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$110k–$135k/yr
Full-time
bachelor degree
Posted 16d ago
~40 hrs/week
Responsibilities
The Credit Products Underwriter II is responsible for underwriting complex financial transactions, including real estate and energy-related assets. They will also provide industry expertise and consult with clients and relationship managers to design and execute integrated financial solutions.
Requirements
Candidates must possess a Bachelor's degree and 5-7 years of experience in credit analysis or underwriting. Proficiency in intermediate accounting theory, loan documentation, and credit principles is required.
Full job description
Req ID:78275
Location:Houston -HOUS, Denver -DEN
Areas of Interest: Commercial Banking, Energy; Commercial Banking; Lending; Underwriting
Pay Transparency Salary Range:$110,000 - $135,000
Application Deadline:09/28/2026
BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.
Bonus Type
BOKF Performance Plan (D02)
Summary
Join us as a Credit Product Underwriter II - Energy. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small when we work together to build relationships.
Job Description
The Credit Products Underwriter II - Energy is primarily responsible for underwriting complex financial transactions, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, and LBOs/acquisitions. In addition, the Credit Products Underwriter is responsible for providing product and industry expertise to the client by designing and executing solutions on more complex clients. The CPU will have client facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. The majority of the CPUs time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter will partner with the RMs to assist in generating revenue and profitability.
Team Culture
We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide opportunities for growth.
How You'll Spend Your Time
The majority of your time will be spent conducting the credit analysis to finance multiple business endeavors, including; upstream and midstream oil & gas assets.
Your day will consist of credit conversations, decision making, and communication with Relationship Managers and credit leadership.
You will work efficiently to get deals approved while mitigating risk.
You will prepare commitment reports for all of the multi-state markets supported by the lending center.
You will participate in joint calling on prospects to gather key information for proper credit analysis.
You will work through credit documents with Relationship Managers to effectuate new and existing loans.
Education & Experience Requirements
The required level of knowledge is normally acquired through completion of a Bachelor’s degree and 5-7 years Credit Analysis/Credit products underwriter experience or an equivalent combination of education and experience.
Demonstrated knowledge of intermediate accounting theory, including the difference between GAAP and income-tax based statements, cash and accrual accounting, consolidation and elimination principals, and the effect each type of accounting has on the underwriting process
Ability to clearly communicate and convey information and ideas through a variety of channels
Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals
Extensive knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies
Excellent organizational skills and meticulous work habits
Ability to critically review work for errors and incorrect conclusions
Ability to complete assignments quickly and efficiently with minimal direction
Ability to proactively communicate with both colleagues and senior personnel
Conflict management skills
Ability to work efficiently under limited timeframes
Extensive knowledge of loan documentation, loan policy and regulations
Extensive knowledge of the Loan Grading Process
Excellent oral and written communications skills
Advanced PC and spreadsheet software skills
Working Conditions & Physical Requirements
Office - Occasional Travel
BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! Apply today and take the first step towards your next career opportunity! The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.
How many Consulting jobs are open in Houston, TX right now?
There are currently 2,370 open consulting positions in Houston, TX listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Consulting roles in Houston, TX?
Companies currently hiring include AECOM, H&R Block, Turner & Townsend, KBR, Inc., Worley, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Consulting jobs in Houston, TX?
Yes — 962 of the 2370 open consulting positions offer remote or hybrid work (234 remote, 728 hybrid).
How do I apply for Consulting jobs in Houston, TX?
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