Belagavi, Karnataka, India · On-site
10795 · To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly…
Skills: Mortgage Underwriting, Credit Risk Assessment, Portfolio Management, KYC Verification, Financial Analysis
Chhatrapati Sambhajinagar, Maharashtra, India · On-site
Key Accountabilities: Lead Generation Generates lead for deals through interactions with DSE or through channel partners/open market Customer Relationship Management End to end customer relationship management including …
Skills: Communication Skill, Negotiation Skill, Market Knowledge, Analytical Skill, Product Knowledge
Jaipur Municipal Corporation, Rajasthan, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Acquisition, Document Validation, Loan Disbursement, Cross-selling, Vendor Management
Bidhannagar, West Bengal, India · On-site
10358 To ensure the achievement of disbursement targets with a proper mix of HE/ HL with minimum delinquency. • Identify target areas for prospective business • Pre-screen customer segments as per the organization norms …
Skills: Sales, Personal Loans, Business Development, Customer Relationship Management, Cross-selling
Musahri, Bihar, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Acquisition, Document Validation, Loan Disbursement, Cross-selling, Vendor Management
New Delhi, Delhi, India · On-site
To maintain & improve the health of the portfolio thru various legal and collection tools & process 1. Ensure that the NPA's are kept at minimum trigger levels and identify and recommend appropriate legal actions for str…
Skills: Portfolio Management, Debt Recovery, NPA Management, Legal Proceedings, Delinquency Analysis
Karnal, Haryana, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Acquisition, Document Validation, Loan Disbursement, Cross-selling, Vendor Management
Musahri, Bihar, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Acquisition, Document Validation, Loan Disbursement, Cross-selling, Vendor Management
Hyderabad, Telangana, India · On-site
Key Objectives : To drive sales and ensure business targets are achieved Responsibilities : 1. Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling whil…
Skills: Sales Management, Loan Against Property, Retail Loan Products, Cross Selling, Client Relationship Management
Salem, Tamil Nadu, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Identification, Document Validation, Loan Disbursement, Cross-selling, Vendor Empanelment
Majura Taluka, Gujarat, India · On-site
10367 Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline • Identify target areas for prospective business • Pre-screen customer segments as per …
Skills: Client Acquisition, Relationship Management, Sales Promotion, Cross-selling, Vendor Empanelment
Mumbai, Maharashtra, India · On-site
10367 Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline • Identify target areas for prospective business • Pre-screen customer segments as per …
Skills: Client Acquisition, Relationship Management, Cross-selling, Sales Promotion, Vendor Empanelment
Hanamkonda mandal, Telangana, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Service, Business Loan Processing, Document Validation, Cross-selling, Vendor Management
Pune, Maharashtra, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Acquisition, Document Validation, Loan Disbursement, Cross-selling, Vendor Management
Mumbai, Maharashtra, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Acquisition, Document Validation, Loan Disbursement, Cross-selling, Vendor Management
Madurai, Tamil Nadu, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Service, Loan Processing, Document Validation, Cross-selling, Vendor Management
Coimbatore North, Tamil Nadu, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Service, Loan Disbursement, Document Validation, Cross-selling, Vendor Management
Hyderabad, Telangana, India · On-site
Core Responsibilities: Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relation…
Skills: Sales Process Management, Home Loan Sales, Cross Selling, Channel Management, DSA Management
Mumbai, Maharashtra, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Identification, Document Validation, Loan Disbursement, Cross-selling, Vendor Empanelment
Chennai, Tamil Nadu, India · On-site
Perform the following under the guidance/direction of Supervisor/Manager • With help of Supervisor/ Manager, Identify the customers for protentional Business • Collect the documents from Customers and validate as per the…
Skills: Customer Acquisition, Document Validation, Loan Disbursement, Cross-selling, Vendor Management
Belagavi, Karnataka, India • On-site
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
The role involves underwriting mortgage business and managing the credit portfolio for the assigned branch. Key duties include assessing complex loan applications, conducting customer discussions, and ensuring adherence to credit and KYC policies.
Candidates must be graduates, with a Master's degree or professional certifications like CA or MBA being preferred. The role requires deep knowledge of credit ratios and the ability to manage risk from pre-sanction to post-disbursement.
10795
|
· To underwrite mortgage business and manage the portfolio in assigned branch/location |
Core Responsibilities:o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV.
|
Tata Capital Limited, a holistic financial services provider, caters to the diverse needs of retail, housing, SME, and corporate customers with a pan-India network of 1500+ branches. Its range of offerings includes Consumer Finance, Housing Finance, Commercial Finance, Cleantech Finance, Microfinance, Debt Syndication, Private Equity, and Credit Cards.
Offices: Ganpatrao Kadam Marg, Mumbai, Maharashtra 400013, IN
Tata Capital Limited, a holistic financial services provider, caters to the diverse needs of retail, housing, SME, and corporate customers with a pan-India network of 1500+ branches. Its range of offerings includes Consumer Finance, Housing Finance, Commercial Finance, Cleantech Finance, Microfinance, Debt Syndication, Private Equity, and Credit Cards.
Offices: Ganpatrao Kadam Marg, Mumbai, Maharashtra 400013, IN
