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Atlanta, Georgia, United States • On-site
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Analysts will rotate through various Commercial Banking business areas to gain experience in credit, sales, product, and strategy. They will support deal teams by conducting financial analysis, underwriting credit transactions, and managing risk and compliance tasks.
Candidates must be pursuing a bachelor's degree with an expected graduation date between December 2026 and June 2027. Applicants should possess strong analytical, communication, and problem-solving skills, along with a demonstrated interest in finance and sales.
About this role: Wells Fargo is seeking talent to join the 2027 Commercial Banking Early Career Development Program. Learn more about the career areas and lines of business at wellsfargojobs.com.
Program Overview:
Commercial Banking provides credit, treasury management, and corporate and investment banking solutions to businesses with sales generally greater than $25 million. The Commercial Banking Early Career Development Program is a two-year program where you will gain exposure to the various Commercial Banking lines of business and their partners while supporting dedicated teams through four six-month rotations. The program will promote professional development and business skills acquisition through on-the-job experience as well as formal in-person and virtual training, including a foundational introduction to credit and banking fundamentals.
In the Commercial Banking Early Career Development Program, you will:
Rotate across several Commercial Banking business areas to acquire diverse experiences and insights as well as determine the roles that align to your career interests. You may be involved in sales, credit, product, or strategic activities such as:
Participating in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team.
Conducting due diligence, analyzing financial statements, building financial models, and determining risk ratings to prepare comprehensive memos that support credit recommendations.
Leveraging market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts.
Receiving direction from supervisors and exercising independent judgment and accountability while working with teams on a variety of tasks, including compliance and risk management responsibilities.
Collaborating and consulting with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients.
Program Structure:
You will begin the program in one of our 13 regional locations. Following the foundational training, you will enter your first of four six-month rotations in select business areas over the course of two years. Analysts will complete rotations in sales, product, or strategy, along with two credit-focused rotations. One during the first year and another during the second year.
Post Program:
The Commercial Banking Early Career Development Program is designed to promote a long-term career at Wells Fargo through broad exposure to the business and its career paths as well as professional and technical development. After successfully completing the program, analysts will be prepared for a multitude of roles, including Relationship Manager, Business Development Officer, Portfolio Manager, Business Execution Consultant, Credit Product Sales Specialist, Credit Product Portfolio Specialist, and others.
Ideal candidates for this role must have the following:
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.
Solid problem solving and decision-making skills.
Strong analytical skills with high attention to detail and accuracy.
Initiative and proactive to be an energetic self-starter.
Curiosity and a genuine interest in learning and growth.
Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important.
Required Qualifications, US:
6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Desired Qualifications:
Must be currently pursuing a bachelor's degree with an expected graduation date between December 2026 or May/June 2027. All majors welcome.
Excellent verbal, written, and interpersonal communication skills.
Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills.
Ability to work effectively, as well as independently, in a collaborative, change driven environment.
Involvement in extracurricular enrichment activities through one or more of the following: volunteerism, student organization involvement, study abroad program(s), leadership position(s), non-profit involvement.
Demonstrated knowledge, interest and/or experience in finance, accounting, and sales.
Familiarity with AI powered productivity tools (such as chat-based assistants and built in features like Microsoft Copilot) to support everyday tasks including research, organizing information, and creating presentations with a strong interest in learning and using these tools responsibly.
Program Locations:
Atlanta, GA; Boston, MA; Charlotte, NC; Chicago, IL; Houston, TX; Irving/Dallas, TX; Minneapolis, MN;
Offers are made for a specific office location, based on candidate preference and business needs. Analysts will be notified of their specific Commercial Banking business placement prior to the program start.
Atlanta, GA: $80,000/year
Boston, MA: $96,000/year
Charlotte, NC: $80,000/year
Chicago, IL: $96,000/year
Houston, TX: $80,000/year
Irving/Dallas, TX: $80,000/year
Minneapolis, MN: $88,000/year
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation, and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
#earlycareers
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).
$65,000.00 - $108,000.00Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
Posting End Date:
18 Sep 2026*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with approximately $1.9 trillion in assets. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, investment and mortgage products and services, as well as consumer and commercial finance, through more than 7,300 locations, 12,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in over 40 countries and territories to support customers who conduct business in the global economy. With approximately 250,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 41 on Fortune’s 2022 rankings of America’s largest corporations. News, insights and perspectives from Wells Fargo are also available at Wells Fargo Stories. Relevant military experience is considered for veterans and transitioning service men and women. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.© 2016 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
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