SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and cons…
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$178k–$231k/yr
Full-time
Annual Discretionary Incentive Award, Competitive Portfolio Of Benefits
Posted 28d ago
~40 hrs/week
Responsibilities
Analyze credit risk for project finance transactions across North and Latin America, focusing on infrastructure, energy, and natural resources. Review credit applications from the front office and prepare executive summaries for management while ensuring compliance with internal standards.
Requirements
Requires 5-7 years of relevant experience in the credit department of a major project finance bank. Candidates must possess in-depth knowledge of project finance, corporate finance, and accounting, with the ability to analyze complex information under tight deadlines.
Full job description
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
The anticipated salary range for this role is between $178,000.00 and $231,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
Role Description
SMBC is seeking a Credit Officer with strong credit and quantitative skills to analyze the credit risk and various elements of project finance transactions in North America. Coverage includes renewable and conventional power, oil and gas, natural resources, data centers and other infrastructure.
As part of SMBC’s 2LoD, the Credit Officer’s main responsibility entails the review of credit applications submitted by the front office (1LoD) and to prepare executive summaries for the management of the Credit Department.
Responsibilities
Analyze various risk elements of project finance transactions in North America and present written executive summaries to the management of the Credit Department.
Oversee the maintenance of credit quality and provide feedback to business units to ensure consistent and complete credit applications. Also, provide guidance, as necessary, to business units to ensure compliance with internal standards.
Provide feedback to the front office on deal structures to mitigate identified risks.
Closely review transaction grading models to ensure accuracy and consistency.
Monitor and supervise problem loans including Warning/Special Mention Obligors and present written memorandum/reports to management.
Manage compliance with internal policies, work flow procedures, regulations, etc.
Other credit related works/projects as assigned.
Utilize deep understanding of US Regulatory Classification guidelines to review and approve proposed risk ratings.
In-depth knowledge of project finance, in addition to corporate finance and accounting, is required.
Critical thinking and ability to analyze a vast and complex amount of information and quickly render credit decisions.
Experience in facing the regulators at the SNC, TLR, etc exams and knowledge of regulatory ratings is a plus.
Risk sensitivity and ability to steer decisions through discussions with the business units.
Qualifications and Skills
Minimum of 5 -7 years relevant work experience preferably in the credit department of a major project finance bank.
Superior attention to details, ability to quickly individuate and focus on the key risks factors of highly structured transactions and visually present complex concepts with graphs, tables and flow charts.
Flexibility to work under tight deadlines and in a multitasking environment.
SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at [email protected].
SMBC Group is a leading global financial group with a 400-year history and a network spanning nearly 40 countries and regions.
We partner with clients around the world, providing a broad range of financial services—from Corporate & Investment Banking and Global Markets to commercial and consumer banking—to help them grow, navigate change, and seize new opportunities.
By bringing together global capabilities rooted in Japan and deep local expertise, we deliver solutions that create lasting value for our clients, communities, and society.
SMBC Group has more than 150 offices and 130,000 employees worldwide. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG).
Americas: https://www.smbcgroup.com/
EMEA: https://www.smbcgroup.com/emea/
APAC: https://www.smbc.co.jp/asia/
Tokyo: https://www.smfg.co.jp/english/
Offices: 1丁目 1-2, Marunouchi Chiyoda-Ku,, Tokyo, JP · Sumitomo Mitsui Banking Corporation 277 Park Avenue, New York, NY 10172, US · Plaza de la Paz, 102, int. 901, Silao, Guanajuato CP36275, MX · Edward Street, George Town, Grand Cayman, Cayman Islands KY1, KY · 14241 Dallas Pkwy, Suite 660, Dallas, Texas 75254, US
Based on 917 listings with disclosed salaries, most energy jobs in New York, NY pay between $75k–$195k per year. Individual offers vary with seniority, company size, and specialization.
How many Energy jobs are open in New York, NY right now?
There are currently 1,089 open energy positions in New York, NY listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Energy roles in New York, NY?
Companies currently hiring include Con Edison, New York City Housing Authority (NYCHA), WSP, AECOM, Riven Systems, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Energy jobs in New York, NY?
Yes — 422 of the 1089 open energy positions offer remote or hybrid work (64 remote, 358 hybrid).
How do I apply for Energy jobs in New York, NY?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.