Analyst, Specialist Business Development Treasures, Consumer Banking Group
Kolkata, West Bengal, India · On-site
Mid level$4.0B raised
Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS offers …
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Senior Associate, Treasures Relationship Manager, Consumer Banking Group
Kolkata, West Bengal, India · On-site
Senior$4.0B raised
Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across 600 branches across the country. As a market leader in the…
Analyst, Treasures Relationship Manager, Consumer Banking Group
Kolkata, West Bengal, India · On-site
Senior$4.0B raised
Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across 600 branches across the country. As a market leader in the…
Senior Associate, Treasures Relationship Manager, Consumer Banking Group
Kolkata, West Bengal, India · On-site
Senior$4.0B raised
Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across 600 branches across the country. As a market leader in the…
Associate, Treasures Relationship Manager, Consumer Banking Group
Kolkata, West Bengal, India · On-site
Mid level$4.0B raised
Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across 600 branches across the country. As a market leader in the…
Associate, Treasures Relationship Manager, Consumer Banking Group
Kolkata, West Bengal, India · On-site
Mid level$4.0B raised
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Analyst, Specialist Business Development Treasures, Consumer Banking Group
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Full-time
bachelor degree, postgraduate degree
Posted 49d ago
Apply by Aug 31
~40 hrs/week
Responsibilities
The role focuses on acquiring New-to-Bank DBS Treasures clients through needs-based engagement and structured strategies. It involves driving Net New Money growth and maximizing revenue via the cross-selling of insurance, FX, and investment products.
Requirements
Candidates need 2–4 years of experience in banking sales or client acquisition, preferably within premium banking or wealth management. A graduate or postgraduate degree with an MBA is preferred, along with certifications like AMFI, IRDAI, or FEDAI.
Full job description
Business Function
As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS offers a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to support customers at every life stage. Our financial solutions are tailored to meet customer needs and deliver long-term value.
Job Purpose
The Treasures Acquisition Manager will be responsible for acquiring “qualified” New-to-Bank (NTB) DBS Treasures clients through a needs-based approach. The role involves working closely with the Treasures Team Lead and Relationship Managers to drive client acquisition, enhance portfolio growth, and maximize revenue through cross-selling and activation of DBS products and services.
Key Accountabilities
Acquire New-to-Bank (NTB) Treasures clients through structured and need-based engagement strategies
Conduct events and activities to generate leads and support NTB acquisition
Leverage internal customer bases across other business units for acquisition opportunities
Drive incremental Net New Money (NNM) in collaboration with Relationship Managers through CASA/TD growth and cross-selling of Insurance, FX, and Investment products
Ensure activation of e-Channels (I-Banking / M-Banking / Online MF / Debit Cards) and savings book growth
Drive cross-sell initiatives and enhance product penetration
Implement strategies to attract and engage high-potential clients within assigned geographies
Ensure strict adherence to DBS sales processes, compliance requirements, and regulatory guidelines
Conduct due diligence and risk reviews during client onboarding
Job Duties & Responsibilities
Manage NTB acquisition of Treasures accounts with funded balances
Collaborate with Relationship Managers to grow NNM and revenue through product cross-selling
Generate referrals for strategic products such as Mortgages, Credit Cards, and other liability/asset products
Engage clients proactively to identify new business opportunities and deepen relationships
Ensure adherence to internal policies, regulatory requirements, and operational risk controls
Conduct client onboarding with appropriate due diligence and compliance checks
Monitor market trends and competitor activities to identify growth opportunities
Drive engagement initiatives to strengthen client relationships and brand presence
Requirements
2–4 years of experience in NTB acquisition, client acquisition, or banking sales
Experience in Premium Banking / Wealth / Liability acquisition will be an added advantage
Strong understanding of financial planning and wealth management products in India
In-depth knowledge of local market and competitive landscape
AMFI / IRDAI / FEDAI certifications with BCSBI certification will be an added advantage
Education / Preferred Qualifications
Graduate / Postgraduate with MBA in a relevant field
Core Competencies
Strong relationship management and influencing skills
Self-driven, ambitious, and result-oriented mindset
Excellent verbal and written communication skills
Customer-centric approach with strong service orientation
Ability to identify opportunities and drive business growth
High level of ownership and accountability
Technical Competencies
Understanding of banking products including CASA, TD, Insurance, FX, and Investment products
Knowledge of financial markets and wealth management solutions
Familiarity with regulatory requirements including KYC, AML, and compliance standards
Work Relationship
Close coordination with Treasures Team Lead and Relationship Managers for client acquisition and portfolio growth
Collaboration with internal stakeholders across product, service, and operations teams
Engagement with cross-functional teams to identify and convert acquisition opportunities
Mandatory Training
GCAP (Group Customer Acceptance Policy)
BCAP (Business Customer Acceptance Policy)
AML (Anti-Money Laundering) and KYC Guidelines
PIP (Personal Investment Policy)
ORM (Operational Risk Management)
Information Security Policy
DBS India – Culture & Behaviours
Deliver performance through value-based propositions
Maintain strong customer focus and service excellence
Uphold the highest standards of integrity and professionalism
Build knowledge, skills, and competencies continuously
Execute with speed while ensuring accuracy
Protect and enhance DBS brand reputation
Location:
Kolkata-DBIL
Job:
Product Sales
Schedule:
Regular
Employee Status:
Full time
Related keywords
CASATerm DepositsInsuranceForeign ExchangeInvestment ProductsAMFIIRDAIFEDAIBCSBIKYCAMLNet New MoneyPremium BankingWealth ManagementConsumer BankingDue Diligence
DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.
Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia“ award by Global Finance for 14 consecutive years from 2009 to 2022.
DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets. DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by supporting social enterprises: businesses with a double bottom-line of profit and social and/or environmental impact. DBS Foundation also gives back to society in various ways, including equipping communities with future-ready skills and building food resilience.
With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com
Offices: 12 Marina Boulevard, DBS Asia Central @ Marina Bay Financial Centre Tower 3, Singapore, 018982, SG · 11/F The Center, 99 Queen's Road Central, Hong Kong, HK · 18th Floor DBS Bank Tower, 1318 Lu Jia Zui Ring Road, Shanghai, 200120, CN · Songren Road No. 36, 17F, Xinyi District, Taipei, 110, TW · 3rd Floor, Fort House, 221, Dr. D.N. Road, Fort, Mumbai, 400001, IN
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