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Full-time
Career growth programs, Internal talent promotion
Posted 1d ago
~40 hrs/week
Responsibilities
The Product Consultant will own the end-to-end product lifecycle for digital corporate lending platforms, including origination, underwriting, and servicing. They will define product strategy, drive automation in credit decisioning, and collaborate with cross-functional teams to build scalable lending solutions.
Requirements
Candidates must have a strong understanding of corporate lending products and experience with digital lending platforms and API integrations. Excellent analytical, communication, and stakeholder management skills are required to succeed in this role.
Full job description
Role Overview:
We are looking for an experienced Product Consultant – Corporate Lendingto build and scale digital corporate lending
solutions in a fast-paced fintech environment. This role focuses on creating
seamless, technology-driven lending experiences for SMEs, mid-market, and
enterprise clients. The ideal candidate will have a
strong understanding of corporate lending products and processes, combined with
hands-on experience in digital lending platforms, loan origination,
underwriting, credit decisioning, API integrations, automation, and product
lifecycle management.
Key Responsibilities:
Own the end-to-end product lifecycle for digital
corporate lending platforms (origination, underwriting, disbursement,
servicing)
Define product vision, strategy, and roadmap
aligned with fintech growth objectives
Build scalable loan origination systems (LOS) and
loan management systems (LMS)
Design and optimize digital onboarding journeys
for corporate clients (KYC, document collection, verification)
Collaborate with engineering, data science,
credit risk, compliance, and business teams
Drive automation in underwriting using rule
engines, scorecards, and alternative data
Develop API-based integrations with third-party
providers (credit bureaus, GST/tax systems, bank statement analyzers,
payment gateways)
Leverage data analytics to improve approval
rates, reduce risk, and enhance customer experience
Ensure compliance with regulatory requirements
(RBI or relevant global regulators depending on market)
Build innovative products such as embedded
finance, supply chain financing, invoice discounting, and BNPL for
businesses
Continuously experiment (A/B testing) to improve
conversion funnels and reduce drop-offs
Required Qualifications:
Strong understanding of corporate lending
products
Experience in building or working with digital
lending platforms (LOS/LMS)
Familiarity with APIs, integrations, and
microservices architecture
Understanding of credit risk, underwriting
processes, and financial statement analysis
Strong analytical skills with experience in
data-driven decision making
Excellent stakeholder management and
communication skills
Preferred Qualifications:
Multi-Facility Financing- Integrated financial solutions combining
multiple credit facilities under one structure.
Bill Discounting-Unlock immediate cash flow by discounting receivables before their
due date.
Working Capital Finance-Ensure smooth day-to-day operations with adequate
short-term funding.
Cash Credit (CC)-Flexible borrowing facility against stock and receivables.
Business Loans / Term Loans-Medium to long-term funding for expansion, asset
purchase, or business growth.
Consumer & Commercial Vehicle Loans-Financing for purchase of personal or
business-use vehicles.
Commercial Equipment Financing-Loans for machinery, tools, and industrial
equipment.
Letter of Credit (LC) / Standby Letter of
Credit (SBLC)-Secure domestic
and international trade transactions with bank-backed guarantees.
Bank Guarantee (BG)-Assurance to third parties for contractual or financial
obligations..
Project Financing-Structured funding for large-scale infrastructure and industrial
projects.
Structured Finance-Customized financial solutions often used in mergers, acquisitions,
or leveraged buyouts.
Requirements
Good command over written and verbal communication in English.
Should demonstrate Out of the Box thinking and willing to work on tight schedules
Knowledge of Lending life cycle
Good understanding of end-to-end Loan Management Life Cycle
Good at interpersonal skills
Should have goodstakeholder management skills
Detailed knowledge of corporate Lending.
Good interpersonal skills
Benefits
Nucleus is well known for identifying, nurturing, and promoting the internal talent and having long mutually rewarding associations with its performing associates. Our focus programs help our associates to continuously grow based on their capability, performance, and career aspirations.
One of the first FinTechs born in India 🇮🇳
We help BFSI with lending, cash management & digital transformation.
Industry
Software Development
Company size
1,001-5,000 employees
Founded
1986
Headquarters
Noida, UP
LinkedIn followers
114,209
Nucleus Software is the leading provider of lending and transaction banking solutions to the global financial services industry. Its software powers the operations of more than 200 financial institutions in 50 countries, supporting retail banking, corporate banking, cash management, internet banking, automotive finance & other business areas.
FinnOne Neo™ - End-to-End Loan Lifecycle Management
A comprehensive product suite built to digitize the lending operations of the global banking and financial services industry. FinnOne Neo is an agile and customer-centric platform capable of servicing the entire loan cycle.
Nucleus Software’s FinnOne has been the 10 time winner World's Best Selling Lending Software.
Nucleus Software's Lending Mobility Solutions enable the user to perform paperless data sourcing, revert back with application statuses, submit field investigation responses, collect upfront payments and compute repayment related calculations. The applications are based on robust platform with effective integration of security and technological aspects to cater to stringent requirements of financial institutions.
Nucleus Software’s FinnAxia is a comprehensive cash management solution that caters to Global Receivables, Global Payment, Global Liquidity , e-Financial supply chain management and Business Internet Banking providing flexible, speedy & efficient execution of cash management processes. The web-enabled solution provides a competitive edge to banks and financial institutions with its seamlessly integrated modules. Acting as a powerhouse, Nucleus Software’s FinnAxia offers scalable and flexible banking solutions designed to address the dynamic business needs of the banks customers.
Nucleus Software also offers solutions to customers in the areas of Managed Infrastructure services and Application Development & Maintenance.
Offices: Sector 62, Noida, UP 201307, IN
Nucleus provides specialization in specific areas within banking and financial services domain.Retail and corporate banking. Automotive and Islamic financeNucleus Software has aligned dedicated development teamsBusiness experts and testing & QA teams on these dimensions.Lending application softwareTransaction banking application softwareand Digital transformation for financial servicesInformation TechnologyBankingSoftware
How many Finance & Accounting jobs are open in Noida, India right now?
There are currently 1,524 open finance & accounting positions in Noida, India listed on Clera. New openings are added daily as companies post roles.
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Companies currently hiring include Genpact, EXL, EY, Accenture, Kotak Mahindra Bank, among others. Browse the listings above to see every active employer.
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