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Full-time
Posted 41d ago
~40 hrs/week
Responsibilities
Conduct independent investigations into complex fraud claims and manage end-to-end case outcomes in accordance with Payment Services Regulations. Provide education and tailored support to scam victims and vulnerable customers while collaborating with stakeholders to resolve issues.
Requirements
Requires experience applying Payment Services Regulations and the Contingent Reimbursement Model within UK banking or financial services. Candidates must possess strong evidence-based investigation skills and the ability to manage a high-volume workload independently.
Full job description
As a Fraud Case Investigator in Fraud Operations, you will own complex fraud investigations to ensure the right outcomes for our customers and our firm. You will use your knowledge of Payment Services Regulations and relevant reimbursement frameworks to make fair, well-reasoned decisions. You will support scam victims with education and aftercare, including providing tailored support for vulnerable customers. You will work collaboratively with stakeholders while staying accountable for thorough, independent case management.
Job responsibilities
Conduct robust, independent investigations into complex fraud claims in line with Payment Services Regulations to reach the correct outcome
Own end-to-end fraud case management, ensuring decisions are well-evidenced and customer-focused
Support scam victims through education, guidance, and aftercare to help them stay safe going forward
Review escalated fraud complaints and deliver fair outcomes that put the customer at the forefront
Provide tailored support to vulnerable customers, adapting your approach to individual needs
Engage effectively with stakeholders to progress cases and resolve issues efficiently
Make autonomous decisions and seek input from leaders and partners when cases are particularly complex
Manage a high-volume workload across multiple stages of investigation while maintaining quality and timeliness
Identify control gaps and escalate control risks promptly and appropriately
Required qualifications, capabilities, and skills
Experience applying Payment Services Regulations in a fraud and/or disputes context
Experience working with the Contingent Reimbursement Model code in fraud case decisioning
Experience in UK banking or financial services, with UK fraud and/or risk exposure
Knowledge of complaint handling practices and the Financial Ombudsman framework
Ability to manage a heavy workload across multiple cases with minimal supervision
Ability to conduct structured, evidence-based investigations and document outcomes clearly
Strong written and verbal communication skills, with the ability to explain decisions clearly and sensitively
Customer-first mindset with a proven commitment to delivering high-quality service under pressure
Preferred qualifications, capabilities, and skills
Experience supporting vulnerable customers in a regulated customer service or investigations environment
Experience handling escalations and delivering outcomes in a complaints function
Experience identifying control weaknesses and contributing to risk and control improvements
Experience working in an operational environment with 24/7 coverage or time-critical casework
Confidence collaborating across teams to resolve issues and improve customer outcomes
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J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.
With a history tracing its roots to 1799 in New York City, JPMorganChase is one of the world's oldest, largest, and best-known financial institutions—carrying forth the innovative spirit of our heritage firms in global operations across 100 markets.
We serve millions of customers and many of the world’s most prominent corporate, institutional, and government clients daily, managing assets and investments, offering business advice and strategies, and providing innovative banking solutions and services.
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JPMorgan Chase & Co. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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