performance.
Qualifications
What Essential Skills You Will Need
8+ years in credit risk management, portfolio management, collections, and credit policy across the lending lifecycle. Experience in first- and/or second-line credit risk is required.
Secured lending experience is a key requirement — hands-on experience managing secured loan portfolios (auto lending strongly preferred), including collateral, provisioning, and recovery. Experience across unsecured consumer/retail loans and credit cards is also valued.
End-to-end credit risk depth: proven oversight of underwriting, portfolio optimization, loan loss provisioning, model governance, and loss-budget management.
Collections capability: demonstrated experience overseeing or partnering with collections functions across early-stage through recovery.
Data Analysis Proficiency: expertise in Python and SQL for data analysis; knowledge of FICO platforms, or R an advantage; strong data query/manipulation and visualization skills (Tableau, Power BI).
Analytical Skillset: ability to collect, organize, and analyze large data volumes accurately, including data mining and segmentation.
Regulatory Experience: experience managing regulatory approvals and other related regulatory compliance activities.
Integrity and Leadership: reliability, accountability, and leadership, operating as a senior member of the Credit Risk & Collections, PH team.
Additional Information
Life at Grab
We care about your well-being at Grab, here are some of the global benefits we offer:
We have your back with Term Life Insurance and comprehensive Medical Insurance.
With GrabFlex, create a benefits package that suits your needs and aspirations.
Celebrate moments that matter in life with loved ones through Parental and Birthday leave, and give back to your communities through Love-all-Serve-all (LASA) volunteering leave
We have a confidential Grabber Assistance Programme to guide and uplift you and your loved ones through life's challenges.
Balancing personal commitments and life's demands are made easier with our FlexWork arrangements such as differentiated hours
What We Stand For at Grab
We are committed to building an inclusive and equitable workplace that enables diverse Grabbers to grow and perform at their best. As an equal opportunity employer, we consider all candidates fairly and equally regardless of nationality, ethnicity, religion, age, gender identity, sexual orientation, family commitments, physical and mental impairments or disabilities, and other attributes that make them unique.
Grab is Southeast Asia’s leading superapp, offering a suite of services consisting of deliveries, mobility, financial services, enterprise and others. Grabbers come from all over the world, and we are united by a common mission: to drive Southeast Asia forward by creating economic empowerment for everyone.
At Grab, every Grabber is guided by The Grab Way, which explains our mission and the operating principles on how we can achieve it together. We call these principles the 4Hs:
Heart
We work together as OneGrab to serve communities in Southeast Asia
Hunger
We work to understand ground truths and drive improvements, big and small
Honour
We keep our word and steward our resources wisely to build and sustain trust
Humility
We are a constant work-in-progress, and we never stop learning to get better
Offices: 3 Media Close, Grab HQ #01-03/06, Singapore, Singapore 138498, SG · 28 Sin Ming Lane, Midview City #01-143, Singapore, Singapore 573972, SG · 12th Floor Grab Office Wilcon, IT Hub 2251 Chino Roces Ave, Makati, Metro Manila 2251, PH · Unit TB-12, Level 12, Tower B Plaza 33, No 1, Jalan Kemajuan, Seksyen 13, Petaling Jaya, Selangor 46200, MY · H-08-01, Empire City, Menara PHB (Menara H), Empire City, No 8, Jalan Damansara, PJU 8, Petaling Jaya, Selangor 47820, MY
How many Data & Analytics jobs are open in Pasig, Philippines right now?
There are currently 148 open data & analytics positions in Pasig, Philippines listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Data & Analytics roles in Pasig, Philippines?
Companies currently hiring include NIQ for Digital Commerce, RealPage, Inc., Acquire Intelligence, Grab, IQ-EQ, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Data & Analytics jobs in Pasig, Philippines?
Yes — 67 of the 148 open data & analytics positions offer remote or hybrid work (15 remote, 52 hybrid).
How do I apply for Data & Analytics jobs in Pasig, Philippines?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.