Job Description: Primary Function: Responsible for assisting Virginia Credit Union members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA. Develop and maintain business relationships with VACU par…
Skills: Mortgage lending, Loan processing, Underwriting, Sales, Customer service
Job DetailsJob Location: HQ - Roanoke, VA 24018 Position Summary: The Manufacturing Sourcing Manager is responsible for developing and executing sourcing strategies to support manufacturing operations, including identify…
Employment Status:Variable / FlexShift:Evening/Night (United States of America)Facility:1906 Belleview Ave SE - RoanokeRequisition Number:R160865 RN - Oncology FLEX (Open) How You’ll Help Transform Healthcare:This unit i…
Skills: Oncology nursing, Patient assessment, Care planning, Electronic medical records, Medication administration
Enterprise Mobility
Automotive Detailer - Car Washer - Roanoke
Roanoke, Virginia, United States · On-site
Entry level
Overview Enterprise Mobility is seeking a responsible, dedicated person to join our team as a Part-Time Automotive Detailer. The starting rate of pay is $17 / hour based on a 40 hour workweek and is located at 4701 Melro…
Skills: Vehicle detailing, Car washing, Sanitization, Vehicle inspection, Vacuuming
Have you ever enjoyed Arnold®, Brownberry® or Oroweat® bread? A Thomas’® English muffin or bagel? Or perhaps snacked on a Sara Lee®, Entenmann’s® or Marinela® cake or donut? If the answer is yes, then you know Bimbo Bake…
Associate Engineer - Engineering Excellence Program (EE26061)
Roanoke, Virginia, United States · On-site
$61k–$91k/yr
Entry level
General Role Description Complete the identified Engineering Excellence Program (EEP) curriculum during the 24-month program period, including successive work rotations in a variety of the Company’s business units and/or…
Skills: Electrical engineering, Mechanical engineering, Mechatronics, Control system theory, Software engineering
Manager of Business Sales - Strategic Accounts and Competency Center
Sanford, Florida, United States · On-site
Senior
•Coordinate and lead cross-departmental functions to provide best-in-class service to assigned customers (IE. Inside Sales, Sourcing, Purchasing, Engineering, etc.) •Achieve and/or exceed company plans and depa…
Skills: Strategic account management, Team leadership, Performance management, SAP, Salesforce
Fiber Network Services Inc.
OSP Construction Coordinator
Roanoke, Virginia, United States · On-site
$50k–$75k/yr
Mid level
Fiber Network Services (FNS) is seeking an experienced OSP Fiber Construction Coordinator to support fiber and broadband network construction projects based out of Roanoke, VA. This role is responsible for coordinating a…
Automotive Technician Byrider Roanoke 3141 Peters Creek Road NW, Roanoke, VA 24017 Full-Time | Monday–Friday | 8:00 AM – 5:00 PM Starting at $18.00/hour (Based on Experience) Looking for a stable Monday–Friday schedule w…
Skills: Virginia State Safety Inspections, Oil changes, Tire rotations, Preventative maintenance, Brake inspection
Employment Status:Variable / FlexShift:Evening/Night (United States of America)Facility:1906 Belleview Ave SE - RoanokeRequisition Number:R161610 Patient Care Tech - Oncology Care Unit - FLEX (Open) How You’ll Help Trans…
Skills: Patient care, Clinical services, Phlebotomy, Wound care, Medical record documentation
We are currently hiring motivated individuals for a remote sales position helping families secure life insurance protection. This is a work-from-home opportunity with: Flexible schedulingFull training and mentorshipUnlim…
Are you looking to:Set your own hours?Work from home?Have the ability to make uncapped income?Have positive and motivating mentors?Make an impact in people's lives? As a Work-from-Home Sales Consultant, you will be respo…
About Us Company Overview Foundation Building Materials (FBM) is a leading construction materials distribution company serving the commercial and residential construction markets across United States and Canada. In conju…
Become a part of our caring community This position qualifies for a $10K SIGN ON BONUS! As a CenterWell Home Health nurse, reporting to the Clinical Manager, you will provide personalized, one-on-one care that helps pati…
Skills: Skilled Nursing Care, Medication Administration, Wound Care, Patient Assessment, Care Plan Development
The Fresh Market & You: Our mission is to make everyday eating extraordinary for our guests, and we are looking for a new team member who will commit to helping us deliver on this mission. Our added benefits for joining …
About Us Company Overview Foundation Building Materials (FBM) is a leading construction materials distribution company serving the commercial and residential construction markets across United States and Canada. In conju…
Skills: CDL Driving, Vehicle Inspection, Forklift Operation, Material Handling, Customer Service
About Us At Service Electric Company, we believe that each employee contributes directly to the success and growth of our company. Specializing in transmission, distribution, substation, storm restoration, and technical …
About the Role: The Center Director is responsible for the overall leadership, management, and operational success of the center, ensuring it meets its strategic goals and delivers exceptional services to its community. …
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
$40k–$60k/yr
Full-time
high school, bachelor degree
Posted 38d ago
~40 hrs/week
Responsibilities
The Mortgage Loan Officer is responsible for assisting members with first mortgage loans, including FHA, USDA-RD, VA, and VHDA programs. They manage the loan application process from initial receipt through closing while developing business relationships with partners, builders, and realtors.
