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Full-time
postgraduate degree
Medical Insurance, Dental Insurance, Vision Insurance, Paid Time Off, Company-observed Paid Holidays, Floating Holidays
Posted 72d ago
Apply by Jul 2
~40 hrs/week
Responsibilities
Develop and deploy custom machine learning models for fraud detection, credit risk, and marketing to optimize underwriting and business performance. Partner with leadership to create an enterprise modeling roadmap and mentor junior analysts.
Requirements
Requires a Master's or PhD in a quantitative field with 1-4 years of industry experience in statistical modeling. Proficiency in Python or R and experience with machine learning frameworks in a business setting are essential.
Full job description
Overview
As our Data Scientist, you’ll help drive Concora Credit’s Mission to enable customers to Do More with Credit – every single day.
The impact you’ll have at Concora Credit:
As a Data Scientist, your primary role will be to develop custom fraud detection, credit risk, marketing, and account management models to drive higher approval rates and lower losses. You will leverage the latest machine learning techniques, and technology to optimize underwriting, marketing, and fraud strategies, understand business performance, and identify improvement opportunities. This position offers growth opportunities for someone who is passionate about analyzing business performance, making data-driven decisions, and testing and optimizing strategy.
We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We’re an established company with over 20 years of experience, but now we’re taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.
Responsibilities
As our Data Scientist, you will:
Partner with Credit Risk to build production machine learning models; your models will determine who we lend to and how we interact with existing customers
Assess the quality and risk of various model methodologies, algorithms, outputs, and business processes
Develop our understanding of new data sources and how they may improve our existing processes and credit decisions
Design, develop, and deploy infrastructure for the training, testing, and serving of models at scale
Develop benchmark and challenger models to effectively challenge critical modeling decisions
Develop explainability and monitoring tools to enable the responsible use of statistical machine learning models and adhere to regulatory guidelines
Develop and maintain high quality and transparent model documentation.
Communicate your insights and solutions at all levels of the organization through effective presentations and technical reports
Leverage multiple tools such as R, Python, and SQL on the Databricks platform to develop cutting edge models. Use latest statistical and coding techniques on structured and un-structured data
Identify business challenges and opportunities, using modeling and analytics to deliver strategic or tactical recommendations
Expand Concora Credit’s capabilities in risk, marketing and operational analytics
Partner with leaders to develop an enterprise modeling long term road map across the enterprise. Be focused on execution, and ensure that models are implemented successfully and timely in production
As a data scientist leader, be a mentor, lead junior analysts, offer guidance and provide training opportunities
These duties must be performed with or without reasonable accommodation.
We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today.
Qualifications
Requirements:
M.S. in statistics, mathematics, computer science, or other analytical field with 2-4 years of industry experience in statistical modeling and analytics, preferably in the Finance industry, or Ph.D in field mentioned above with 1-3 years of relevant experience
2+ years in data analytics, applied machine learning, or related experience in a business setting; ability to convert ideas into testable hypotheses and/or next steps
Deep understanding and experience with data analysis, and statistical and machine learning models
Strong foundation in machine learning with experience implementing and optimizing machine learning models
Knowledgeable in applied statistics (e.g., hypothesis testing, regression techniques, probability, structured and un-structured learning algorithms, time series analytics, forecasting)
Hands on experience with Python, Spark SQL, XGBoost, and Databricks a plus
Strong Programming skills in Python and/or R (Python preferred)
Predictive modeling experience with a quantitative background is preferred
Experience working with consumer or business lending data is preferred
Excellent problem solver, disciplined attention to detail, great communicator
Strong ability to work proactively and collaboratively in a cross-functional team to drive results
Strong quantitative skills and communication skills - verbal and written
What’s In It For You:
Medical, Dental and Vision insurance for you and your family
Relax and recharge with Paid Time Off (PTO)
6 company-observed paid holidays, plus 3 paid floating holidays
401k (after 90 days) plus employer match up to 4%
Pet Insurance for your furry family members
Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App
We invest in your future through Tuition Reimbursement
Save on taxes with Flexible Spending Accounts
Peace of mind with Life and AD&D Insurance
Protect yourself with company-paid Long-Term Disability and voluntary Short-Term Disability
Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Employment-based visa sponsorship is not available for this role.
Concora Credit is an equal opportunity employer (EEO).
Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact [email protected].
Related keywords
Data ScienceMachine LearningCredit RiskFraud DetectionUnderwritingPythonRSQLDatabricksSpark SQLXGBoostApplied StatisticsHypothesis TestingRegressionTime SeriesForecasting
We are the leading provider of non-prime consumer financing solutions. Our Team supports millions of customers, providing friendly, easy, and innovative solutions.
We are looking for people who like people. We want to bring people onto our team who look forward to working with one another to find solutions to move the business forward. We offer a collaborative work environment that fosters a positive work culture, transparent communication, and the opportunity to develop and establish your career.
Do More with your Career at Concora Credit
For California residents, visit the link: California Recruitment Disclosure to learn what personal information we collect and how it is used.
https://about.concoracredit.com/privacy-notice-applicant
Offices: 14600 NW Greenbrier Pkwy, Beaverton, Oregon 97006, US
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