The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That's wh…
Join us, be part of more. We’re so much more than an energy company. We’re a family of brands revolutionising how we power the planet. We're energisers. One team of 21,000 colleagues that's energising a greener, fairer f…
Skills: Sales, Business to consumer sales, Target driven, Customer service, Communication
At EY, we’re all in to shape your future with confidence. We’ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better wor…
The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That's wh…
Skills: Debt Recovery, Negotiation, Communication Skills, Customer Service, Financial Analysis
TransUnion's Job Applicant Privacy Notice Team Overview The Procurement team supports the business in the onboarding, management, and governance of third-party suppliers, while helping ensure compliance, risk management,…
Jo Malone London - Leeds Boutique - 10 hours per week
Leeds, England, United Kingdom · On-site
Entry level$5.2B raised
Description As one of our highly skilled make-up artists you will combine your creative and technical expertise and passion for people to provide a welcoming, inspirational and personalized in-store experience which educ…
Company:Finning (UK) Ltd Number of Openings:1 Worker Type:Permanent Position Overview:As a Technical Service Controller, you will coordinate a team of engineers to deliver efficient, high-quality service and a strong cus…
A little bit about Lindt We are a premium chocolate manufacturer established in 1845 operating in over 86 countries around the World. Guided by our Global purpose to Enchant the World with Chocolate and UK vision of Crea…
Crowne Plaza Leeds Occasional Worker Agreement - Casual Get paid for doing what you love, get loads of rewards and benefits and learn new skills whilst you earn. We are seeking a dedicated and enthusiastic individual to …
Crowne Plaza Leeds £12.71 per hour, Occasional Worker Agreement - Casual We are looking for a friendly, passionate and energetic Receptionist to join our team. First impressions are everything and you will set the tone f…
Skills: Customer service, Communication, Hospitality, Problem solving, Interpersonal skills
Crowne Plaza Leeds £12.71 per hour, Occasional Worker Agreement - Casual Are you a night owl? We are looking for a Night Porter to join our team. Primarily you will be helping guests with their luggage and travel arrange…
Data & Analytics team 3 days a week in the office, Leeds, Liverpool or Dunfermline £35,000 to £45,000, depending on experience Velstar is a full-service eCommerce agency working across DTC and B2B. We build on Shopify Pl…
Skills: GA4, Google Tag Manager, Conversion tracking, DataLayer, Looker Studio
Mott MacDonald Bentley is a fully integrated design and build business combining the design expertise of Mott MacDonald with the contracting experience of JN Bentley to deliver award winning projects. With an annual turn…
Work directly with children / young people: Yes Age range of children / young people: 11-18 Disclosure Check: Enhanced Term of opportunity: This opportunity involves participation in two Mosaic programmes during 2026-202…
Skills: Mentoring, Communication, Facilitation, Group leadership, Goal setting
SHIFTS YOU ARE APPLYING FOR: 20hrs p/w; Tue 13:15 - 17:45; Thu 13:30 - 20:00; Fri 12:30 - 15:30; Sat 11:00 - 18:00 Working as part of a fast-paced store team, your top priority will be to offer outstanding service and ex…
Role Summary As a Mobile Engineer (PPM), you'll travel between client sites across Birmingham and the surrounding areas, carrying out planned preventative maintenance (PPM) on building services. You'll also respond to re…
Sign up with Clera and we'll reach out the moment a role actually fits you — no more spraying applications into the void.
$34k–$46k/yr
Full-time
Flexible working hours, Medical insurance from Vitality, Discounted gym membership, Private GP service, 25 days’ holiday per year, Birthday day off
Posted 15d ago
~40 hrs/week
Responsibilities
Manage a portfolio of complex, high-value overdue accounts through to resolution via negotiated settlements, litigation, or insolvency. This includes reviewing financial assets, instructing paralegals, and executing recovery strategies like CCJs and charging orders.
Requirements
Requires at least 2 years of debt recovery or insolvency experience, specifically with hands-on knowledge of UK court procedures. Candidates must possess strong commercial judgement and the ability to handle difficult conversations with empathy and professionalism.
Full job description
The company
Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are.
That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed.
We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive.
We’re looking for a Collections & Recoveries Specialist
We're looking for an experienced Collections & Recoveries Specialist to own our most complex and high-value overdue accounts — taking each one from start to resolution, whether that's a negotiated settlement, litigation or insolvency. This is a specialist recoveries role covering contentious and non-contentious collections. You'll already understand the end-to-end lifecycle of these types of accounts and be confident communicating with customers and stakeholders to secure the best outcome for iwoca and our customers.
The team
The Collections & Recoveries team at iwoca is responsible for supporting customers who have fallen behind on repayments, with a focus on achieving fair, sustainable outcomes for both the customer and the business.
