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$180k–$200k/yr
Senior+
Company Description Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Toget…
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Colorado Springs, Colorado, United States · On-site
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$180k–$200k/yr
Full-time
bachelor degree, postgraduate degree
401(k) Match, Discretionary Profit Sharing, Health Insurance, Dental Insurance, Vision Insurance, Life Insurance
Posted 54d ago
~40 hrs/week
Responsibilities
Lead the second-line credit risk function by overseeing lending portfolios and ensuring consistency in credit risk reviews. The role involves managing risk governance, engaging with senior stakeholders, and mentoring staff to align with the organization's strategic risk appetite.
Requirements
Requires a Bachelor's degree in finance or accounting with over 9 years of experience in credit risk management and 3+ years of leadership experience. Proficiency in data analytics and a deep understanding of consumer, mortgage, or commercial lending products are essential.
Full job description
Company Description
Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click here.
Job Description
As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function.
This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy.
Essential Functions
Credit Risk Oversight and Portfolio Review:
Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite.
Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures.
Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration.
Risk Governance, Strategy, and Regulatory Awareness:
Contribute to the design and improvement of credit risk review strategies.
Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio.
Stakeholder Engagement and Communication:
Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently.
Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review.
Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary.
Training, Coaching, and Advisory Support:
Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate.
Mentor and train less experienced colleagues, guiding teams where appropriate.
Staff Management and Development:
Guide the daily activities of staff.
Support skills augmentation as appropriate to support Ent initiatives.
Mentoring/coaching of direct reports.
Establish team and individual goals and pursue opportunities for personal development.
Perform quarterly and annual performance assessments.
Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Qualifications
Bachelor's Degree in accounting, finance or related field.
Master's (MBA, Master of Finance) or relevant certification preferred.
9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency.
3+ years' of team leadership or management experience.
Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products.
Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit.
Confident negotiator with excellent oral and written communication abilities.
Proven ability to collaborate at a senior level with internal and external stakeholders.
Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls.
Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately.
Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences.
Excellent organizational skills, capable of managing multiple deadlines.
Bondable.
Additional Information
The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus.
Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity.
BENEFITS:
Generous 401(k) match
401k Discretionary Profit Sharing
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Short Term and Long Term Disability
Health Savings Account with company contribution
Employee Assistance Program
Paid Vacation, Sick, Floating Holidays and Volunteer Time Off
Colorado’s largest credit union, serving members as Ent Credit Union during the transition to Wings Credit Union.
Industry
Banking
Company size
1,001-5,000 employees
Founded
1957
Headquarters
Colorado Springs, Colorado
LinkedIn followers
13,076
Ent Credit Union, established in 1957, is a Colorado-based credit union serving nearly 600,000 members with nearly $10 billion in assets. Ent Credit Union has changed its official name to Wings Credit Union and will continue to do business as Ent Credit Union during the transition.
The credit union provides a full range of financial solutions through 60+ service centers, online, mobile and telephone banking services, a Colorado call center, a consumer loan center and a mortgage loan center.
Ent is a not-for-profit, community-chartered credit union with membership open to businesses and individuals who live, work, worship or attend school in various counties across Colorado.
Please Note: If you have both a legacy Ent Credit Union and a legacy Wings Credit Union share account(s), after June 30, 2026, the accounts will be aggregated into one account and will be insured up to a maximum amount of $250,000 under NCUA’s share insurance. Find the NCUA Insurance Booklet at https://mycreditunion.gov/sites/default/static-files/insured-funds-brochure.pdf.
Ent Credit Union is an Equal Housing Lender and Equal Opportunity Lender, and is federally insured by NCUA. Learn more at Ent.com.
Offices: 11550 Ent Pkwy, Colorado Springs, Colorado 80921, US · 7350 Campus Drive, Colorado Springs, Colorado 80920, US · 2336 N. Wahsatch Ave., Colorado Springs, Colorado 80907, US · 6840 Centennial Blvd., Colorado Springs, Colorado 80919, US · 4720 Flintridge Drive, Colorado Springs, Colorado 80918, US
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