Position: SENIOR PARABROKER Salary range: $2500-2800 AUD (The final amount will be at the client's discretion based on the candidate’s skills and experience) Working Hours: Following AU business hours (Full-time) Work se…
Position: SENIOR PARABROKER Salary range: $2500-2800 AUD (The final amount will be at the client's discretion based on the candidate’s skills and experience) Working Hours: Following AU business hours (Full-time) Work se…
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Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
$3k–$3k/mo
Full-time
Posted 22d ago
~40 hrs/week
Remote in Manila, Metro Manila, Philippines
Responsibilities
Manage mortgage applications independently from initial qualification through to settlement, focusing on complex residential and commercial scenarios. Act as a trusted extension of the Director to solve challenging credit pathways and expand broker capacity.
Requirements
Requires a minimum of 3 years of experience as an Australian Para Broker with deep knowledge of lending policies and complex borrower structures. Must be proficient in Australian mortgage platforms and possess exceptional English communication skills.
Full job description
Position: SENIOR PARABROKER
Salary range: $2500-2800 AUD (The final amount will be at the client's discretion based on the candidate’s skills and experience)
Working Hours: Following AU business hours (Full-time)
Work set-up: 100% Remote work under Independent Contractor Agreement
Holidays: TBD
Target Start Date: ASAP
About the Company
This company is an Australian finance and mortgage brokerage firm based in Victoria. They position themselves as forward-thinking brokers focused on helping clients achieve long-term financial goals through personalized, adaptive, and interactive lending strategies. Leveraging a network of over 40 lenders, they guide clients through every stage of the mortgage and financing process.
Their service offerings cater to a wide range of needs, including home loans for first-time buyers, refinancing, property upgrades, and investment portfolio expansion. Additionally, they provide specialized financing solutions such as commercial and business loans, property development funding, private lending alternatives, and Self-Managed Super Fund (SMSF) loans.
Role Overview
This isn't a basic loan processing position; it is a true end-to-end file ownership role designed to support complex residential, commercial, investment, SMSF, and specialist lending scenarios. As a Senior Parabroker, you will be acting as a trusted extension of the Director and lead brokers, and playing a critical role in solving challenging credit pathways, driving client applications to settlement, and expanding broker capacity across a high-performance, entrepreneurial business.
Responsibilities:
End-to-End File Ownership & Strategy
Manage mortgage applications independently from initial qualification through to settlement support.
Review and structure complex client scenarios, analyzing income, liabilities, servicing calculations, and supporting documentation.
Identify policy fit and recommend optimal lender pathways across both major bank and specialist/non-conforming lenders.
Prepare complete, submission-ready applications complete with clear, well-supported lender rationale to maximize approval outcomes.
Monitor turnaround times proactively and manage every stage of the pipeline to keep applications moving efficiently.
Credit & Specialist Lending Support
Assess diverse lending scenarios including residential, commercial, SMSF, development, private, and specialist lending.
Navigate complex credit circumstances, such as self-employed structures, SME finance, defaults, credit impairment, and ATO debt.
Research lender policies extensively, compare viable options, and present practical loan restructuring, refinancing, or debt consolidation strategies.
Stakeholder Communication & Operational Excellence
Manage document collection, KYC requirements, and client follow-ups directly and professionally.
Liaise with key external stakeholders—including lenders, BDMs, credit assessors, valuers, and solicitors—to drive files forward.
Escalate potential bottlenecks early while proposing practical, commercial solutions.
Maintain accurate records, detailed file notes, and strict regulatory compliance within the CRM and aggregator systems
QUALIFICATIONS (Must-Have):
Experience: Minimum 3 years of direct experience as an Australian Para Broker, with proven end-to-end file management and ownership.
Lending Knowledge: Deep understanding of Australian mortgage lending policies, servicing calculators, non-conforming/specialist lending, and complex borrower structures (e.g., self-employed, SMSF, credit-impaired).
System Aptitude: Direct experience or rapid adaptability to Australian mortgage platforms such as Sure Aggregator and Affinity CRM.
Communication Skills: Exceptional written and spoken English, confident in directly managing client expectations and communicating with credit assessors and BDMs.
Workplace Capabilities: Strong commercial acumen, high attention to detail, and the ability to work independently with minimal oversight in a high-volume, fast-paced environment.
Preferred Skills (Nice to Have)
Specialist Lender Portals: Hands-on experience submitting applications through non-bank and specialist lender portals (e.g., Bluestone, Pepper Money, La Trobe Financial, Liberty, Resimac, Firstmac).
Product Depth: Specific background in structuring construction/development finance and private lending solutions.
Tech Stack: Familiarity with VPN-based secure remote environments, digital document collection platforms, VOIP phone systems, and Microsoft Teams.
NZAB works with agri businesses to help them understand and articulate their strategy, financial performance and risk factors to their bank in a way that enhances the outcomes. These outcomes include access to capital, terms, conditions and price.
Banking is evolving, and the businesses they support have become more complex. Our typical client is one that understands these complexities and recognises the value of specialist advice to ensure that they can drive their business forward. NZAB gives them the confidence to do so, knowing that they have had independent oversight into their businesses by a team of banking experts.
We build enduring relationships with our clients, and become part of their advisory team, ensuring that the business continues to get the specialist advice it requires. Banks have confidence in our approach, and regularly advocate for our involvement.
We’re brokering better banking outcomes for both our clients and their bank.
NZAB works with agri businesses to help them understand and articulate their strategy, financial performance and risk factors to their bank in a way that enhances the outcomes. These outcomes include access to capital, terms, conditions and price.
Banking is evolving, and the businesses they support have become more complex. Our typical client is one that understands these complexities and recognises the value of specialist advice to ensure that they can drive their business forward. NZAB gives them the confidence to do so, knowing that they have had independent oversight into their businesses by a team of banking experts.
We build enduring relationships with our clients, and become part of their advisory team, ensuring that the business continues to get the specialist advice it requires. Banks have confidence in our approach, and regularly advocate for our involvement.
We’re brokering better banking outcomes for both our clients and their bank.