The team takes a customer-first, solutions-oriented approach, working closely with small to medium business owners to understand their financial situation and agree on realistic repayment plans where possible. They balance empathy with commercial awareness, ensuring regulatory compliance while protecting iwoca’s loan portfolio.
Where you’ll work
This is a hybrid role based in Leeds or London. For your first month you'll be in the office every day for training, with the expectation dropping to once or twice a week thereafter.
The role
Our Specialist's work within a fast-paced, commercially focused environment, balancing fair treatment of customers with the the best outcome for the iwoca. You will have strong hands-on experience in either debt recovery through the UK courts and/or insolvency procedures. You will know the lifecycle of these accounts from beginning to end and can confidently handle the complexities that come with them.
You will manage a portfolio of accounts with outstanding balances up to £1m through to completion with varying and unique circumstances, managing inbound and initiating outbound telephone calls, letters and emails with the greatest level of care, accuracy and professionallism.
A flavour of what you'll own:
A portfolio of complex, high-value accounts through to resolution — including County Court Judgments (CCJs), charging orders and enforcement action
Reviewing the full financial and asset picture of an account to decide the best route to recovery
Recommending and evidencing the right strategy for each account — a negotiated settlement, a repayment arrangement, or pursuing recovery through litigation
Negotiating and monitoring repayment arrangements on difficult accounts, with clear consequences for non-payment
Instructing and liaising with internal paralegals and external insolvency practitioners
The requirements
We look for people who are smart, humble, motivated and who are always looking to improve.
Essential:
End-to-end, hands-on experience of debt recovery through the UK courts and/or insolvency procedures. This is essential — you'll be expected to assess the strategic recovery position on each account to maintain your assigned portfolio
At least 2 years debt recovery and / or insolvency experience, ideally in the commercial/business sector
Sound commercial judgement and the confidence to make decisions on complex, high-value accounts
A patient, empathetic and professional manner, especially in difficult conversations
Strong communication skills, accuracy and confidence
Desirable / Nice to have
Experience managing a large portfolio of high-value business cases
Experience in the finance or lending industry
Experience with bankruptcy and high level litigation cases
Business acumen and genuine enthusiasm for helping SMEs
We don't expect you to tick every desirable box — but the courts and/or insolvency recovery experience above is genuinely essential for this role. If you have that, we'd love to hear from you even if the rest of your experience looks a little different.
The salary
Our base salary range in Leeds is £34,000 - £41,000. Our base salary range in London is £39,000 - £46,000. We want to pay all of our employees fairly, so that’s why we regularly benchmark salaries based on market rates and to recognise your increasing value to our business.
The culture
At iwoca, the best idea wins. We model our culture on independent thinking, challenging untested logic, and evidence-based decisions. We prioritise learning and growth, and give people the autonomy to develop in the direction that makes them most effective.
We're a tech company and believe in the power of AI to help us work faster and better. We provide the infrastructure where every iwocan always has access to the best models and where those models have access to all of our data. We will help our people to learn how to use and grow with the new tools available to them.
The offices
We put a lot of effort into making iwoca a great place to work:
Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks.
Events and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions.
The benefits
Flexible working hours.
Medical insurance from Vitality, including discounted gym membership.
A private GP service (separate from Vitality) for you, your partner, and your dependents.
25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.
A one-month, fully paid sabbatical after four years.
Instant access to external counselling and therapy sessions for team members that need emotional or mental health support.
3% Pension contributions on total earnings.
An employee equity incentive scheme.
Generous parental leave and a nursery tax benefit scheme to help you save money.
Electric car scheme and cycle to work scheme.
Two company retreats a year: we’ve been to France, Italy, Spain, and further afield.
And to make sure we all keep learning, we offer:
A learning and development budget for everyone.
Company-wide talks with internal and external speakers.
At iwoca, we believe finance should feel like a superpower, not a headache.
Industry
Financial Services
Company size
201-500 employees
Founded
2012
Headquarters
West End, England
LinkedIn followers
41,597
Total funding
$1.5B
iwoca was founded to expand possibilities for small businesses.
At iwoca, we believe finance should feel like a superpower, not a headache. That’s why our founders, Christoph and James, decided to create a solution custom-built for small businesses. One that strips out the hassle, gets to know what each business needs, and looks for opportunities rather than problems. One that provides access to finance where and when your business needs it.
In 2026, we were named Fintech Company of the Year by the Fintech Awards (sponsored by KPMG).
Our partner integrations and our Lending API mean we can provide access to finance where and when small businesses need it. Our award winning credit risk engine help us make faster, more accurate credit decisions built around the performance of the business.
Since 2012, we’ve made funding available to over 100,000 businesses, from cafés to car dealers, salons to solicitors. But we’ve only just started. Our mission is to fund one million small businesses.
Offices: 101 New Cavendish St, West End, England W1W 6XH, GB
FintechTrade FinanceAlternative LendingSmall Business FinancingSMEWorking CapitalSmall businessCreditFinanceand Lending