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Full-time
bachelor degree
Medical Insurance, Dental Insurance, Vision Insurance, Life Insurance, Paid Time Off, Paid Holidays
Posted 80d ago
~40 hrs/week
Responsibilities
The Loan Officer assists entrepreneurs with financing needs by developing community relationships and managing the loan application process. They are responsible for conducting credit analysis, determining client eligibility, and preparing loan packages for underwriting.
Requirements
Candidates should have a bachelor's degree or relevant experience and at least three years of lending or financial services experience. The role requires strong communication skills and the ability to travel up to 75% of the time.
Full job description
Description
About the Role:
The Loan Officer’s primary role is to assist entrepreneurs with their financing needs. The Loan Officer will develop key relationships to support small business owners, oversee the loan application process, determine client eligibility, review loan applications for completion, conducts credit analysis, and prepares loan packages for submission to underwriting. The Loan Officer will report to the Regional Lending Manager.
About Us:
PeopleFund’s Mission is to creates economic opportunity and financial stability for underserved people by providing access to capital, education, and resources to build healthy small businesses.
Our Values are:
Integrity First
Service Before Self
Excellence In All We Do
Is that you? Awesome! Let’s talk about what you’ll do at PeopleFund.
Responsibilities:
Generates loan volume through building relationships with the community, partner organizations, bankers, accountants & other creative techniques in collaboration with small business support organizations.
Generates new clients & partnerships with support organizations that have a positive economic impact in support of PeopleFund’s target market.
Evaluate best ways to reach out to prospective clients.
Analyze loan requests based on need, impact & financial viability.
Screen potential clients and educate them about the loan process.
Assist start-ups, established small businesses and nonprofits in preparation for a loan.
Submit loans that have a positive impact in Texas’ lower-income communities.
Meet minimum loan volume/production requirements.
Conduct annual visits to PeopleFund clients & makes phone calls to delinquent clients.
Ensure loan requests are properly assigned to an underwriter & that deals move expediently through the process.
Identify technical assistance, education & training needs of existing & prospective clients.
Maintain routine contact with loan prospects & existing clients.
Follow up with clients to maintain & strengthen the relationship.
Other responsibilities include community outreach, collections, passing on loan capital & grant opportunities to corporate staff for action.
Attend & participate in lending events in support of PeopleFund’s mission.
Perform other tasks as needed.
The Perks - PeopleFund provides the following benefits for employees:
Medical, dental, vision, and life insurance coverage. PeopleFund pays up to 100% for employee only coverage
Paid Time Off starting at 3 weeks per year and 12 paid holidays
401 (k) retirement plan match and immediate vesting
Flexible Spending Account (FSA) and Health Savings Account (HSA) available for qualifying medical pans and expenses
Dependent Child Care Spending Account available to employees who qualify
PeopleFund is a Hybrid Work Environment
True to our Mission, PeopleFund is committed to recruiting and retaining a diverse staff, and to creating a respectful workplace anchored in a deep, shared commitment to inclusiveness. We are proud to be an equal opportunity employer. PeopleFund welcomes applications from all qualified persons from all backgrounds who can contribute to our Team’s capabilities as we work together to create economic opportunity in underserved communities.
Requirements
Qualifications:
Bachelor’s degree or relevant work experience.
Minimum of three years of lending or related financial services experience.
Strong communication skills & positive, team focused approach.
Spanish preferred, but not required.
Travel required up to 75% of the time.
Available to attend events or programs outside the Monday-Friday work week as needed.
Related keywords
LendingSmall Business FinancingCredit AnalysisUnderwritingFinancial StabilityCommunity DevelopmentLoan VolumeFinancial ViabilityTechnical AssistanceCollectionsNonprofitsLower-income Communities
We create economic opportunity through access to capital and education for small businesses, startups, and nonprofits.
Industry
Non-profit Organizations
Company size
11-50 employees
Founded
1994
Headquarters
Austin, Tx
LinkedIn followers
3,819
Total funding
$3M
PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses.
We believe that healthy small business growth is the key to economic recovery and development and that every person, no matter their background or economic situation, has the ability to become a successful entrepreneur and job creator given access to the appropriate resources. We inspire, educate, fund, and elevate small business owners on the path to prosperity and the American Dream.
At PeopleFund, we believe we have fulfilled our mission if our clients can:
Make informed business and financial decisions
Gain access to appropriate credit
Build their business or organization in a healthy way
Pay off or refinance their debt at a lower rate
Become a part of the financial mainstream
Offices: 2921 E. 17th Street, Bldg. D Ste. 1, Austin, Tx 78702, US · 2801 Swiss Avenue, Suite 120, Dallas, Tx 75204, US · 2101 South St, Houston, Texas 77009, US · 300 S Closner Blvd, Edinburg, Texas 78539, US · 2300 W Commerce St, San Antonio, Texas, US
Business Assistance and EducationTechnical AssistanceSmall Business LendingFinancial LiteracyMicrolendingStart-up LendingVeteran LendingCommunity DevelopmentEconomic DevelopmentLines of Credit
How many Sales jobs are open in Lubbock, TX right now?
There are currently 386 open sales positions in Lubbock, TX listed on Clera. New openings are added daily as companies post roles.
Which companies are hiring for Sales roles in Lubbock, TX?
Companies currently hiring include Symmetry Financial Group, AutoZone, Bass Pro Shops, Encompass Health, Palm Beach Tan, among others. Browse the listings above to see every active employer.
Are there remote or hybrid Sales jobs in Lubbock, TX?
Yes — 51 of the 386 open sales positions offer remote or hybrid work (38 remote, 13 hybrid).
How do I apply for Sales jobs in Lubbock, TX?
Each listing links directly to the employer's application page. Apply early — fresh listings get the most recruiter attention in the first two weeks.