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Job ID: 295276 Store Name/Number: GA-Perimeter (0464) Address: 4400 Ashford Dunwoody Rd, Atlanta, GA 30346, United States (US) Hourly/Salaried: Hourly (Non-Exempt) Full Time/Part Time: Flex Position Type: Non-guaranteed …
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Full-time
bachelor degree
Posted 1d ago
~40 hrs/week
Responsibilities
The associate will assist business development and underwriting teams in sourcing and managing asset-based credit facilities. They are also responsible for monitoring financial performance, collateral trends, and maintaining loan production records.
Requirements
A bachelor's degree in Finance, Accounting, or Business is preferred along with at least two years of experience in commercial or asset-based lending. Candidates must possess strong analytical skills, proficiency in Excel, and the ability to interpret complex financial statements.
Full job description
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.
We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!
SUMMARY/OBJECTIVES
It is the responsibility of the Asset Based Lending Sales Associate/Analyst to take ownership of all tasks and challenges that they encounter in the operation of their assigned position.
ESSENTIAL FUNCTIONS
Asset Based Sales Associate/Analyst will be responsible for assisting business development, underwriting and relationship management teams in sourcing, underwriting and management of bilateral and syndicated asset-based credit facilities of $10.0 million and above.
Assist Origination and Underwriting teams by spreading financial statements and determining risk ratings using bank software or templates and preparing projections models to help analyze and structure loans.
Assist Origination and Underwriting teams by creating and updating loan request in the Bank’s loan production software.
Assist Relationship team by monitoring and analyzing operating/financial performance and collateral trends using financial statements, field exams, appraisals, and borrowing bases.
Assist Relationship team by updating loan requests for existing customers in the Bank’s loan production software.
Provide industry research and create and update prospect and client information in various proprietary databases.
The duties and responsibilities listed above may be revised at any time within the sole discretion of the bank without advance notice to or the consent of the employee.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Qualifications, Education, and Certification Requirements
Education: B.A. Degree Required; Degree in Finance, Accounting, or Business preferred.
Experience: 2 years of experience in Commercial Lending and/or Asset Based Lending is preferred.
Certifications/Specific Knowledge: Strong analytical and quantitative skills, good understanding of financial statements, strong interpersonal skills, attention to detail, strong Excel and basic modelling skills.
TRAINING REQUIREMENTS/CLASSES
Required annual compliance training, New Employee Orientation
PHYSICAL DEMANDS
Must be able to effectively access and interpret information on computer screens, documents, reports, and cash denominations, and identify customers. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk.
WORK ENVIRONMENT
This position will have a dedicated working space at South State premises.
TRAVEL
Travel may be required to visit customer and attend meetings as needed.
Work Location: 3475 Piedmont Rd NE Suite 150 & 1900 Atlanta, Georgia 30305
Equal Opportunity Employer, including disabled/veterans.
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond — we are known for combining personal relationships with forward-thinking solutions.
As we grow, our experienced bankers are committed to helping our customers find their success while maintaining the integrity of our values: building trust, fostering lasting relationships, and helping communities and businesses thrive.
This is SouthState. This is Banking Forward.
Member FDIC and Equal Housing Lender.
Offices: 1101 First Street South, Winter Haven, Florida 33880, US
Personal BankingBusiness BankingMortgageand Wealth ManagementWealth ManagementFinanceBankingLendingFinancial ServicesReal Estate
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