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Regions Bank
Core Finance Analyst-Corporate Banking
Birmingham, Alabama, United States · Hybrid
$69k–$88k/yr
Mid level
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Full-time
bachelor degree
Posted 36d ago
~40 hrs/week
Responsibilities
The role involves underwriting loan requests and managing commercial credit risk for new and existing clients. Responsibilities include assembling loan approval packages, monitoring construction projects, and ensuring adherence to credit policies.
Requirements
Candidates need at least three years of experience in analyzing commercial and industrial companies, specifically in financial and cash flow analysis. A 4-year degree is preferred along with strong communication skills and knowledge of loan products and federal regulations.
Full job description
Job DetailsJob Location: Central Alabama - Birmingham, AL 35209Position Type: Full TimeEducation Level: 4 Year Degree PreferredJob Category: Credit/UnderwritingOakworth Capital Bank is expanding and has an excellent opportunity for someone to join our team in Birmingham, AL! We are looking for a fulltime Credit Analyst that will join the credit team and work in a collaborative environment to assess risk with any new or existing client & manage commercial credit risk.
We are looking for an analyst that will work well with other bank associates across all departments, is confident in their ability to think creatively and provide sound credit structure insight to client advisors and managers as well as provide support across all areas of the banks credit and risk departments. An ideal candidate would meet the qualifications listed below, and more importantly, be able to demonstrate that they live by Oakworth Core Values (Golden Rule, Character, Innovative Spirit, Professionalism, Work Ethic).
Key Roles/Responsibilities
Underwrite loan requests, identify key issues, offer mitigants as needed, discuss with client advisors and team leads. Assemble loan approval packages for review and be able to articulate an argument for or against. Manage ongoing credit risk in existing loans via construction project monitoring, industry reviews, Loan Review or Examiner suggestions. See that credit policies are adhered to, or point out deviations thereon with proper notices and approvals put to file. Assist loan operations with review of loan documents such that all loans are documented within the boundaries of their previously approved terms.
Responsibility Details
Complete credit packages of existing and potential commercial clients' financial condition, adding value to the client experience through unique, but prudent loan structuring, reviewing/understanding commercial real estate appraisals and the contents therein. Provide ongoing maintenance of a loan portfolio including, but not limited to ensuring financial information is up to date, testing of financial covenants, and aiding in the risk management of the banks asset-based credit facilities. Assist loan operations with review of loan documents pre-closing and assist client advisors in discussions with closing attorneys. Other duties may also include conducting industry and market research, developing forecasts and conducting a competitive landscape analysis in order to aid client advisors and bank management in decision making.
Successful candidates will have
Minimum of three (3) years of analyzing commercial and industrial companies, including but not limited to financial statement analysis, collateral analysis and cash flow analysis Ability to be flexible in order to be responsive to issues and problem solve Excellent written and verbal communication to be able to professionally interact with associates and clients Advanced knowledge and understanding of loan products, market pricing & structure trends, credit policies and procedures and federal regulations are desired Ability to thrive in a team environment and collaborate well with other Credit Analysts & Associates to meet all client needs and strategic objectives Qualifications
Related keywords
Private BankingCredit AnalystUnderwritingCommercial Real EstateAsset-Based Credit FacilitiesRisk AssessmentLoan DocumentationFinancial ForecastingCompetitive Landscape AnalysisCredit StructureCommercial and Industrial Companies
Oakworth aims to redefine financial services by combining high-touch client relationships with modern solutions in commercial and private banking, wealth and advisory services.
Founded by financial professionals who believed there was a better way, Oakworth serves businesses, professionals and families with a blend of exceptional client service and customized financial strategies.
Our associates work with clients to deliver tailored guidance and integrated strategies designed to support their financial needs throughout different stages of life and business growth.
Oakworth Capital Bank has a 95% client retention rate and an industry-leading Net Promoter Score of 95 (as of year-end 2025, exclusive of Oakworth Asset Management).
Disclosures:
Advisory Services, including investment management and financial planning, are offered through Oakworth Asset Management LLC a registered investment advisor. Oakworth Asset Management LLC is owned by Oakworth Capital Bank, Member FDIC. Investment products and services offered via Oakworth Asset Management LLC are independent of the products and services offered by Oakworth Capital Bank, and are not FDIC insured, may lose value, have no bank guarantee, and are not insured by any federal or state government agency. Because of the ownership relationship and involvement by Oakworth Asset Management LLC associates with Oakworth Capital Bank, there exists a conflict of interest to the extent that either party recommends the services of the other. For additional information about Oakworth Asset Management LLC, including its services and fees visit advisorinfo.sec.gov.
Offices: 850 Shades Creek Parkway, Birmingham, Alabama 35209, US · 1 St. Louis Street, Suite 3200, Mobile, Alabama 36602, US · 5511 Virginia Way, Suite 110, Brentwood, TN 37027, US · 6000 Fairview Rd, Suite 125, Charlotte, North Carolina 28210, US
How much do Finance & Accounting jobs in Birmingham, AL pay?
Based on 124 listings with disclosed salaries, most finance & accounting jobs in Birmingham, AL pay between $38k–$140k per year. Individual offers vary with seniority, company size, and specialization.
How many Finance & Accounting jobs are open in Birmingham, AL right now?
There are currently 376 open finance & accounting positions in Birmingham, AL listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Finance & Accounting roles in Birmingham, AL?
Companies currently hiring include Regions Bank, PNC, Guidehouse, Encompass Health, Protective Life, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Finance & Accounting jobs in Birmingham, AL?
Yes — 117 of the 376 open finance & accounting positions offer remote or hybrid work (42 remote, 75 hybrid).
How do I apply for Finance & Accounting jobs in Birmingham, AL?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.