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Wellan Montessori School
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Newton, Massachusetts, United States · On-site
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Wellan Montessori School
After School Drama Production Team Members
Newton, Massachusetts, United States · On-site
Mid level
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Wellan Montessori School
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Newton, Massachusetts, United States · On-site
Entry level
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Wellan Montessori School
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Newton, Massachusetts, United States · On-site
Mid level
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Newton, Massachusetts, United States · Hybrid
$75k–$100k/yr
Mid level$125M raised
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Newton, Massachusetts, United States · On-site
$16/hr–$29/hr
Entry level$7.6B raised
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Newton, Massachusetts, United States · On-site
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Newton, Massachusetts, United States · On-site
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Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
$14k–$65k/yr
Full-time
high school
Medical, Dental, Vision, 401k
Posted 55d ago
~40 hrs/week
Responsibilities
The primary duty is to sell mortgage loans by establishing and maintaining referral relationships with real estate professionals and external sources. Responsibilities include analyzing borrower financial data, pre-qualifying applicants, and guiding them through the home financing process.
Requirements
Candidates must possess a valid state mortgage license and have a thorough understanding of underwriting requirements for FNMA, FHLMC, FHA, and VA loans. Knowledge of local, state, and national laws such as RESPA and Truth-in-Lending is required.
Full job description
Job DetailsJob Location: 2002 Newton - Newton, MA 02466Position Type: Full TimeEducation Level: High SchoolSalary Range: $13,500.00 - $65,000.00 CommissionTravel Percentage: Road WarriorJob Category: SalesAnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following:
Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales. Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals. Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities. Take information from the borrower and fill out the loan application. Develop relationships with referral partners such as realtors to generate new customers. Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford. Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product. Collect financial information (tax returns, bank statements) and other related documents that are part of the application process; Provide disclosures to the borrower, including truth in lending, good faith estimate, and others. Counsel and advise the borrower in understanding and clearing credit problems. Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed. Order legal documents. Review HUDS prior to closing.
Qualifications Must have appropriate state license or certificate (varies by state). Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies. Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors. Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Must have excellent communication skills and the ability to analyze financial information. Must be a sales-oriented self-starter.
Work Environment/Physical Demands: Travel is required 80% of the time.
AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.
AnnieMac Home Mortgage is an Equal Opportunity Employer
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of service — to our clients, our employees, and our business partners.
We are headquartered in Mount Laurel, N.J., but we have branches throughout the country that employ hundreds more. As an approved seller/servicer with Fannie Mae, Freddie Mac and Ginnie Mae, we have access to the best mortgage programs available, including conventional, government and non-conforming mortgages. Our processing and underwriting are completed in-house, which means our clients can expect quick processing and exceptional customer service. That is why we've emerged as one of the fastest-growing home lenders in the industry.
AnnieMac Home Mortgage is a DBA of American Neighborhood Mortgage Acceptance Company, LLC. Arizona Mortgage Banker License Number (BK - 0926586)
Corp NMLS# 338923. (http://www.nmlsconsumeraccess.org)
For complete licensing info visit http://www.annie-mac.com/licensing
AnnieMac Home Mortgage is an equal housing opportunity.
Offices: 700 East Gate Drive, Suite 400, Mount Laurel, NJ 08054, US