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Stockholm, Sweden · On-site
Entry level$4.8B raised
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$620k–$887k/yr
Full-time
professional certificate
Equity rewards, Monthly stipends for health and wellness, Life insurance, Medical coverage, Dental coverage, Vision coverage
Posted 6d ago
~40 hrs/week
Responsibilities
You will conduct complex financial crime investigations and translate intelligence into actionable insights to improve detection infrastructure. You will also collaborate with internal stakeholders to maintain investigative controls and ensure the financial crime framework scales effectively.
Requirements
Candidates must have 5+ years of experience in AML or financial crime investigations within fintech or banking. A strong understanding of AML regulations, transaction monitoring, and the ability to draft regulatory reports is required.
Full job description
What you will do
You will be part of Klarna's Financial Crime Intelligence team — an in-house team of experts spanning the full spectrum of case complexity, from routine reviews to the most complex, high-risk investigations. Whether your background is in fast-moving fintech environments or the deeper regulatory rigor of traditional banking, you'll bring that experience to bear on real, high-stakes cases, applying expert judgement to determine when escalation, enhanced due diligence, or regulatory reporting is required.
Your work spans three layers:
Complex investigations — you'll own the cases too nuanced, layered, or novel for standard processes to resolve, and document why, helping the team build a shared understanding of where our remit begins.
Intelligence — you'll spot emerging typologies, translate signals into actionable insight, and help the team stay ahead of new fraud and financial crime patterns rather than just reacting to them.
Enforcement — you'll help turn that intelligence into action: influencing transaction monitoring configuration, closing coverage gaps, and ensuring what investigations uncover actually changes the detection infrastructure, not just the individual case outcome.
Working closely with internal stakeholders, you will help maintain strong investigative controls, support transaction monitoring quality, and ensure Klarna's financial crime framework scales responsibly as Klarna continues to grow across global markets.
Who you are
You're preventative, not just reactionary — intelligence leads and investigations inform; you think about raising the floor for the whole system, not just closing the ticket in front of you.
You treat every case as a data point — you ask what's broken in the system, not just what happened in this one case, and you're motivated by insight, not just outcomes.
You think beyond the case in front of you — you're comfortable zooming out to spot connections, patterns, or systemic gaps that a narrower investigation would miss.
You share what you find — insights and typologies get surfaced to the team and to Compliance/Operations stakeholders, not left in your own case notes.
You're comfortable with ambiguity and complex judgement calls — high-risk cases rarely come with a clean playbook, and you're willing to make and defend a reasoned call rather than waiting for certainty.
The experience you bring
5+ years of experience in AML or financial crime investigations within fintech, banking, payments, law enforcement, or a regulatory/investigative body — candidates with experience across both fintech and traditional banking are especially encouraged to apply
Strong hands-on experience conducting end-to-end transaction monitoring, event-driven investigations, and complex case escalations
Proven ability to assess suspicious activity and draft clear, well-supported Suspicious Activity Reports in line with regulatory expectations
Solid understanding of AML and financial crime regulations applicable to the US and/or EU, including sanctions and PEP frameworks
Strong written and verbal communication skills in English, with the ability to document and explain investigative decisions clearly
Comfort operating in a fast-paced environment with evolving financial crime risks and operational priorities
Bonus points if you also have
CAMS, ICA, or equivalent AML certification
Experience supporting or overseeing outsourced investigation or transaction monitoring teams
Exposure to a range of product types — from traditional banking products (e.g., lending, deposits, credit) to emerging products like crypto and investments — and/or AML regulatory reporting experience in the EU/UK
Additional languages (German, Swedish, and/or French)
Experience tuning, testing, or optimizing transaction monitoring/screening tools, or translating investigation-led insights into control or monitoring rule design
Genuine enthusiasm for AI-powered tooling in an investigative or compliance context — you're comfortable adopting new tools and using AI-assisted analysis (e.g., case triage, summarization, pattern/typology detection) to work smarter across case volumes
Klarna is proud to be an equal opportunity employer. We are committed to building a diverse workforce that reflects our global customer base and to fostering a culture where everyone belongs. We provide equal employment opportunities to all individuals regardless of race, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, veteran status, marital status, pregnancy, parental status, or any other characteristic protected by applicable law. We encourage applications from individuals of all backgrounds and identities. We consider qualified applicants with criminal history for employment in accordance with state and local laws and “fair chance” ordinances. If you require reasonable accommodation for any part of the application or hiring process, please contact [email protected].
In accordance with applicable law, the salary range for this position is provided in the job posting. The salary offered will be determined by the candidate's location, qualifications, experience, and education. The salary range posted in the job advertisement refers to the base pay. Base pay is part of a total compensation package, which may also include equity rewards, monthly stipends for health and wellness, and benefits such as life insurance, medical, dental, and vision coverage for you and your dependents.
Klarna – The smarter way to shop and pay
Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 118m+ million shoppers, Klarna processes 3.4m million transactions daily, providing payment solutions that empower consumers and drive merchant growth.
With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction.
More than 966k merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty.
From payments to personalized shopping, Klarna is shaping the future of commerce.
Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances.
Learn more at Klarna.com
How many Security & Safety jobs are open in Stockholm, Sweden right now?
There are currently 238 open security & safety positions in Stockholm, Sweden listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Security & Safety roles in Stockholm, Sweden?
Companies currently hiring include Cherokee Federal, Internetstiftelsen, Securitas Group, Check Point Software, STARK, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Security & Safety jobs in Stockholm, Sweden?
Yes — 95 of the 238 open security & safety positions offer remote or hybrid work (10 remote, 85 hybrid).
How do I apply for Security & Safety jobs in Stockholm, Sweden?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.