Asset & Wealth Management - Money Movement & Payment Rails, Software Engineering - Vice President - Richardson
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The VP of Money Movement Engineering will lead the strategic technical direction for our global payment infrastructure. This leader is responsible for the end-to-end lifecycle of money movement, from the implementation o…
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Full-time
bachelor degree, postgraduate degree
Training And Development Opportunities, Firmwide Networks, Wellness Programs, Personal Finance Offerings, Mindfulness Programs
Posted 22d ago
~40 hrs/week
Responsibilities
Lead the strategic technical direction and end-to-end lifecycle of global payment infrastructure, including domestic and international rails. Ensure payment systems are scalable, resilient, and compliant with global industry standards while managing high-volume consumer transactions.
Requirements
Requires over 12 years of software engineering experience with at least 6 years in a senior leadership role within Payments or Fintech. Must possess expert knowledge of ISO 20022, various payment rails (ACH, RTP, FedNow, SEPA), and cloud-native infrastructure.
Full job description
The VP of Money Movement Engineering will lead the strategic technical direction for our global payment infrastructure. This leader is responsible for the end-to-end lifecycle of money movement, from the implementation of domestic real-time rails (RTP, FedNow, Zelle) and legacy systems (ACH) to the integration of international standards like SEPA. You will be the primary technical authority for ensuring that our payment systems are scalable, resilient, and compliant with global industry standards (ISO 20022), while maintaining rigorous Service Level Agreements (SLAs) for millions of consumer transactions.
Key Responsibilities
1. Payment Rail Implementation & Integration
Domestic Rails: Lead the engineering and deployment of U.S. payment rails, including ACH, The Clearing House (TCH) RTP, FedNow, and Zelle.
European Standards: Oversee the integration and maintenance of SEPA (SCT, SCT Inst, and SDD) to ensure seamless Euro-denominated transactions across the Single Euro Payments Area.
ISO 20022 Migration: Drive the adoption of ISO 20022 messaging standards across all payment flows to ensure data richness, interoperability, and future-proofing of the payment stack.
2. Scalability & Performance Engineering
High-Throughput Architecture: Design and manage distributed, event-driven systems capable of processing high-volume consumer transactions at scale with sub-second latency.
SLA Management: Define, monitor, and guarantee strict Service Level Agreements (SLAs) for payment availability, processing times, and settlement finality.
Resiliency & Recovery: Implement robust disaster recovery (DR) and business continuity plans (BCP) specifically for money movement, ensuring zero data loss and high availability (99.99% or higher).
3. Governance, Standards & Compliance
Industry Standards: Ensure all integrations adhere to NACHA rules, Federal Reserve regulations, and European Payments Council (EPC) guidelines.
Security & Risk: Partner with Information Security and Fraud teams to integrate real-time risk scoring and AML/KYC checks into the payment orchestration layer.
Reconciliation & Ledgering: Oversee the engineering of automated, real-time reconciliation systems to ensure the integrity of the general ledger and customer accounts.
4. Strategic Leadership & Vendor Management
Technical Roadmap: Define the 3-year vision for the "New Payment Rails" (NPR) team, balancing the modernization of legacy systems with the adoption of emerging instant payment technologies.
Stakeholder Management: Act as the primary technical liaison for external partners, including central banks, clearing houses (TCH, EBA Clearing), and payment service providers (PSPs).
Team Mentorship: Build and lead a high-performing team of payment engineers, architects, and SREs specializing in financial transaction systems.
Required Qualifications & Skills
Technical Expertise
Engineering Leadership: 12+ years of experience in software engineering, with at least 6 years in a senior leadership role specifically within Payments or Fintech.
Rail Mastery: Deep, hands-on experience with the technical specifications of ACH, RTP, FedNow, Zelle, and SEPA.
Messaging Standards: Expert knowledge of ISO 20022, SWIFT MT/MX, and JSON-based API payment protocols.
Cloud-Native Infrastructure: Proven experience building high-scale systems on AWS, GCP, or Azure using microservices, Kafka, and distributed databases (e.g., Cassandra, CockroachDB).
Strategic Leadership
Operational Excellence: Proven track record of managing mission-critical systems with strict uptime and performance requirements.
Regulatory Knowledge: Strong understanding of PSD2, Dodd-Frank, and global money transmitter licensing requirements.
Analytical Rigor: Ability to translate complex payment network rules into technical requirements and control frameworks.
Education
Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical field.
ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.
We aspire to be the world’s most exceptional financial institution, united by our shared values of partnership, client service, integrity, and excellence.
Operating at the center of capital markets, we act as one firm, mobilizing our people, capital, and ideas to deliver superior results across our clients’ most complex challenges.
For 157 years, Goldman Sachs has delivered world-class execution on a global scale across our leading Global Banking & Markets and Asset & Wealth Management businesses.
Apprenticeship is central to our culture, with hands-on coaching and access to leaders who bring decades of experience and expertise. With office locations around the world, we offer a broad range of career opportunities to those who insist on excellence and thrive on performance.
Find our Social Media Disclosures here: gs.com/social-media-disclosures
Offices: 200 West Street, New York, New York 10282, US
How much do Technology jobs in Richardson, TX pay?
Based on 331 listings with disclosed salaries, most technology jobs in Richardson, TX pay between $57k–$165k per year. Individual offers vary with seniority, company size, and specialization.
How many Technology jobs are open in Richardson, TX right now?
There are currently 647 open technology positions in Richardson, TX listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Technology roles in Richardson, TX?
Companies currently hiring include Bright Vision Technologies, Celestica, Qorvo, Inc., Texas Instruments, RTX, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Technology jobs in Richardson, TX?
Yes — 193 of the 647 open technology positions offer remote or hybrid work (134 remote, 59 hybrid).
How do I apply for Technology jobs in Richardson, TX?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.
