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Full-time
Professional Development Opportunities, Benefits Packages
Posted 71d ago
~40 hrs/week
Responsibilities
Own end-to-end acquisition delivery for Personal Loans and Credit Cards, managing volumes, costs, and customer outcomes across all channels. Lead the development of the Unsecured Lending Strategy and optimize digital and assisted customer journeys through data-led testing.
Requirements
Requires retail banking experience in unsecured lending with a strong track record of managing acquisition funnels and aggregator channels. Must possess advanced analytical skills in Excel and the ability to partner with Credit Risk and Analytics teams to balance growth and risk.
Full job description
If you’re looking to take an exciting new direction with your HSBC career, an internal move can open the door to many opportunities, allowing you to take on a new challenge, and develop your skills. Bring your knowledge of our brand to a new role and grow yourself further.
We’re currently seeking an experienced professional to join our team in the role of Product Manager, Acquisition & Journeys, Unsecured Acquisition.
The Unsecured Lending team drives all product lifecycle activities and proposition development for credit cards and personal loans, including customer acquisition, customer journey enhancements, product pricing, retention strategies, existing customer management, marketing and portfolio management, and has full P&L responsibility for these products. The team supports customers with their lending needs across HSBC, M&S Bank, First Direct, working with wider Banking and Propositions colleagues, Marketing, Digital, Distribution, Risk, Finance, Legal, Compliance, IT, Operations, Global Teams and Card Schemes (Visa and MasterCard).
A move across the business allows you to continue to access tailored professional development opportunities, and our fantastic benefits packages.
In this role you’ll:
Own end-to-end acquisition delivery for Personal Loans and Credit Cards, accountable for volumes, quality, cost-to-acquire and customer outcomes across all channels.
Lead acquisition campaign planning and delivery, shaping the campaign calendar and always-on activity; defining objectives, audiences, offers, channel mix and measurement.
Develop and deliver the Unsecured Lending Strategy and Annual Operating Plans, translating priorities into clear initiatives, milestones, budgets and measurable KPIs.
Track, analyse and report acquisition performance using internal MI plus competitor and market insights to identify opportunities and recommend actions.
Drive optimisation through data-led test-and-learn, segmentation and propensity insights to improve targeting, channel mix, campaign performance and customer experience.
Lead funnel and journey optimisation across digital and assisted journeys, partnering with cross-functional stakeholders to remove blockers, manage risks/dependencies, and deliver compliant outcomes on time.
To be successful in this role you should meet the following requirements:
Retail banking product experience (ideally Unsecured Lending: Personal Loans and/or Credit Cards) with a strong understanding of end-to-end acquisition funnels across digital and assisted channels.
Experience managing aggregator/affiliate channels (e.g., comparison sites/partners), including proposition positioning and performance optimisation.
Strong commercial and product acumen, with a track record of delivering acquisition initiatives that improve volume, quality, cost-to-acquire, customer outcomes and P&L performance.
Proven ability to partner with Credit Risk and Analytics to balance growth and risk outcomes (e.g., approval rate, bad rate/early delinquency, affordability, eligibility and decisioning impacts).
Strong analytical capability: advanced Excel skills (formulas, pivot tables, performance views) and confidence translating MI into clear actions (BI tools a plus).
Demonstrated campaign and journey optimisation expertise, with excellent communication and stakeholder leadership to align cross-functional teams, manage dependencies, and deliver compliant change at pace with strong post-launch monitoring.
To support you with putting your best foot forward for our internal opportunities, you are invited to take advantage of our CV and Interview workshops, hosted by our Talent Acquisition team. To find out more and register to attend please click this link.
Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, socio-economic background or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.
If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk via [email protected].
Opening up a world of opportunity for our customers, investors, ourselves and the planet.
We're a financial services organisation that serves more than 40 million customers, ranging from individual savers and investors to some of the world’s biggest companies and governments. Our network covers 58 countries and territories, and we’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of opportunity for our customers.
HSBC is listed on the London, Hong Kong, New York, and Bermuda stock exchanges.
To view our social media terms and conditions please visit the following webpage: http://www.hsbc.com/social-TandCs
Offices: 8 Canada Square, London, E14 5HQ, GB · 1 Queen's Road Central, Central, Hong Kong, HK · Florida 201, Buenos Aires City, Buenos Aires Autonomous City 1005, AR · 425 5th Ave, New York, NY 10018, US · DUONG Dong Khoi 1, Ho Chi Minh City, Thanh Pho Ho Chi Minh, VN
BankingFinancial ServicesInternational Finance and BankingWealth ManagementCorporate and Business Bankingretail bankingInsuranceRetail BankingInvestment BankingCommercial Banking
Opening up a world of opportunity for our customers, investors, ourselves and the planet.
We're a financial services organisation that serves more than 40 million customers, ranging from individual savers and investors to some of the world’s biggest companies and governments. Our network covers 58 countries and territories, and we’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of opportunity for our customers.
HSBC is listed on the London, Hong Kong, New York, and Bermuda stock exchanges.
To view our social media terms and conditions please visit the following webpage: http://www.hsbc.com/social-TandCs
Offices: 8 Canada Square, London, E14 5HQ, GB · 1 Queen's Road Central, Central, Hong Kong, HK · Florida 201, Buenos Aires City, Buenos Aires Autonomous City 1005, AR · 425 5th Ave, New York, NY 10018, US · DUONG Dong Khoi 1, Ho Chi Minh City, Thanh Pho Ho Chi Minh, VN
BankingFinancial ServicesInternational Finance and BankingWealth ManagementCorporate and Business Bankingretail bankingInsuranceRetail BankingInvestment BankingCommercial Banking