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Senior$33M raised
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Skills: Business development, Financial analysis, Credit underwriting, Business lending, Deposit management
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Charlotte, North Carolina, United States · On-site
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2027 Summer Internship Program - Commercial Banking (Commercial Lending)
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Full-time
bachelor degree, high school
Posted 10d ago
Apply by Sep 2
~40 hrs/week
Responsibilities
The Business Banker is responsible for developing and expanding relationships with local business owners to meet their financial goals. They manage a portfolio of business clients, providing expertise in lending, deposits, and cash flow management.
Requirements
Candidates must have either a Bachelor's degree with 4 years of experience or a High School Diploma/GED with 8 years of experience in commercial or business lending. Strong skills in business development, credit underwriting, and financial analysis are required.
Full job description
Overview
Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.
As a Business Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.
Business Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.
Responsibilities & Qualifications
In this role you will get to:
Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
Leverage your network to engage with local business owners and companies to develop business lending opportunities.
Represent the bank in the community by attending and participating in civic, community and networking events.
Engage in an efficient loan approval process with open communication and exposure to credit partners.
Be part of a collaborative team with various bank partners to support and deepen the full client relationship.
Position Specific Skills: Application of a structured sales process Providing financial guidance and expertise Sales planning and forecasting Financial analysis Credit underwriting Knowledge of business lending, deposit and cash management solutions Knowledge retail and wealth solutions referred Business development Networking and building centers of influence
Customer Acquisition
Consultative Selling
Builds Productive Relationships
Qualifications: Minimum Required Education and Experience: Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years' experience in Commercial or business lending, credit or business development
Additional Requirements:
Business development experience
Preferred Qualifications:
Established COI's and referral sources
Financial analysis and credit underwriting skills
Knowledge of business lending, deposit and cash management solutions
Ability to provide financial guidance and expertise
Sales planning and forecasting experience
Additional Information
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits. #LI-AM3
Related keywords
Business BankerCommercial LendingBusiness DevelopmentCredit UnderwritingFinancial AnalysisCash ManagementDeposit SolutionsSales PlanningForecastingConsultative SellingRelationship ManagementCustomer AcquisitionNetworkingCenters Of InfluenceLoan ApprovalBanking
First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of more than 500 branches and offices in 30 states; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; and a nationwide direct bank. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets.
Visit firstcitizens.com or call toll-free 1.888.FC DIRECT (1.888.323.4732). First Citizens Bank. Forever First®. Member FDIC. Equal Housing Lender.
Social Media Terms of Use: https://www.firstcitizens.com/socialterms
Offices: 4300 Six Forks Road, Raleigh, North Carolina 27609, US
How many Finance & Accounting jobs are open in Charlotte, NC right now?
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Which companies are hiring for Finance & Accounting roles in Charlotte, NC?
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