Requirements
Candidates must have significant conventional and government loan experience and possess excellent knowledge of mortgage documentation and real estate regulations. A high school diploma is required, with a college degree preferred, and the ability to be actively registered with the NMLS is mandatory.
Full job description
Job Description:
Primary Function:
Responsible for assisting Virginia Credit Union members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA. Develop and maintain business relationships with VACU partners, builders and realtors. Obtain and maintain all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Exemplify excellent member service.
JOB DUTIES AND RESPONSIBILITIES:
Interview members for first mortgage loans including purchase and refinance transactions. Assist members with understanding the homeownership process or other related mortgage products, including conventional and government lending programs. Present mortgage options that balance leverage and home affordability.
Facilitate homeownership programs and seminars. Assist in the development of marketing strategies to deepen mortgage relationships with members.
Consistently communicates with members their application status, (approval, denial, additional documentation, etc.), and current interest rates. Responsible for ensuring interest rates are locked in conformity with VACU policies.
Conducts preliminary underwriting reviews to assess secondary market standards (where applicable) or VACU guidelines. Submit complete applications to processing and underwriting using computer technology.
Assist in obtaining information for timely processing of all mortgage loans. Verify supporting documentation including, but not limited to, employment history, deposit information and other documentation related to the application.
Comply with Regulations B, X and Z regarding the completion of required disclosures including, but not limited to, the Good Faith Estimate, Truth in Lending, Potential Transfer of Servicing Form, and if required, the Adverse Action notice.
Promotes VACU mortgage products at branch locations, VACU finance seminars, and cross promotes other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services, and VACU Realty / Select and Joyner Fine Properties.
Complete all required BSA and OFAC training and other required learnings. Report all suspicious activity to Security.
Other duties may be required and assigned by the manager.
Prerequisites for Position:
Education:
High School Graduate; College graduate preferred, but not required.
Work Experience
Significant conventional and government loan experience required.
Excellent knowledge of mortgage documentation as well as federal, state, and local real estate regulations required.
Prior experience building Builder/Realtor relationships and marketing mortgage products preferred.
Retail and Branch banking experience preferred. Experience using EMPOWER automated underwriting system a plus.
Desirable Traits
Excellent oral and written communication skills.
Strong member service and sales ability as demonstrated by monthly sales volume of $1mm of funded loans per month. Strong problem solving and organizational skills.
Ability to analyze financial information.
Must be a team player.
Proficiency with Microsoft Office applications (including Word, Excel, and Outlook)
Ability to learn and effectively use mortgage lending, customer relationship management (CRM), and other business software systems.
Comments
Overtime and/or Saturday hours may be required
NMLS
Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS)
PHYSICAL REQUIREMENTS:
This job requires the ability to sit for long periods of time.
This job requires infrequent lifting or carrying of objects up to 10 pounds.
We’re a credit union, not a bank. When you join Virginia Credit Union, you become a member and owner of our financial cooperative. Earnings are returned to you through a broad range of convenient services, attractive rates, lower fees, and more.
What's the best way we can help members reach their version of financial success? Build a team of thriving and engaged employees committed to our mission. We take the extra effort when hiring by offering competitive pay and industry-leading benefits, recognizing natural strengths, and providing our employees with continuous education and training that allows them to keep progressing in their careers.
Working at Virginia Credit Union means partnering with like-minded colleagues who value serving others and want to make a larger impact in the community. This is a place where you'll be inspired to thrive and get the career, social, physical, financial, and community wellbeing resources to do so.
Are you looking for a more fulfilling career where you can serve, grow, and succeed? We got you! Check out our current openings at vacu.org/careers.
Virginia Credit Union is an Equal Opportunity Employer, including disability and protected veteran status. Federally insured by NCUA. Equal Housing Lender. NMLS #407552
Let's connect with care. See our social media guidelines here: vacu.org/social-guidelines
Offices: 7500 Boulder View Drive, Richmond, VA 23225, US
Banking ServicesFinancial EducationFinancial Cooperative with member ownershipand Community Service and OutreachMortgageFinanceBankingAdviceFinancial Services